0.23 Acres for Sale in Satsuma, Florida

Stop Renting. Own Land in Satsuma

Minnesota Ave and Idaho St : Satsuma, FL 32189

Putnam County, Florida

0.23 Acre

$9,800 USD

Land Description

Rent leaves you with nothing at the end of the month. This is the opposite. It is a real piece of Florida with your name on the deed, and it is easier to own than most people think.

This is a 0.23 acre lot at Minnesota Avenue and Idaho Street in Satsuma, Florida. It sits in St Johns Riverside Estates in Putnam County. It is a real, recorded lot with its own parcel number and four corners you can stand on.

No bank. No credit check. You start with a small down payment and a simple monthly, and your name goes on the deed at payoff.

The Land Itself

Room to start. The lot is 0.23 acre, about 10,019 square feet. Room for a home, a driveway, a yard, and a shed, with space left over. A real first property you can build on or hold.

Zoned R2, and that helps you. Putnam County zones this lot R2 residential. You can put a single family home here, and you can also set up a mobile or manufactured home, which is often the faster and lower cost path for a first place.

Level and wooded. The lot carries the pine cover that is normal for this area, on level, sandy ground that drains well.

Low cost to hold. A small lot, so taxes stay low for land of this size. On owner financing, the taxes ride inside your monthly payment.

Title handled for you. We check the chain of title and take care of the title work on every parcel we sell.

Picture the Area

Satsuma is a quiet community in Putnam County along the St Johns River, one of the best bass rivers in the country. Crescent Lake is close, and Palatka is a short drive for groceries, hardware, and supplies. This is easygoing river and fishing country, green and unhurried.

Florida winters are dry and mild, days in the seventies while the north freezes.

Who This Land Is For

This one is for the first time owner. Maybe you have been renting and want something that is finally yours. Maybe a bank has said no before. This is a simple, honest way to own a real asset without perfect credit, and a first step you can build on.

What You Get

A real 0.23 acre lot, recorded in Putnam County with its own parcel number. R2 zoning that allows a single family home or a manufactured home. Level, wooded, sandy ground. Owner financing directly from us, no bank and no credit check. A Warranty Deed in your name at payoff. The 100 Day Love It or Swap It promise.

Simple Owner Financing

The terms are simple. No bank is involved.

Discounted Cash Price: $9,800. That is the price if you pay in full, start to finish.

Easy Owner Financing Available:

• Down Payment: $249

• Documentation Fee: $249 (one time)

• Total Due Today: $498

• Monthly Payment: $199 per month for 70 months

• No interest

• One payment covers everything, property taxes included

• No credit check and no bank approval

If you are good with the down payment and happy with the monthly payment, we have a deal. Nobody pulls your score or asks for two years of tax returns.

Message us today to claim the Minnesota Avenue lot.

You Are Protected

Every purchase comes with the 100 Day Love It or Swap It promise. Come see your land in the first 100 days. If it is not right for you, every dollar of principal you paid carries over toward any other property we have of equal or greater value. You cover the difference plus a small processing fee, and your principal moves with you in full.

There is one flat $249 document fee. No other closing costs. No realtor commission. When the land is paid in full, your Warranty Deed is recorded in your name at the county.

Property Details

Location: Minnesota Ave and Idaho St, Satsuma, FL 32189

State: Florida

County: Putnam

Size: 0.23 acre, about 10,019 square feet

Parcel / APN: 13-11-26-8244-0260-0120

Legal: St Johns Riverside Estates, Hoot Owl Ridge 4th Add, MB5 P101, Block 26 Lot 12

Zoning: R2 Residential

Road Access: Dirt road

HOA / POA: None

What Can Be Built: Single family home, or a mobile or manufactured home

Water: Well

Sewer: Septic

Electric: Available in the area through the local provider

Questions People Ask

Are you a realtor? No. We are not agents and there is no middleman. We own every lot we sell, which is why we can offer owner financing ourselves.

Can I put a mobile home on it? Yes. R2 zoning allows a mobile or manufactured home, which is often the faster and lower cost path for a first place.

Do you check my credit? No. No credit check, no income check, no bank approval. If you are good with the down payment and happy with the monthly payment, we have a deal.

Are there HOA or POA fees? No association on this lot, so no monthly dues.

Is there power and water? The local provider serves this area, so lines are nearby. Water and sewer run on a well and septic, which goes in when you build.

Can I pay it off early? Yes, any time, with no penalty.

I live out of state. Can I buy it without seeing it first? Yes, and plenty of buyers do. Every property we list has professional photos and video, and the 100 day promise gives you time to come walk it in person.

How To Get It

There is one step. Message us today and say you want the Minnesota Avenue lot in Satsuma. We handle the rest. No bank to convince. No credit score to worry about.

Golden Ridge Partners