0.17-Acre Residential Land for Sale in Florahome, FL - $6,995 | Owner Financing

This is a nice vacant residential lot located in Florahome, Florida, offering flexibility and freedom for your future home. The property is zoned residential, allowing mobile homes, modular homes, container homes or tiny homes, making it perfect for affordable housing, a retirement setup, or a long-term investment.

Situated in a quiet rural area, this land provides privacy while still being within reach of nearby towns and amenities.

🏡 Property Highlights

• Location: Putnam county, Florida
• Zoning: Residential
• Allowed Uses:
• Mobile homes
• Modular homes
• Tiny homes
• Site-built residential (verify with county)
• Lot Type: Vacant land
• HOA: None
• Setting: Quiet, rural Florida living

🌴 Why This Property Works

• Flexible zoning = wider buyer pool
• Ideal for affordable housing or downsizing
• Florida land with no HOA restrictions
• Great option to build now or hold for future appreciation
• Low holding costs compared to metro areas

📍 Nearby Area

• Close to lakes, outdoor recreation, and nature
• Easy access to nearby towns for shopping & services like Palatka
• Short drive to Gainesville or Jacksonville

Property can close through title company and include warranty deed with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. Buyer is to perform their own due diligence.

**Zoning: R-2 RESIDENTIAL

**Buildable Lot? Yes

**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.

**Seatbacks

>Front: 25 feet

>Rear: 10 feet

>Side: 10 feet

**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed during

construction for 6-12 months.

**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres

**Legal Road Access? Yes

**HOA? None

**Impact Fee: $7,000 to $8,000 for a single family home depending on the structure size.

**Flood Zone Area? No

**Utilities: Septic and Well Required

*******OWNER FINANCE DETAILS*********

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 500 and APR is 10%

5 Years -> $ 199.72 per month

7 Years -> $ 156.05 per month

10 Years -> $ 124.22 per month

$249 processing and origination fee applies to all new loans. Finance amount is $9,400 after down payment and fees.