0.23 Acres for Sale in Lake Placid, FL

BUILDABLE RESIDENTIAL LOT IN LAKE PLACID — HOMES, MOBILE HOMES & MANUFACTURED HOMES FRIENDLY

Here's your chance to own a buildable 0.23-acre residential lot in Lake Placid, Highlands County, Florida. At this price point, you're getting a verified buildable lot of record with R-1 residential zoning, no HOA, and annual taxes of only $86 a year. Whether you're planning to build now or hold for the future, this is a straightforward entry point into real Florida land ownership — with a warranty deed and no impact fees.

Lake Placid is a charming small town in the heart of the Florida Highlands, known as the "Caladium Capital of the World" and celebrated for its vibrant murals, laid-back lifestyle, and proximity to Lake Placid's namesake lake and the broader chain of lakes that defines this peaceful region of Central Florida. It's the kind of place where life moves at a comfortable pace, surrounded by natural Florida beauty.

⛰️ Property Highlights

• Road Access: Dirt Road
• Utilities: Well Needed, Septic Needed, Electric Nearby
• HOA: None
• Taxes: $86.00/year

• Deed Type: Warranty Deed
• Impact Fees: None
• Setbacks: Front: 25 ft | Rear: 25 ft | Side: 7.5 ft | Corner/Side Street: 15 ft

🏠 Perfect For

✅ Building a site-built home (minimum 750 sq ft)

✅ Placing a mobile home or manufactured home

✅ A long-term land investment in a quiet Florida community

🌴 Enjoy Everything Lake Placid Has to Offer

✅ Known as the "Caladium Capital of the World," Lake Placid hosts the annual Caladium Festival drawing visitors from across the state

✅ Famous for its downtown mural walk — over 50 hand-painted murals throughout the historic downtown area

✅ Surrounded by a chain of freshwater lakes offering fishing, boating, and water recreation

✅ Close to Highlands Hammock State Park, one of Florida's oldest and most beloved state parks, with hiking, wildlife viewing, and nature trails

✅ A peaceful, small-town atmosphere with local shops, restaurants, and community events year-round

Important Property Information

This is a verified buildable lot zoned R-1 Residential. Allowed uses include site-built homes, mobile homes, and manufactured homes. A minimum floor area of 750 sq ft is required for any home constructed on the property. Maximum building height is 35 feet, and all buildings combined may not cover more than 50% of the lot.

Utilities: There is no water or sewer currently serving this lot. A well must be drilled and a septic system must be installed. Permitting for both is handled through the Florida Department of Health in Highlands County — Environmental Health Division: (863) 382-7341 or (863) 386-6040.

RV Living: Prohibited. An RV may not be used as a dwelling on this property, even temporarily, unless the property is located within an approved campground or RV park zone — which it is not.

Farm Animals: Hens and fowl are conditionally allowed (maximum 2 hens; no roosters), but only with a Special Exception granted by the Highlands County Board of Adjustment (BOA) through a public hearing process.

Environmental Note: The property is indicated on the Highlands County Conservation Overlay Map as containing Xeric Upland habitat. Because the lot is under 2 acres, Environmental Clearance is not required prior to clearing. However, buyers should be aware of potentially protected species on site — specifically Gopher Tortoises and Sand Skinks — before undertaking any clearing or grading. Contact the Florida Fish and Wildlife Conservation Commission (FWC – Southwest Region) at (863) 648-3200 for guidance.

County Contacts:
• Building Division (permits, codes, inspections): (863) 402-6643
• Planning & Zoning (zoning confirmations, setbacks, special exceptions): (863) 402-6638 or (863) 402-6650
• Unlicensed Construction Activity Hotline: (863) 402-6885

Owner Financing Available

• Owner finance available with no credit check or income verification
• Contract for deed, deed transferred after final payment
• Everyone is approved
• Down payment: $5,000
• APR: 10%
• $249 processing and origination fee applies to all new loans

Monthly Payment Options

Financed amount: $27,000.00 (owner finance price $32,000.00 − $5,000 down payment)

• 5 Years (60 months): $573.67/month
• 7 Years (84 months): $448.23/month
• 10 Years (120 months): $356.81/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.