North Port, FL Land for Sale: 0.28 Acres with Paved Road Access

If you are comparing North Port vacant land, this parcel is the kind of small-lot opportunity where the entry price is clear, but the real decision comes down to verification: zoning, access, flood status, and utility feasibility.

Property LC25577 is a 0.28-acre parcel on Chevalier St in North Port, Sarasota County, Florida 34288. The cash price is $9,900, with an owner-finance option listed at $12,900. The parcel number is 1129-22-4109, and the legal description is Lot 9 Blk 2241 46th Add To Port Charlotte.

The listing reports AC-6 zoning, paved road access, and utilities as well and septic needed. Treat those as starting facts rather than a development approval; permitted uses, site constraints, water, septic, flood status, and any restrictions should be confirmed before purchase.

Listing image associated with the Chevalier St vacant land parcel in North Port, Florida.

Property snapshot

Here are the core facts a buyer should use to identify the parcel, compare pricing, and frame the next due-diligence questions.

North Port and Sarasota County setting

North Port is a city in Sarasota County, Florida, which means a buyer should look at both city development rules and county-level records. For this parcel, the city is especially important for zoning, permitting, addressing, land-development review, and questions about how AC-6 applies to the site.

This area context is general; it does not by itself confirm what can be built on the Chevalier St parcel. North Port’s Planning & Zoning division is the practical starting point for verifying current zoning standards, lot coverage, setbacks, and whether a proposed use fits the Unified Land Development Code.

Because the listing says well and septic are needed, water and wastewater should be treated as major budget items rather than afterthoughts. Buyers should also verify whether any flood, drainage, soil, wetland, or environmental constraints affect this specific parcel.

Additional property image provided for the North Port vacant land listing.

Potential buyer fits for this vacant land parcel

The most realistic way to evaluate this 0.28-acre lot is to start with what is verified: small-lot size, North Port location, AC-6 zoning listed, paved road access listed, and well and septic needed. From there, the buyer’s intended use should be tested against the city’s current code and the parcel’s site conditions.

This parcel may fit buyers who are comfortable doing land due diligence before making improvement plans. It is not a plug-and-play building claim; any future use depends on zoning approval, permitting, legal access, survey results, flood review, utility feasibility, well and septic approval, and any deed or neighborhood restrictions.

• A buyer looking for a lower-priced North Port land parcel to evaluate for a future permitted use.
• A land buyer who wants owner-financing availability and understands that the financed price is higher than the cash price.
• An investor or long-term holder who is comfortable carrying taxes and completing parcel-specific research before resale or development planning.
• A nearby owner or buyer exploring whether small-lot assemblage, buffering, or future site planning makes sense, subject to ownership, zoning, and title review.
• A buyer willing to budget separately for survey, clearing, driveway, well, septic, permits, and any required engineering or environmental work.

Due diligence checklist before buying

For a small vacant lot in North Port, the most important questions are practical: what the code allows, whether access is legal and usable, whether water and septic can be permitted, and what site conditions could change the budget.

Owner-financing details to review

The listing provides both a cash price and an owner-finance option. The cash price is $9,900. The owner-finance price is $12,900, with a $3,500 down payment, a financed amount of $9,400, and 10% APR.

Listed monthly payment examples are $199.72 for 60 months, $156.05 for 84 months, and $124.22 for 120 months. A $249 processing and origination fee applies separately and is not included in the financed amount or the listed monthly payments.

The listing states that financing is available with no credit check or income verification and that the deed transfers after final payment under a contract for deed. Buyers should read the contract carefully and compare the total financed cost with the cash price before choosing a payment plan.

• Is the $249 processing and origination fee due at signing?
• Are taxes, recording costs, insurance, or other charges included in the monthly payment or paid separately?
• Is there any prepayment penalty if the buyer pays off the balance early?
• What are the late-payment and default terms?
• When exactly does deed transfer occur, and what documents confirm it?

How to compare this lot with other North Port land

Do not compare this parcel only by price per acre. For North Port vacant land, a lower entry price can be outweighed by site costs if a parcel has flood, drainage, septic, access, clearing, or permitting challenges.

When comparing similar lots, look for the same core facts: parcel number, zoning, legal access, road status, utility status, flood zone, taxes, title condition, survey availability, and any private restrictions. A lot with clearer utility or flood information may be easier to budget even if the purchase price is higher.

Owner financing can help reduce the cash needed up front, but it changes the economics. Compare the $12,900 owner-finance price, 10% APR, down payment, fee, and term length against the $9,900 cash price and any outside financing options available to you.

Questions buyers may ask about this property and area

Bottom line for buyers

This 0.28-acre North Port parcel offers a clear entry point for buyers who want a small Florida land parcel with a listed paved road and owner-financing availability. The cash price, parcel number, legal description, zoning label, and utility-needed status give you enough information to begin a serious review.

The key is not to treat the listing as a building approval. AC-6 zoning, well and septic needs, flood status, access details, survey boundaries, taxes, and restrictions all deserve verification before you commit money to purchase or site planning.

For the right buyer, this may be a practical parcel to investigate further. For anyone planning improvements, the next step should be a parcel-specific due-diligence file, not assumptions based on neighboring lots or general North Port market activity.