0.23 Acres for Sale in Satsuma, Florida

Wooded 0.23 Acre in Satsuma, FL

104 Utah St : Satsuma, FL 32189

Putnam County, Florida

0.23 Acre

$9,600 USD

Title Options

Wooded 0.23 Acre in Satsuma, FL (31) (selected)

0.23 Acre Near the St. Johns FL (31)

Fishing Country Lot, Satsuma FL (31)

Own Land, $199/mo, Satsuma FL (29)

Quiet Wooded 0.23 Ac, Satsuma FL (32)

Land Description

Picture the kind of Saturday that starts slow and easy. You load the cooler and the fishing rods, point the truck south, and roll into the quiet riverside community of Satsuma while the morning is still cool. Just off US Highway 17, tucked between the wide St. Johns River and the northern edge of the Ocala National Forest, sits a wooded 0.23 acre lot that could be yours. The pace here is unhurried, the air smells like pine and river water, and the loudest sound is often a bird or a boat trailer rolling toward the ramp. This is the kind of place people come to slow down and get outside.

For the weekend adventurer who is tired of renting a campsite or borrowing someone else's dock, this is a rare and affordable way to own real ground near some of the best fishing water in Florida. You do not need a bank and you do not need perfect credit. You need a fair lot at a fair price, and a simple path to owning it.

Picture Your Life Here

Satsuma sits right along the mighty St. Johns River in a stretch of Putnam County that locals quietly consider one of Florida's best kept secrets. This is the real Florida, the one without theme parks, traffic, or crowded beaches. Here is what draws outdoor lovers to this corner of the state.

Mornings on the water. The St. Johns is one of the country's premier bass fishing rivers, and public boat ramps sit just minutes from the lot. Launch at sunrise for largemouth bass, crappie, and catfish, drift a quiet cove in a kayak, or simply watch the mist lift off the water. In the cooler months, manatees move up the river and into the nearby springs.

Weekends in the wild. Dunns Creek State Park is a short drive away, with trails, paddling, and wildlife around every bend. Cross toward the west and the Ocala National Forest opens up across nearly 400,000 acres, with crystal clear springs like Salt Springs and Silver Glen where the water stays a swimmable 72 degrees all year, plus miles of hiking and shaded campgrounds.

Small town Florida. Historic downtown Palatka, about 15 minutes north, gives you groceries, hardware, dining, medical care, and a riverfront with festivals through the year. Crescent City, known as the Bass Capital, sits a few minutes to the south. This is a place where neighbors wave and life slows down.

Big days out when you want them. When you crave a change of pace, historic St. Augustine and the Atlantic beaches are roughly an hour east. Daytona Beach is about an hour southeast, and Jacksonville sits about an hour and 15 minutes north. You get deep country peace without cutting yourself off from the coast, airports, and city life.

The Land Itself

At 0.23 acre, this is a comfortable, naturally wooded parcel with a cover of pines and palmettos. It is large enough to give you room and privacy, and small enough to keep property taxes and upkeep low. The terrain is level and typical of the Satsuma area, and access is by a local residential road. As with any raw land in Florida, a buyer should confirm the flood zone directly with FEMA and Putnam County before making building plans, and verify any wetlands. We make no claim that the lot is high and dry. Doing your own due diligence here is simple and worth the time.

Utilities and Zoning

This is raw land, so nothing is installed on the lot yet. Electricity is available in the area through the local provider, and homes nearby commonly use a private well for water and a septic system for wastewater, which suits the sandy soils here. A buyer planning to build should confirm connection options and costs with the county and the utility provider.

The parcel is zoned R1 residential in Putnam County, and there is no HOA. That means no monthly association dues and far fewer restrictions on how you enjoy your property, within county rules. Always confirm your specific plans, including any use of RVs or manufactured homes, with Putnam County Planning and Zoning.

Who This Land Is For

This one is for the outdoors lover. If you have spent years paying to camp on someone else's ground, this is your chance to own the land instead of just the memory. Think of it as a basecamp of your own near premier fishing water, a place that is simply yours. Cash buyers own it free and clear from day one. On the financing plan you are welcome to visit and walk your land while you pay it off, and it becomes fully yours to use and improve once it is paid in full.

Simple Owner Financing

The terms are refreshingly simple and built to get you across the finish line.

Cash Discounted Price: $9,600

Easy Owner Financing Available:

●Down Payment: $249

●Documentation Fee: $249 (one time)

●Total Due Today: $498

●Monthly Payment: $199 per month for 70 months

●No credit check and no bank approval

If you are comfortable with the down payment and happy with the monthly payment, we have a deal.

You Are Protected

Every purchase is backed by the 100 Day Love It or Swap It promise. Visit your land within the first 100 days, and if it is not the perfect fit, your principal is credited toward any other property in the inventory of equal or greater value. You simply pay any difference and a small processing fee, and your principal transfers in full. There is one flat $249 document fee with zero other closing costs, no realtor commissions, and no junk fees. When the land is paid in full, ownership transfers to you by Warranty Deed, the strongest form of ownership, recorded in your name.

Property Details

Property Address: 104 Utah St, Satsuma, FL 32189

State: Florida

County: Putnam

Zip: 32189

Size: 0.23 acre

Parcel / APN: 13-11-26-8244-0130-0120

Approximate GPS (from map pin): 29.5374, -81.6311

Terrain: Level and wooded

Flood Zone: Not verified, please confirm with FEMA and Putnam County

Zoning: R1 Residential

HOA / POA: None

Access: Local residential road

Water: Private well needed

Sewer: Septic system needed

Electric: Available in the area through the local provider

Annual Taxes: Typically modest for raw land of this size and value, please verify the current amount with the

Putnam County Property Appraiser

Ready to Own It?

Land near the St. Johns River at this price does not sit around for long. If owning your own piece of Florida's

fishing country has been on your list, this is an easy way to start. No bank to convince, no credit score to worry

about. Reserve this parcel today and take the first step toward owning your slice of the river country.

Golden Ridge Partners

Listing and reservation: https://goldenrp.land/inventory/13-11-26824401300120/