0.3 Acres for Sale in Palatka, FL

Nice residential lot (~⅓ acre) in Palatka just minutes from the St. Johns River. Located in an established neighborhood, this property offers a great homesite or investment play in a growing area. Mobile Home, Container Home, Tiny Home Allowed.

Property Highlights:

• Address: 108 SE 8th Ave, Palatka, FL 32177
• Size: Almost 1/3 acre
• Zoning: Residential
• Near the St. Johns River – easy access to boating, fishing & waterfront parks
• Well and Septic Needed
• RV Living up to 14 days or 120 days anually
• Great for a primary residence, rental build, or long-term hold

Why This Property Works:

• Close to downtown Palatka, shops, restaurants, schools
• Easy drive to St. Augustine, Palm Coast, and area beaches
• Strong surrounding sales/activity support solid value and upside

Property can close through title companyy and include warranty deed with title insurance. Closing costs are approx $500-$700. Inhouse closing is available with NO title insurance for $249.

**Zoning: R-2 RESIDENTIAL

**Buildable Lot? Yes

**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.

**Seatbacks

>Front: 25 feet

>Rear: 10 feet

>Side: 10 feet

**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed during

construction for 6-12 months.

**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres

**Legal Road Access? Yes, Dirt Road

**HOA? None

**Impact Fee:

>Single Family (Detached) - $7,711

>Single Family (Attached) - $7,049

>Mobile Home - $4,394

**Flood Zone Area? No

**Utilities: Septic and Well Required

******OWNER FINANCE DETAILS******

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 1,000 and APR is 10%

5 Years -> $ 169.98 per month

7 Years -> $ 132.81 per month

10 Years -> $ 105.72 per month

$249 processing and origination fee applies to all new loans. Finance amount is $8,995 after down payment and fees.