0.11-Acre Residential Land for Sale in Palatka, FL - $9,700 | Owner Financing
Why this lot
- UtilitiesCity utilities available
- Road accessPaved Road
- ZoningResidential
- Property taxes$72 / year
- Size0.11 acres · 4,792 sq ft
About this property
OWNER FINANCING FROM $225/MO - NO CREDIT CHECK
Looking for an affordable homesite inside the city limits of Palatka, Florida? This wooded 0.11-acre lot (50' x 100') sits on paved Royal Street in the Ridgedale neighborhood, minutes from downtown and the St. Johns River. The land is level, zoned R-3 by the City of Palatka, and modular homes are allowed. City sewer serves the area, so there's no septic to install. No HOA.
PROPERTY HIGHLIGHTS
- 0.11 acres, approx. 50' x 100', rectangular
- Royal St., Palatka, FL 32177 (Putnam County)
- Ridgedale subdivision, Block 8, Lot 9
- Level and wooded, elevation about 71 ft
- Not in a flood plain per our records
- Zoning: R-3, City of Palatka (single-family homes min. 1,200 sq ft living area)
- Site-built and modular homes allowed; no mobile/manufactured homes, camping or RVs
- Paved city street access
- Sewer: City of Palatka; Power: Florida Power & Light
- No HOA; annual taxes about $71.81
- GPS: 29.651111, -81.676222
NEARBY (driving miles)
- Walmart Supercenter - 1.3 mi
- HCA Florida Putnam Hospital - 1.9 mi
- Project P.L.A.Y. Park - 2.2 mi
- Ravine Gardens State Park - 2.8 mi
- St. Johns River Center - 3.1 mi
- Riverfront Park (St. Johns River) - 3.2 mi
- St. Augustine Beach - 34.5 mi
- Gainesville - 41.8 mi
- Jacksonville - 69.2 mi
PURCHASE OPTIONS
Discounted Cash: $9,700
- Down payment: $500 + $399 processing fee = $899 due today
Easy Financing: $11,600
- Down payment: $500 + $399 processing fee = $899 due today
- $224.96/mo for 72 months at 9.7% APR
- Monthly = $203.96 principal & interest + $10 note service fee + $11 property tax
Super Saver Financing: $10,700
- Down payment: $900 + $399 processing fee = $1,299 due today
- $258.87/mo for 48 months at 7.7% APR
- Monthly = $237.87 principal & interest + $10 note service fee + $11 property tax
No credit check. No prepayment penalty. 90-day money-back guarantee on financed purchases.
APN: 02-10-26-7720-0080-0090
Reserve it online today.
Property details
Location
Royal St., Palatka, Putnam County, Florida, United States, 32177 · Parcel 02-10-26-7720-0080-0090 · Open in Google Maps
Common questions
Can I buy it with owner financing?
Yes — LandJoy finances it directly, no credit check: then $225–$259 a month, depending on the plan length.
Can I build on it?
It is zoned Residential and listed as buildable land. Check your plans with the Putnam County planning office before you buy.
Does it have water, power and sewer?
City utilities available. Without public sewer you will need a septic system.
Have another question?
Disclaimer from LandCentury
The information within this listing is posted by a private or third-party seller, and we do not guarantee the accuracy of the information enclosed. We encourage you always to verify ownership and property details listed. As a precaution, due diligence in any real estate transaction is encouraged, and closing through a verified title company is advised. To the maximum extent permitted by law, we do not accept any responsibility to any person for the accuracy of the information herein.