0.23-Acre Residential Land for Sale in Lake Placid, FL - $749 Down Owner Financing

0.23 Acre in Lake Placid, a Calm Plan for the Years Ahead

Who This Land Is For

This lot is for the one who would rather plan for retirement calmly now than scramble for it later.

You want a simple option you control, a piece of Florida set aside so the next chapter already has an address, and the peace of mind that comes with knowing it's handled.

Picture it. A January morning in the 70s, dry air, coffee on the porch of the small home you built when the time was right. An afternoon down at the lake, a slow swim and nowhere you have to be. Grandkids visiting for the holidays, and a place that feels like yours in every way.

You start with $749. If you can make the payment, you're in. Lock it in now, live on it later.

The Land

This lot at 680 Morningside Dr is 0.23 acre, a full 10,000 square feet, 80 feet wide and 125 feet deep, in the Sun N Lakes Estates neighborhood of Lake Placid. It is covered in native scrub oak and palmetto.

It sits about 80 to 87 feet above sea level, in Flood Zone X, the high and dry designation, with no wetland mapped on the lot. It fronts Morningside Dr, a wide graded dirt road, and County Road 29 is about 225 feet east. The zoning is R1, single family residential, with room for a site built home, a modular home or a barndominium. Homes here use a private well and septic. No HOA, no HOA fees.

Around Lake Placid

Highlands County is named for its high ground. It sits on the Lake Wales Ridge, a line of ancient sand dunes that are the oldest in Florida, from a time when these ridges were islands. The county has close to 100 freshwater lakes, and Sun N Lakes owners have their own county park on Grassy Lake, with a swimming beach, a boat ramp and docks, pickleball and a community center. Winn-Dixie is about 7 minutes away, downtown Lake Placid about 10, and AdventHealth Lake Placid, with 24/7 emergency care, about 14. Sebring is about 29 minutes up the road.

The Terms

Cash: $16,500.

Owner financing: $749 down, then $349 a month for 60 months.

No interest, no bank, no credit check, no income verification.

Pay it off early any time, no penalty.

Your annual property taxes are already included in the monthly payment.

One flat $249 document fee covers your closing costs.

Your Warranty Deed records in your name at payoff.

If the down payment and the monthly work for you, you can reserve this lot today.

Buy the Dirt, Build the Dream: The Dirt Wise Roadmap

Land looks simple: a price, some acres, a photo, and a signature. It's what happens after you say yes that makes it yours. That's the part I love, and it's why every lot I sell comes with The Dirt Wise Roadmap, my way of walking with you from the day you reserve it to the day the deed has your name on it.

A taste of the Golden Perks that come with your land, every one of them included: a walkthrough video of this exact lot, the County Guide so you know the rules before you need them, and when your final payment is in, $1,000 toward your next lot. And more, all the way to the day you build.

Once you're part of the Golden Ridge family, you're never walking this alone. Before there was land, there were dreams. Let's go build yours.

Your Money Is Protected (owner financing)

If you decide the land isn't right for you within the first 100 days, I'll apply everything you have paid 100% towards any other property in my inventory. That's 100 days to visit, walk it, and check it with the county.

Maybe you'd like a different view, a lot that's a little more cleared, or one where the deer haven't already claimed the best spot for your porch. Maybe you simply found one you love more.

Whatever the reason, your money moves with you to the lot that fits. My goal is for you to be on land you truly love, and to know from day one that choosing me was never a gamble.

While You're Paying, and After

From the first month, you can visit as often as you like. Walk the lot, mow a path in from the road, bring a folding chair, and picture where your small home and porch will sit. Once it's paid off, you build when you're ready.

Property Details

• Address: 680 Morningside Dr, Lake Placid, FL 33852

• County: Highlands

• Community: Sun N Lakes Estates

• Size: 0.23 acre, 10,000 square feet (80 by 125 feet)

• APN: C-22-37-30-191-1840-0330

• Zoning: R1, single family residential

• Terrain: native scrub oak and palmetto

• High and dry: about 80 to 87 feet, Flood Zone X

• Access: Morningside Dr, a graded dirt road

• Utilities: private well and septic

• HOA: none

• Taxes: included in your payment

Questions I Get Most

Do I have to build right away?

No. Own it, visit it, and plan at your own pace. Once it's paid off, you build when the timing is right for you.

Is there a yearly tax bill to keep track of?

No separate bill. The annual property taxes are already included in your monthly payment, so it's one number a month.

What is there to do nearby?

Sun N Lakes owners have the county park on Grassy Lake, with a beach, a boat ramp, docks and pickleball, and Lake Placid is about 10 minutes away.

Can I visit before I buy?

Yes, and I hope you do. I'll send you the walkthrough video and the GPS pin, so you can drive right to it and walk it yourself.

About Golden Ridge Partners

I believe land ownership should be simple, honest, and within reach for every family that wants it, not just those with a perfect credit score. I own every lot I sell, so you buy straight from me. I explain every step in plain words, and you talk to a real person from your first question to the day your deed is recorded.

How Buying Works

1. Reserve the lot with your down payment and the $249 document fee, and it comes off the market for you.

2. Sign a simple agreement digitally, from your phone.

3. Make your payments, and when it's paid, your Warranty Deed is recorded in your name.

Claim This Lake Placid Lot

0.23 acre in Lake Placid, a calm plan you can put in place today.

With $749 to start and $349 a month, it's a steady way to set aside a real piece of Florida for the years ahead.

Message or call and I'll walk you through it, start to finish.