Horseshoe Bend, AR Land for Sale: 0.30 Acres with Owner Financing & Power Nearby

Some small land listings are really about one thing: whether the parcel gives you a simple, affordable starting point for ownership without pretending the research is already done for you. This 0.30-acre lot in Horseshoe Bend, Arkansas fits that kind of search well, especially for buyers looking at low-cost vacant land and flexible payment terms.

The property is listed as vacant residential land at 303 North Monarch Lane, Horseshoe Bend, AR 72512 in Izard County. It includes about 13,068 square feet, parcel number 800-12684-000:, a listed cash price of $3,200:, and owner financing at $80 down and $80/month for 39 months: at 0% interest. The main caveat is the same one that matters on most small rural lots: you should confirm the exact zoning rules, utility connection reality, road maintenance, and site suitability before you buy.

For buyers comparing low-entry-cost land for sale in Horseshoe Bend, Arkansas, the appeal here is straightforward: residential zoning is listed, power is noted as available, and the upfront cost is low. But this is still a due-diligence-first purchase, not a parcel to assume is automatically ready for a house, cabin, or manufactured home without local verification.

Property snapshot

• Property ID: LC25151
• Type: Vacant land
• Address: 303 North Monarch Lane, Horseshoe Bend, AR 72512
• City: Horseshoe Bend
• County: Izard County
• State: Arkansas
• Parcel/APN: 800-12684-000
• Lot size: 0.30 acres (13,068 sq ft)
• Coordinates: 36.230733, -91.702701
• Zoning: Residential
• Road access: Dirt road
• Utilities: Power available per listing
• Deed type: Warranty Deed
• Cash price: $3,200
• Owner financing: $80 down, $80/month for 39 months, 0% interest, no banks, no credit check
• Taxes: 4.87 listed in source data, but the unit or tax year is not clearly identified

If you want to review the seller's listing details directly, start with View the full Land Century listing.

Location context

Horseshoe Bend is in Izard County: and is part of the broader Ozarks recreation area, which is one reason small residential lots here attract attention from buyers who want a future getaway spot, simple land ownership, or a modest homesite to research further. In practical terms, this is less about urban infill and more about whether the parcel's access, terrain, and services line up with your intended use.

That matters because a 0.30-acre lot can work well for some plans and be too constrained for others. The size may be enough for a small home setup, but only if setbacks, drainage, utility placement, and septic or sewer options cooperate. On lots this size, inches and boundary clarity matter more than buyers sometimes expect.

If you're still comparing similar properties, you can also browse other Arkansas land for sale or wider vacant land for sale listings to see how this parcel stacks up on price, access, and utility notes.

Why buyers pause on this one

The strongest hook here is affordability. A $3,200 cash price is low enough to get attention, and the owner-finance structure makes this lot approachable for buyers who prefer a small down payment. That said, affordability should push you toward better verification, not faster assumptions.

The listing says Residential: zoning and Power available:, but that is not the same as confirmed buildability or fully installed utilities. There is no supplied legal description, no clear water or sewer note, and the road access is described only as a dirt road. Those are not deal breakers, but they are exactly the details that separate a workable parcel from one that requires extra cost or a different plan.

Buyers specifically looking for payment-based options may want to compare this lot with other owner finance land deals before choosing, especially if paved access, larger acreage, or stronger utility documentation matters more than low monthly terms.

Due diligence checklist

• Verify the parcel with the county: Use parcel number 800-12684-000 to confirm ownership, map location, assessed information, and tax status.
• Confirm the zoning details: "Residential" is a useful start, but ask for the exact district, permitted uses, setbacks, minimum lot standards, and whether manufactured homes or cabins are allowed.
• Check utility reality: The listing says power is available, but confirm the provider, nearest connection point, meter process, and hookup costs. Also verify water service, sewer availability, or whether septic is required and allowed.
• Research road access: Confirm whether North Monarch Lane access is public or private, who maintains the dirt road, and whether access is dependable year-round.
• Review flood and drainage conditions: Small lots can still have drainage or slope limitations. Check flood mapping and local site conditions before planning improvements.
• Ask about survey and boundaries: If driveway placement, setbacks, or a future structure matter to you, ask whether a recent survey exists or budget for boundary confirmation.
• Read the finance paperwork carefully: Confirm the promissory terms, any document fees, late fees, default terms, and payoff process in writing before sending funds.
• Confirm title path: Since the seller context shows a wholesaler/investor profile, make sure deed delivery, title status, and any easements or restrictions are independently checked.

Official source context

The most practical official starting point for buyer research is the Izard County: Assessor. Use that source to begin parcel verification and then branch out as needed for tax records, mapping, and county office contacts. That is especially helpful here because the listing includes strong basics such as parcel number, address, acreage, and pricing, but leaves some important use questions open.

The listing source identifies this parcel as LC25151, sold by Bretton Jolley of BA Land Sales LLC, with 7 gallery images and a property video available at https://youtu.be/oAOCh EciFXA. The video can help with visual context, but buyers should still verify what they need through official records and direct local contacts.

Questions buyers ask

Is this lot buildable?

Not confirmed. The listing says residential zoning, but actual buildability depends on the exact zoning district, setbacks, utility access, septic or sewer approval, road access, and site conditions.

What is the parcel number?

The parcel/APN is 800-12684-000:. Use that number for assessor, GIS, title, and permit research.

How much does the property cost?

The listing shows a $3,200 cash price:. Owner financing is listed at $80 down and $80/month for 39 months: at 0% interest.

What utilities are confirmed?

Only power is mentioned in the supplied listing data, and even that should be verified with the utility provider. Water, sewer, and septic status are not confirmed in the source package.

What kind of access does it have?

Road access: is listed as a dirt road:. Buyers should confirm whether the road is publicly maintained, privately maintained, or subject to easement conditions.

Are the taxes clearly stated?

Not fully. The source data lists 4.87:, but it does not clearly identify the tax year or whether that figure reflects annual property taxes. Treat it as unverified until matched to county records.

Is owner financing available?

Yes, according to the listing. The stated terms are $80 down and $80 per month for 39 months with 0% interest, no banks, and no credit check. Confirm the full contract terms before purchase.

Next step

If the price point and financing terms fit your budget, the smart next move is simple: pull the parcel record, confirm zoning and utility details, and make sure the dirt-road access works for your actual plan. Then revisit the listing materials, maps, and video with those facts in hand so you're evaluating the lot as it really is, not as a generic low-cost land listing.

Useful buyer links

• View the full Land Century listing
• Arkansas land for sale
• vacant land for sale
• owner finance land deals
• Izard County: Assessor