0.15 Acres for Sale in Sebring, Florida

City Water Lot, Sebring FL

Your First Asset Starts Here

Most people who want to own land never start. The reason is almost always the same. It looks complicated and it looks expensive.

This one is neither.

This is a 0.15 acre lot at 929 Grand Ave in Sebring, Florida. It sits inside the city limits in the Highland View subdivision. It takes $349 down to begin.

Here is what makes it different from nearly every other cheap Florida lot you will see. City water and city sewer are both available at the property. No well to drill. No septic system to design and install. Those two items are the biggest hidden costs in rural land, and on this parcel they are already handled by the city.

The Land

The lot is 0.15 acres, roughly 6,800 square feet.

It is actually two platted lots, Lots 1 and 2 of Block 1023, combined under one APN. That gives you a wider building envelope than a standard single city lot.

It is a corner parcel. Grand Ave runs along the front and Virginia Street runs along the side. Corner lots get more light, more air, and easier access.

Virginia Street is paved and city maintained. There is no dirt road and no private road agreement.

It sits 140 feet up. The parcel is in Flood Zone X. That is the low risk rating. It sits outside the 1 percent annual chance floodplain. High and dry.

Property taxes were $62 for the 2024 tax year. That is not a typo.

There are no HOA fees.

Property Features

●       0.15 acres, roughly 6,800 square feet

●       Two platted lots combined under one APN

●       Corner parcel at Grand Ave and Virginia Street

●       City water available

●       City sewer available

●       Paved, city maintained street frontage

●       Elevation of 140 feet

●       Flood Zone X, the low risk rating

●       Zoned R-4, single family residential

●       No HOA fees

●       Inside Sebring city limits, Highland View subdivision

Picture the Area

Sebring is the county seat of Highlands County and sits near the center of Florida, on the Lake Wales Ridge.

The town is built around Lake Jackson, a big round lake with a walking path along the shore. Downtown Sebring is laid out in a circle, which is unusual and gives the place a distinct character. There are shops, a few good spots to eat, and a farmers market.

Sebring is best known for the Sebring International Raceway, home of the 12 Hours of Sebring endurance race. Every March the race brings people in from all over the world.

Highland View is a settled in city block. Streets are paved. Houses are built all around it. City services reach the block.

Getting There and Around

US Highway 27 runs north and south through Sebring. US Highway 98 and State Road 17 are close by.

In the city limits, the day to day things are close. Groceries, the hospital, schools, and county offices are all a short drive.

Lakeland is about an hour and 15 minutes north. Tampa is about an hour and 45 minutes northwest. Orlando is about an hour and a half north. Fort Myers is about an hour and a half south. Winter Haven and the Legoland area are about an hour north.

You can reach either coast as a day trip.

Life Here

Sebring moves at a comfortable speed. It is a working town.

Lake Jackson is the center of it. People walk the path in the morning, fish off the pier, and put boats in at the ramp.

Highlands Hammock State Park is minutes away, with old growth oaks, a boardwalk over the swamp, and flat easy trails. It is one of the oldest state parks in Florida.

Lake Istokpoga, one of the best bass lakes in the state, is a short drive south.

For daily life, an in city lot means you are close to work, close to the store, and close to school. That matters more day to day than acreage does.

What Is Nearby

●       Lake Jackson and downtown Sebring, minutes away

●       Sebring International Raceway

●       Highlands Hammock State Park, minutes away

●       Lake Istokpoga, a short drive south

●       US Highway 27, US Highway 98, and State Road 17

●       Lakeland, about an hour and fifteen minutes

●       Orlando and Tampa, about an hour and a half

●       Fort Myers, about an hour and a half

Who This Land Is For

This is for the person who wants to own something real and wants a sensible place to start.

You may be in your late twenties or thirties. You are fine doing things online. You are not trying to buy a house yet, and you do not want a fifteen year commitment to find out whether you like owning property.

You want a first asset. A lot with a parcel number and an address. One you can point at and call yours.

At $12,900 this is one of the more affordable serviced city lots in central Florida. On owner financing it takes $349 to start.

The city water and sewer matter more than they sound. On a rural lot you need a well and a septic tank before you build. Both cost real money. Here the city brings both to the lot. That clears the biggest hurdle between raw land and a finished house.

You can hold it. You can build on it later. Either way you started. And you started on a lot with the water and sewer lines in place.

What You Get

●       A 0.15 acre corner parcel with its own APN, on file with Highlands County

●       Two platted lots combined for a wider building envelope

●       City water and city sewer available at the property

●       Paved, city maintained street frontage

●       140 feet of elevation in Flood Zone X

●       No HOA fees

●       Low annual property taxes, $62 for the 2024 tax year

●       Owner financing with no interest and no credit check

●       One flat $249 document fee and no other closing costs

●       No agent fees and no junk fees

●       The 100 Day Love It or Swap It promise

●       A Warranty Deed recorded in your name when the land is paid in full

Building Your Home

R-4 zoning here is single family residential. Highlands County records show a minimum of 800 square feet of living space for this parcel.

