4.92-Acre Residential Land for Sale in San Luis, CO - $250 Down, $199/mo Owner Financing

If you're looking to build sooner rather than later, start here. A paved highway, a short dirt road and power lines nearby mean trucks can bring in materials without a fight, and you start much closer to a power hookup than most lots out here.

That's exactly what one of our buyers, a dad from Georgia, was looking for. He sold his land out here about 15 years ago and always regretted it. Now his son is old enough to help him build the cabin he planned back then, so he came back. A road you can drive a truck on was a must: he passed on a parcel without one.

This one is 4.92 acres of gently rolling grassland just off Highway 159, about halfway between Fort Garland and San Luis in Colorado's San Luis Valley. Your phone works out here, so you can call a contractor from the lot. The ground is open and nearly flat, ready for a foundation.

No bank, no big down payment: we finance it ourselves, $179 down and $179 a month.

Imagine the day your foundation is laid. A few seasons ago it was grass and sky. Now it's a place your kids already call theirs.

PRICE AND FINANCING

No bank, no credit check. We finance it ourselves, directly with you.

- EasyFinance: $179 down, then $179 a month for 60 months

- Fast Track: $179 down, then $269 a month for 36 months

- Cash: $8,499

Plus a one-time $289 doc fee. Property tax is about $8 a month. No balloon payment, no prepayment penalty.

Reserve it today for $468: the $179 down payment plus the $289 doc fee. Your down payment is refundable for 30 days.

USE IT WHILE YOU PAY

Bring a tent or an RV. Costilla County allows camping on your land up to 14 days every 3 months, about 56 nights a year on your own ground. Building comes after payoff. If you plan to build soon, Fast Track or cash gets you there faster.

THE LAND

4.92 acres in S.L.N.E., between Fort Garland and San Luis, Costilla County, Colorado

APN 70703810

Elevation 8,038 ft. Gently rolling grassland

Zoning: Estate Residential. A frame home (600 sq ft minimum) or a manufactured home (1976 or newer) is allowed with county permits

Access: Highway 159 (paved), then De Soto Rd, a county-maintained dirt road

Power nearby

No HOA. Property tax: $96.12 a year

Flood zone C, above the 500-year floodplain

GPS: 37.27845, -105.4319

HONEST TRADEOFFS

Power is close, but not on the lot. The utility sets the cost to bring it in, so ask for a quote early. Still, it's a head start most lots out here don't have.

No well or septic yet. Start with a water tank and delivery, and add a well and septic when you build.

The cash price is a bit higher than our other lots, $8,499, because of the paved access and the power nearby. You're paying for the head start.

A little low vegetation, nothing that gets in the way of building.

Want to live on it full time in an RV? The county allows long stays only with a septic system and an active build permit, and building starts once the land is paid off. Buying with cash lets you start that right away.

If you need power and water on day one, no raw land will give you that. If you want the shortest path from raw land to a home, this is the one we'd look at first.

NOT SURE THIS IS THE ONE?

Message us anyway and tell us what you have in mind, even roughly. If another one of our parcels fits you better, we'll tell you. If we don't have it, we'll tell you that too.

WHO WE ARE

We're Easylanding Properties, founded by JB. Every parcel we sell is one we bought ourselves, and before we buy, we check title, legal access, back taxes and flood zone. Your contract is in your name, and the deed is recorded in your name when it's paid off.

READY WHEN YOU ARE

Send us a message. Even just "Hi" works. We'll send the full photo set, the GPS pin and straight answers. No pressure.