Fair Bluff, NC Land for Sale: 0.33 Acres with Paved Access & City Utilities
For buyers looking for a small residential lot rather than rural acreage, this Fair Bluff parcel is worth a closer look because it combines a compact lot size with listed paved-road access and public utilities.
The property is 0.33 acres at 132 Center St, Fair Bluff, NC 28439, in Columbus County. The parcel number is 9290.03-24-7132.000, with a cash price of $9,900 and an owner-finance price of $14,500.
The listing data states Neighborhood Residential zoning, paved road access, and public water and public sewer. Those are useful starting points, but buyers should still verify buildability, setbacks, utility connection status, flood exposure, title, and local permit requirements before closing.
Property snapshot
Here are the verified listing facts that matter most for a buyer evaluating this Fair Bluff lot.
Gives buyers the specific location to use for county, utility, and flood-map checks.
Use this number when checking Columbus County tax, GIS, and land records.
A compact residential lot can work for some plans, but setbacks and building envelope need verification.
Cash and financed buyers have different purchase economics, so compare both paths before choosing.
This suggests a residential framework, but permitted use and site-specific buildability still require local confirmation.
Buyers should verify legal frontage, driveway permission, and whether the road is publicly maintained.
Public utility availability is helpful, but tap status, connection fees, and service rules must be confirmed.
Use this as a starting point only; confirm current taxes, assessments, and any districts with the county.
Fair Bluff and Columbus County setting
The supplied property record places this parcel in Fair Bluff, within Columbus County, North Carolina. Because the address is a specific in-community lot, parcel-level checks are more important than broad regional assumptions.
Columbus County’s tax and GIS resources are the key starting points for confirming the parcel record, map data, assessed information, tax status, and any discrepancies between listing data and county records.
For land-use questions, Columbus County Planning is the practical source for zoning interpretation, setbacks, permitted uses, and any special approvals. Utility questions should be checked through the relevant local utility provider, and town-specific requirements should be confirmed if they apply to the address.
Flood screening is also important for land purchases in this part of North Carolina. The supplied data does not confirm the parcel’s flood status, so buyers should review official flood mapping before relying on the lot for a home plan or resale strategy.
Realistic buyer fit for this Fair Bluff lot
This is a small residential lot, so the right use depends on the lot dimensions, building envelope, utility service, access, flood status, and local approval process. The listing facts are promising enough to investigate, but they are not a substitute for permits or professional review.
A buyer should think of this parcel as a due-diligence opportunity: confirm what can legally and physically be done on the site, then match the lot to a plan that fits the verified constraints.
- A small residential build plan, only if Columbus County and any applicable town authority confirm zoning, setbacks, permits, access, utilities, and flood requirements.
- A lower-cost in-community land hold for a buyer comfortable verifying taxes, title, boundaries, and local rules before closing.
- A future residential project site for a modest footprint, if a survey and code review confirm enough usable area.
- Additional land for a nearby owner, if local rules allow the intended use and title, access, and boundaries are clear.
Due diligence checklist before buying
Use the listing facts as a starting point, then verify the details that control whether the parcel fits your plan and budget.
Confirm the parcel record and taxes
Look up parcel 9290.03-24-7132.000 through Columbus County tax and GIS resources. Confirm ownership record, map details, assessed data, current tax status, and whether the stated $169.00 tax figure is current.
Verify zoning and permitted use
Ask Columbus County Planning to confirm the Neighborhood Residential designation, allowed uses, setbacks, minimum requirements, and whether any overlay, subdivision, or town rule affects the lot.
Check buildable area with a survey
A 0.33-acre lot can be sensitive to setbacks, easements, rights-of-way, and drainage areas. A current survey can help confirm boundaries and whether a proposed structure can physically fit.
Verify water and sewer service
The listing states public water and public sewer. Confirm whether service is already connected, available at the street, subject to tap or impact fees, or controlled by a county or town utility process.
Confirm access and driveway feasibility
The listing states paved road access. Verify legal frontage on Center St, whether the road is public or private, who maintains it, and whether a driveway permit or right-of-way condition applies.
Screen flood and drainage risk
Check official flood mapping and review any visible drainage, low-lying, or easement concerns. If the lot is in or near a mapped flood hazard area, ask what that means for permits, insurance, elevation, and site work.
Review title, deed, and liens
The listing shows a warranty deed, but buyers should still review title, legal description, deed chain, liens, back taxes, and recording requirements with a title professional or attorney.
Read the owner-financing contract
If financing, get all terms in writing, including payment schedule, default rules, prepayment, taxes, fees, and the timing of deed transfer under the contract for deed.
For flood screening, use the North Carolina Flood Risk Information System, the state’s official flood hazard information portal, and search by address, parcel area, or map location before relying on the property for a building plan.
Owner-financing terms to understand
The listing shows a cash price of $9,900 and an owner-finance price of $14,500. The owner-finance option requires $3,000 down, uses 10% APR, and includes a $249 processing and origination fee that is separate from the financed amount and monthly payments.
The listed financed amount is $11,500. Payment examples in the listing are $244.30 per month for 60 months, $190.24 per month for 84 months, and $151.99 per month for 120 months.
The listing states owner financing is offered with no credit check or income verification and uses a contract for deed, with deed transfer after final payment. Buyers should still review the contract carefully and confirm all obligations before signing.
- What is the full amount paid over the term you choose, including the separate $249 fee?
- Are taxes, recording costs, utility fees, and permit costs separate from the monthly payment?
- What happens if a payment is late, missed, or paid off early?
- When exactly is the deed delivered, and what documents are recorded during the contract period?
Cash purchase vs. owner financing
A cash purchase at $9,900 is the lower listed price and may simplify the transaction for buyers who can fund the full purchase and closing costs upfront.
Owner financing reduces the initial purchase cash needed to the listed down payment structure, but the owner-finance price is higher than the cash price and the deed transfer timing is different under the stated contract-for-deed terms.
Whichever route you choose, keep due-diligence costs in the budget. Survey, title review, utility connection, permits, recording, and site preparation can matter as much as the purchase price on a small residential lot.
Questions buyers may ask about this property and area
Bottom line
This Fair Bluff parcel is a low-priced, small residential lot with useful listing facts: a specific address and parcel number, Neighborhood Residential zoning stated, paved road access stated, and public water and sewer listed.
The key question is not whether the listing sounds residential; it is whether the lot works for your intended use after county records, planning rules, utilities, access, title, survey, and flood risk are verified.
For a buyer willing to complete that checklist, 132 Center St may be a practical property to investigate further, especially with both cash and owner-finance pricing available.
Ready to review the full listing?
Check the current property page for availability, seller details, gallery images, and the latest purchase instructions before making a decision.
Compare more land options
If you are still shopping, compare this parcel with broader vacant land for sale and owner finance land deals to understand price, terms, and due-diligence differences.
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