5-Acre Residential Land for Sale in The Sunny San Luis Valley, CO - Owner Financing

5 Acres in Southern Colorado. 18 months Same-as-Cash Financing

No-Interest

No Credit Check Required

Make 18 equal payments of $388! Easy!

THE HIGHLIGHTS

1. Same-as-cash, no-interest financing available

2. Sold directly by the owner, with personal service from someone who loves Colorado as much as you

3. Exceptional value for extraordinary southern Colorado land

4. 5 full acres, nearly four football fields of space to call your own

5. No interest, ever: $388 down and $388/month for 17 months

This 5-acre property is for the buyer who wants beautiful Colorado land without paying a penny of interest. Banks charge interest, and so do most land sellers. Not here. With our owner financing, you pay it off in just 18 months at 0% interest, at the same discounted cash price!

You won't find a better financing deal than this. There's no bank approval, no interest, and no waiting decades to own your land free and clear. You get to enjoy it right away, camping under the stars and exploring the mountains, while you pay it off in a year and a half.

And you're not dealing with a big company. This land is sold directly by the owner, a small, family-run business led by someone who loves Colorado. When you call, you talk to a real person who knows this land and wants you to love your property as much as we do.

Affordable Colorado land is getting harder to find every year, and nobody is making more of it. Five open acres with great views, at this price and with these terms, is an exceptional value. Once it's gone, it's gone.

You can't camp on a mutual fund, but you can camp right here. No one knows what the future holds, but land values have historically increased over time. With low taxes, no HOA, and no deadline to build, this is a solid, lasting asset to enjoy now and hand down to future generations.

THE LAND

This 5-acre parcel is Lot 79 in Unit 11 of the Rio Grande Ranches subdivision in southern Costilla County, not far from the small community of Mesita. Five acres is nearly four football fields of open Colorado land, with room for a campsite, a garden, a future cabin, and wide-open space around you.

The property sits on Mariposa Trail, a county-maintained dirt road, just after it crosses Black Hawk Road. The terrain is flat, open high desert prairie at about 7,580 to 7,590 feet in elevation. Flat ground makes it easy to camp, easy to bring in a trailer, and easy to build on someday.

The vegetation is low, so the views stay big and open. You'll enjoy great views of the mesa and other scenic points in the southern San Luis Valley. Summer days are sunny, and the nights are cool and crisp.

Cell service and GPS work on the property, so you can stay connected and easily find your way to your land.

THE LOCATION

You're tucked away in a quiet corner of southern Colorado, but you're still within reach of what you need. San Luis is about 33 minutes away for gas, a Family Dollar, convenience stores, and a good pizza place. San Luis is Colorado's oldest town, founded in 1851, with a rich blend of Hispanic and Indigenous culture. Alamosa is about an hour away for Walmart, hardware stores, an airport, and lots of restaurants and shops.

The historic Lobatos Iron Bridge over the Rio Grande is only about 13 minutes away, a great spot for fishing. Smith, Sanchez, and Mountain Home Reservoirs are also in the area for kayaking, boating, and fishing for trout, pike, walleye, and bass.

Great Sand Dunes National Park is about 1 hour and 15 minutes away, with 800-foot dunes tucked against snowcapped mountains for sandboarding, camping, and hiking. The Sangre de Cristo Mountains offer hiking, camping, hunting, and 4x4 trails, plus 14,000-foot peaks like Culebra and Blanca.

Taos, New Mexico, is about 1 hour and 15 minutes away for world-class skiing, hiking, biking, art, and Southwest food. You're within an hour's drive of more than 2 million acres of public land. And when night falls, Costilla County's dark skies put on a spectacular show of stars.

***If this sounds like the perfect spot for you, don't wait! Get in touch now. Call, text, or email today.***

THE PROPERTY DETAILS

PARCEL #: 71512550

SIZE: 5 acres

GPS COORDINATES: 37.030853, -105.684097

SUBDIVISION: Rio Grande Ranches (Unit 11, Lot 79)

COUNTY: Costilla

STATE: Colorado

CLOSEST CITY: San Luis, CO (about 33 minutes)

ZONING: Estate Residential

ANNUAL PROPERTY TAXES: $74.04

HOA: None!

