0.23 Acres for Sale in Georgetown, FL

138 Mosswood St, Georgetown, FL 32139 – Lake-Area Lot | RV Friendly | No HOA

Welcome to Georgetown, Florida — a hidden gem near Lake George and the St. Johns River! This residential lot offers flexibility and freedom, with RV use allowed part-time, and no HOA restrictions.

Whether you're looking to build, bring a manufactured home, or use it as a recreational lake-area getaway, this property gives you the freedom to enjoy Florida life your way.

✅ Property Highlights

• Address: 138 Mosswood St, Georgetown, FL 32139
• Location: Lake-area neighborhood near St. Johns River / Lake George
• Zoning: Residential
• RV Friendly: RV allowed part-time (verify county guidelines)
• Utilities:
• Power nearby
• Well & septic area (no city utilities)
• No HOA — freedom to enjoy your land
• Road Access: Maintained neighborhood road
• Lot: Standard residential lot in growing area

🌴 Why Buy Here?

• Freedom to camp / RV part-time
• Build later or just use as a recreational property
• Boating, fishing & spring adventures nearby

📍 Nearby Attractions

• Lake George & St. Johns River — fishing, boating, waterfront dining
• Welaka State Forest & boat ramps
• Palatka ~30 min
• Crescent City ~10 min
• St. Augustine beaches ~1 hr

Property can close through title company and include warranty deed with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. buyer to perform their own due dillegence.

**Zoning: R-2 RESIDENTIAL

**Buildable Lot? Yes

**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.

**Seatbacks

>Front: 25 feet

>Rear: 10 feet

>Side: 10 feet

**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed during

construction for 6-12 months.

**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres

**Legal Road Access? Yes, Dirt Road

**HOA? None

**Impact Fee: According to the county, there is currently no impact fee, but they will start collecting impact fees on Sept 8, 2025, around $8,000 for a single family home.

**Flood Zone Area? Flood Zone A

**Utilities: Septic and Well Required

******OWNER FINANCE DETAILS******

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 2,000 and APR is 10%

5 Years -> $ 276.21 per month

7 Years -> $ 215.82 per month

10 Years -> $ 171.80 per month

$249 processing and origination fee applies to all new loans.