Setbacks are 15 feet from the front, 15 feet from the street side along Virginia Street, 5 feet from the neighboring side, and 5 feet from the back.

A site built home goes up on a poured foundation here on the lot. It costs the most and lasts the longest. A modular home is built in sections at a factory and set on a permanent concrete foundation, which is faster and cheaper.

As a rough guide for 2026, a small site built home in this part of Florida often lands between $180 and $260 per square foot. A modular home often runs $130 to $190 per square foot. These are broad estimates and your real number depends on size, finish, and your builder.

On this lot those numbers come down meaningfully, because you are not paying for a well or a septic system. Connecting to city water and sewer costs a fraction of installing both from scratch.

Utilities and What to Expect

This is the part that sets this lot apart.

City water is available through the City of Sebring water department. City sewer is available as well. You connect rather than build from nothing.

Electric service is Duke Energy. The lines are on this street.

Propane covers gas. Trash is city pickup.

The Terms

Discounted Cash Price: $12,900

That is the price for paying in full. Pay cash and $12,900 is the number, start to finish.

Owner financing is available on this parcel with no interest.

●       Down Payment: $349

●       Document Fee: $249 one time

●       Total Due Today: $598

●       Monthly Payment: $349 for 48 months

●       No interest

●       No credit check

Message us today and say you want 929 Grand Ave.

Your Money Is Protected

You are covered by the 100 Day Love It or Swap It promise. Come see your land within 100 days. If it is not the right fit, every dollar you have paid toward the land moves to any other lot we own of equal or greater value. You pay the difference and a small processing fee. All of it carries over. You lose none of it.

Your Warranty Deed is recorded in your name at the county once the land is paid in full. A Warranty Deed is the strongest form of owning there is.

One flat $249 document fee covers the paperwork. There are no other closing costs, no agent fees, and no junk fees.

Property Details

Parcel ID: S-21-34-29-010-1023-0010

Address: 929 Grand Ave, Sebring, FL

County: Highlands County, Florida

Subdivision: Highland View, Lots 1 and 2, Block 1023

Size: 0.15 acres, roughly 6,800 square feet

Zoning: R-4, single family residential

Minimum Living Space: 800 square feet

Setbacks: 15 feet front, 15 feet street side, 5 feet side, 5 feet rear

Terrain: Flat, in city residential

Elevation: 140 feet

Flood Zone: Zone X

Access: Virginia Street, paved and city maintained

Water: City water available

Sewer: City sewer available

Electric: Duke Energy

Gas: Propane

Waste: City pickup

HOA: None

2024 Property Taxes: $62

Discounted Cash Price: $12,900

Owner Financing: $349 down, $249 document fee, $349 per month for 48 months, no interest

Questions Buyers Ask

What can I build here?

A single family home. R-4 zoning allows a site built or modular home with at least 800 square feet of living space. The City of Sebring and the county planning office confirm the details for your plan.

Do I really not need a well and septic?

Correct. City water and city sewer are both available at this property. You connect to the city system instead of drilling a well and installing a septic tank. That is the main advantage of an in city lot.

Do you check my credit?

No. There is no credit check and no bank. If you are comfortable with the down payment and happy with the monthly payment, we have a deal.

Is the lot in a flood zone?

The lot is in Flood Zone X. That is the low risk rating. It sits outside the 1 percent annual chance floodplain. It sits 140 feet up.

Are you a realtor?

No. We are not agents and there is no middleman. We own every lot we sell, outright. You are dealing with the owner of the land directly. That is also why we can offer owner financing ourselves. It is our land, so we set simple terms and pass the savings straight to you.

Is there a prepayment penalty?

No. Pay extra any month you like, or pay the balance off early. Nothing changes and nothing is added.

Can I buy it without seeing it first?

Yes, and many buyers do. Every listing has photos and video shot by a pro. The 100 Day Love It or Swap It window gives you room to come stand on it in person after you buy.

What if I miss a payment?

Call us right away. Life happens and we can usually work something out. Taking your land back is not what we are here for. We want you to finish paying it off and own it.

Are there HOA dues?

No. There are no HOA fees on this parcel.

About Golden Ridge Partners

Golden Ridge Partners is a Florida land company. We buy land outright, we hold it, and we sell it direct to the people who want it.

We are not brokers. Because we own our inventory, we can offer owner terms ourselves, with no interest and no credit check. It is simply how we sell our own land.

We work with families building lasting wealth through land in Florida. We are not here for flippers chasing a quick score. We are here for people building something over years.

How Buying Works

You send us a message and tell us which property you want. We confirm the terms in plain language. You pay the total due today. We draw up your papers and send them over.

There is no bank to convince, no credit score to worry about, and no closing table to sit at. Most buyers are done inside 24 hours.

Claim This Lot

Serviced city lots at this price do not stay easy to find. Today's price is today's price, and the sooner it is yours, the sooner you own something real.

Send us a message and say you want 929 Grand Ave in Sebring.