California City, CA Land for Sale: 0.27 Acres with Owner Financing Available

If you are looking for a low-entry desert parcel with owner financing, this California City lot is the kind of listing that rewards careful verification before you commit.

LC26910 is a 0.27-acre vacant land parcel on Lexington St in California City, Kern County, CA 93505. The supplied parcel number is 287-034-09-00-5, with a listed cash price of $4,500 and an owner-finance price of $8,500.

The main caveat is practical: the listing notes dirt road access and says well and septic are needed. The supplied RM1/RM2 zoning, access, taxes, utilities, and buildability should all be confirmed through official city and county sources.

Property image supplied with the Lexington St 0.27-acre land listing; verify actual parcel conditions through maps, records, and inspection.

Property snapshot

These are the key listing-supplied facts to use as a starting point for verification, not a substitute for official records or site-specific approvals.

California City and Kern County setting

California City is a large-area desert city in Kern County. Census QuickFacts lists a July 1, 2025 population estimate of 13,300 and 203.61 square miles of land area, which matters because conditions can vary widely across different roads and subdivisions.

This listing places the parcel on Lexington St inside California City. General area context should not be treated as parcel-specific proof of utility availability, road quality, flood status, drainage, or permitted land use.

For this property, the practical research path is to confirm the APN with Kern County, then review California City planning and code materials for RM1/RM2 questions, and then contact the appropriate utility or permitting offices about water, septic, and service availability.

Supporting image supplied for APN 287-034-09-00-5; image content should not be treated as proof of utilities, access, or buildability.

Potential uses to verify before closing

This parcel is best suited to a buyer who is comfortable with raw-land due diligence. The entry price and owner-finance option may be attractive, but the listing does not present the lot as having installed water, sewer, or septic.

Because the property is tagged in residential, mobile-home/RV, and owner-finance categories, potential uses should be treated as research paths rather than approvals. The controlling answers come from zoning, permits, access, utilities, recorded restrictions, and site conditions.

• Investigate residential development only after confirming RM1/RM2 zoning, setbacks, minimum lot standards, access, utilities, and building permit requirements.
• Compare it as a small land-hold parcel, while remembering that resale value and future development outcomes are not guaranteed.
• Research manufactured-home, mobile-home, or RV-related possibilities only if California City rules, permits, utility requirements, and occupancy limits allow them.
• Budget for well, septic, or other utility solutions only after written guidance from the relevant provider or permitting authority.
• Avoid assuming storage, camping, fencing, grading, or no-structure uses are allowed until zoning, nuisance, access, and local code requirements are checked.

Due diligence checklist for APN 287-034-09-00-5

Use this checklist before making an offer or committing to owner financing. The goal is to turn the listing’s shorthand facts into verified, parcel-specific answers.

Cash price and owner-finance terms

The listing gives two purchase paths: a $4,500 cash price or an $8,500 owner-finance price. The stated owner-finance terms include $500 down, 10% APR, a financed amount of $8,000, and a separate $249 processing and origination fee.

The monthly payment options shown in the listing are $169.94 for 60 months, $132.35 for 84 months, and $105.72 for 120 months. The terms also describe a contract-for-deed structure, with the deed transferred after final payment.

Before choosing financing, compare the total cost of the contract, fee timing, tax and assessment responsibility, default provisions, and whether prepayment is allowed.

• Is the $249 processing and origination fee due at signing, and are there any other buyer fees?
• Who is responsible for property taxes, assessments, and maintenance during the contract period?
• Is prepayment allowed without penalty?
• What notice, cure, and cancellation rules apply if a payment is late?
• When and how is the deed recorded after the final payment?

How to compare this lot with other California City land

Do not compare California City lots by price and acreage alone. For small vacant parcels, the bigger differences are often legal access, official zoning, utility distance, water and septic feasibility, title status, taxes, special assessments, and whether the road is maintained.

This listing’s main differentiators are its published cash price, owner-finance option, APN-level identification, and clear disclosure that well and septic are needed. Those same details also point to the questions a buyer should answer before closing.

Questions buyers may ask about this property and area

Bottom line

This Lexington St parcel gives buyers a clear set of starting facts: 0.27 acres, APN 287-034-09-00-5, listed RM1/RM2 zoning, a $4,500 cash price, and an owner-finance option.

The caution is just as clear. Dirt road access, well needed, septic needed, and zoning shorthand all require parcel-level verification. For raw land, site costs and approvals can matter more than the purchase price.

If the price and location fit your goals, use the APN to verify county records, confirm city zoning and utility feasibility, inspect access, and review title and financing documents before closing.