Owner Finance Terms
Owner Finance TermsBuyer(s) agree to pay monthly payments to Seller, payable in the amount, interest and term stated on Standard Agreement of Sale, until paid in full. The first installment is due and payable as noted on contract within forty-five days, and subsequent installments on the same day of each consecutive month until paid in full. Each payment shall be credited first on interest due and then on the principal; and interest shall thereupon cease upon the principal so credited. Seller shall receive a late charge in the amount of 10% of the total monthly payment or ($10.00 minimum), whichever is greater, for any monthly payment which becomes more than 14 day’s delinquent and/or a service fee of $25.00 for any payment which is returned by payer’s bank. There is no pre-payment penalty. Seller shall deliver to Buyer(s) a good and sufficient deed to the above-described property within Forty-Five days of the completion of payments or payment in full, or before at Seller’s sole option. In the event of default in making any of the monthly installments, and such default continues for ninety (90) days, this agreement may be canceled at the option of the Seller without notice and any and all moneys paid by Buyer(s) shall be retained by Seller as damages. LOAN SERVICING FEE: A monthly loan servicing fee of $15.00 will be added to the Monthly payment. PROPERTY TAXES / ASSOCIATION / HOMEOWNER FEES: The Buyer is responsible for all property taxes due after the date of the sale. Yearly County Taxes with being assessed as a fee included in the monthly payment. As with property taxes, Buyer is responsible to pay association fees (if applicable) which will also be added to the monthly payment. Buyers should contact the appropriate county offices for any questions about property taxes, assessed values or supplemental assessments. LOAN PRE-PAYMENT: There is NO LOAN PRE-PAYMENT PENALTY. Any loan can be paid off at any time without any pre-payment fees.
#L209514-1 4.77 Acres in Oregon’s “Outback,” Lake County
4.77 Acre parcel in Christmas Valley Oregon, only 6 miles North-West of Christmas Valley Sand Dunes. This lot is accessible via paved Christmas Valley Highway and also has powerlines near the property. Enjoy living off the beaten path yet still near the amenities of downtown Christmas Valley (Roughly 15 miles away). Located in Lake County in South Central Oregon, also known as Oregon’s Outback, this lot is nearby 11,000 acres of sand dunes available to off-highway vehicle use. There are activities for everyone, from the serious adventurer, to those who just want to kick back and relax. Camping, Fishing, Hang Gliding, Hiking, Hunting and Birdwatching are also nearby.
Although there are a few farms and homes in the area, wide open space attracts local wildlife. Deer, Antelope, jack rabbits and coyotes all run free across the natural landscape of the Christmas Valley area.
• APN: 27S18E110001200
• GPS Marker: 43.2375, -120.55206
• Legal Description: Tax Lot 1200, Section 11 Township 27 South, Range 18 EWM., E ½ SE ¼ SE ¼ SW ¼
• Current Zoning:
• Tax Code Area: 1402
• Property Classification: 400
• Size: 4.77 acres
• Terrain: Flat
• Elevation: Ranges from 4130 – 8446 ft.
• Road Access / Dwellings Nearby / Fronts Christmas Lake Valley Hwy.
• Power/Water: Near Property / Verify with County
• Property Taxes: $40.37 / YR
• HOA Fees: N/AHelpful Links:
Purchase Price: $16,899.00
Interest Rate: (8%)
Loan Term: 15 Years
Monthly Payment: $164.36
TOTAL DUE TODAY
Down Payment: $1.00
Document Fee: $199.00
DUE TODAY: $200.00
Land Payment: $164.36
Property Tax: 3.67
HOA/ Assoc. Fees: N/A
Monthly Servicing Fee: $15.00
TOTAL MONTHLY PAYMENT: $183.03
CASH PRICE: $15,199.00 + Taxes and Fees
Be sure to reference L209514-1 in any correspondence.
$1 down payment and $199 document fee for lot #L209514-1. Your welcome packet, contract, and payment coupon book for your monthly payments will be sent to the shipping address you provide. (Please note that we do charge an additional shipping fee for buyers located outside of North America.)
- $20000 $200.00
- Down Payment: $1 Down + Document Fee
The information within this listing is posted by a private or third-party seller and we do not guarantee the accuracy of the information enclosed. We encourage to always verify ownership and property details listed. As a precaution, due diligence in any real estate transaction is encouraged and closing through a verified title company is advised. To the maximum extent permitted by law we do not accept any responsibility to any person for the accuracy of the information herein.