0.18 Acres for Sale in Lucerne, California

**Grab this parcel for $17,399 cash — that's $3,500 off the $20,899 list price, so you pocket the difference the day you sign.**

Message us now and we'll send over extra photos, drone footage, and the full property report so you can see every inch before you decide.

This rectangular, 102 x 136 lot sits in the Clear Lake Beach Annes 02 subdivision up on the north shore of Clear Lake, the biggest natural freshwater lake in California. It's flat (no grading headaches), it's quiet, and the town of Lucerne is right down the road when you need gas, groceries, or a bite to eat. Dirt road access with real legal access on record, so you're not landlocked and guessing.

No HOA. Nobody mailing you letters about your fence color or how long your RV can sit there — this is YOUR land, run it YOUR way.

**No credit? No problem. Owner financing with NO credit check and NO prepayment penalties means you can lock it in today and pay it off early whenever you want without getting dinged.**

Pitch a tent this weekend and watch the sun drop behind the hills. Haul in a cistern or dig a well (both allowed), run solar or wind for power with the grid available nearby, and down the line put in a septic system and build when you're ready. Camp, explore, hold it as an investment while the area keeps drawing people — the lot works for all of it.

Becoming a landowner here is about as simple as it gets, and the monthly payment is less than most people spend on takeout.

PROPERTY DETAILS → 0.18 acres in Lake County, CA (APN 034-341-190-000). Annual taxes a whopping $44.92.

PRICING

• $17,399 cash price (plus $250 processing fee) — $750 total due today
• OR $99 down + $250 processing = $349 total due today
• $368.61/month for 84 months at 10.7% APR
• NO credit checks, NO prepayment penalties
• Solar, wind, propane, and septic all permitted

**Whether you're camping, building, or just parking your money in dirt you can actually stand on, we'll answer every question with ZERO obligation to buy.**

WHY WORK WITH US

• Owner financing, no banks, no credit check — everyone qualifies
• Flat, buildable lot with legal access already confirmed
• Power nearby and well/septic approved, so you've got a real path to building
• Clear Lake recreation and Lucerne amenities minutes away

**Lots this cheap on the north shore don't sit around — message us TODAY before someone else claims it.**