UTILITIES: None. This is rural land without city water, sewer, or power. Most people use solar, wind, or a generator for power. Contact the power company for a cost estimate to run a power line. A residential-use well is allowed or a large cistern for water. Septic is required before building.

TITLE: Clear title with no liens. Will convey via Warranty Deed when paid in full.

THE PRICING

No credit check required – your past shouldn't decide your future!

We are the owners of this property and sell directly to you, our clients. This allows us to be flexible with payment and pricing terms while keeping fees to a minimum. With this flexibility, we offer two purchase options.

Cash Price: $6,588

Financed Price: $6,984 – Same as Cash! – just $388 down, then $388/month for 17 months at 0% interest. That's 18 payments and you own it free and clear!

A one-time $249 Doc Fee, due at signing, applies to both options and covers all closing costs. Additional $10/month service charge and prorated estimated property taxes for financed purchases.

Would other terms work better, or do you have a different offer? Get in touch! We can adapt to any financial situation.

THE BUILDING AND DEVELOPMENT OPTIONS

Costilla County allows temporary camping for 14 days every 3 month period. That's 56 days of camping per year!

You can stay in an RV on the property longer if you do the following: pay off the property in full; install septic and either a well or cistern; show clear, ongoing construction progress of a permanent residence; obtain the necessary permit from the county. Cost is $350 per 90 days and renewable for up to 18 months.

Mobile homes and custom built single family homes with a minimum 600sqft footprint are allowed.

2 horses and up to 20 chickens (in a coop) are allowed. Sorry, no other livestock like cows, goats, or pigs are allowed.

Residential gardens and greenhouses are allowed. You may collect rainwater in two barrels, up to 110 gallons total, for use in watering your garden or outdoor animals.

HOW TO BUY

We've fine-tuned the purchase process over the years to ensure a simple, straightforward, and stress-free experience.

Step 1: Fill out a short purchase form and pay the $249 Document Processing (Doc) Fee.

Step 2: Review and e-sign the required paperwork. This includes a Land Sale Contract, Purchase Agreement, and Promissory Note.

Step 3: Pay the down payment. You can now start enjoying your land! Camping and recreation are allowed while financing, but no construction, improvements, or residing full time until it's paid off.

Step 4: Automatic monthly payments begin 30 days later and are managed online with Geekpay. You will have a secure login to access your loan details.

Step 5: The property is paid in full. We sign the deed and record all necessary documents with the county to finalize transfer of ownership to you. There are no additional closing costs. They are all covered with your initial Doc Fee.

That's it, you now own the land free and clear! Congratulations, you're a landowner!!

WHY BUY FROM TONY AND LAND TURTLE PROPERTIES

We are a small, family-run company with hundreds of transactions under our belts in the past 3 years in business. Our focus is on you, the client. We value simplicity, honesty, and transparency. Check out our Google reviews to see what others have to say. Better yet, give us a call and let us earn your trust.

OUR RISK-FREE GUARANTEE

Pictures and video are great, but there's no substitute for driving up to your own land and walking the property in person. But what if you can't make the trip to the property for a couple of weeks or even months and you don't want to risk losing out to another buyer?

We offer an industry-leading 90-Day, Risk-Free, Money-Back Guarantee. This means you can secure the property under contract, and you still have 90 days to decide if it's the perfect land for you. Camp out for a long weekend. Walk the property lines. Check out the neighbors and nearby towns. Experience the land yourself. In person.

If there's any reason you don't love this property, we will issue a full refund of all money paid towards the land or transfer payments to any other available property. This does not include taxes, service fees, or the Doc fee, but it does include your down payment and all monthly payments towards the principal of the land. This only applies to financed purchases. Cash sales are final.

The bottom line is that we want you to love your land, and we guarantee you won't be stuck with a property you're not excited about.

NEXT STEPS

If you're ready to move forward or just have questions, get in touch! Send us a message or give us a call. We can't wait to get the ball rolling on your journey to land ownership.