3.12-Acre Agricultural Land for Sale in Concho, AZ - $399 Down, $364/mo Owner Financing

About this property

Where Willow Lane meets Concho Creek Drive, three lots sit together on open high desert at about 6,355 feet near Concho, Arizona. The ground runs flat to gently sloping, pinyon and juniper dot the land, and there are no power lines overhead. No association to answer to and no dues.

Picture the first season off the grid: a ground-mount solar array and a battery bank in a shed, a water tank by the door, a woodstove for the cold nights. Set up on one lot, keep the second for a workshop and garden, and leave the third open as a buffer or for someone you want close by.

Property facts

• Acreage: 3.12 acres, three adjoining lots of about 1.04 acres each, each its own legal parcel
• Lot dimensions: one rectangle of about 300 by 455 feet
• APN: 201-28-222, 201-28-223 and 201-28-224 (sold together)
• Legal description: Concho Valley Unit 2, Block 73, Lots 1, 2 and 3
• GPS center: 34.446799, -109.612888
• Road access: dirt roads; the interior subdivision roads are unmaintained dirt
• Zoning: A-G, Agricultural General. One single-family home per parcel: site-built, modular, or a HUD-code manufactured home 15 years old or newer. Apache County's RV Dwelling Permit allows an RV as the dwelling once septic is in, and you can camp up to 30 consecutive days a year without a permit.
• Power: none at the lot. Off-grid solar is the standard here, the county places no restriction on residential solar, and Navopache Electric Cooperative serves the wider area.
• Water and septic: private well or cistern; septic required for a residence. Internet by satellite such as Starlink.
• Flood zone: not in a FEMA-designated floodplain
• Annual property taxes: about $56
• HOA: none

Nearby

• Concho: about 5 to 7 minutes
• St. Johns: about 25 to 30 minutes
• Show Low: about 35 to 40 minutes
• Apache-Sitgreaves National Forests: about an hour south

Price and owner financing

Cash price: $19,999

Owner financing: $399 down plus a $199 documentation fee ($598 due today), then $364 a month in principal for 72 months. Each monthly payment also includes the $12 note servicing fee and $5 in prorated property taxes, for a total monthly payment of $381.

No credit check. No prepayment penalty.

Our Guarantee

On owner-financed purchases you get a 30-Day Money-Back Guarantee and a 365-Day Land Swap. Refunds are less the documentation fee and servicing costs, and cash purchases are final.

Next Step

Questions about solar, water or the RV permit? Send them through the contact form on this page and we will send the parcel map and the Apache County zoning references.