0.34 Acres for Sale in Florahome, Florida

A Family Friendly Florida Property With Affordable Terms 

This 0.34 acre lot in Florahome gives your family a simple path to land ownership: $249 down, $249 a month, no bank, no interest, and no credit check. You do not need a large  down payment or perfect credit to get started. Secure the land now, make affordable payments, and build your plans around your family's future. 

The Land 

This is approximately 0.34 acres in Florahome, an established community in Putnam County, north central Florida. The property is located on Suge Ln and offers approximately 15,000 square feet of land for your future plans. 

The property is zoned Residential, Single Family, making it a natural fit for buyers looking for a future family homesite. It sits in Flood Zone X, giving you a lower-risk flood designation and a solid starting point for planning your property. 

You do not have to build immediately. Own the land first, take your time, and move forward when the timing works for your family. 

Property Features 

•Approximately 0.34 acre residential property 

•Approximately 15,000 square feet 

•Residential, Single Family zoning 

•Flood Zone X 

•Located in Florahome, Putnam County, Florida 

•Approximately $116 in annual property taxes 

•Well or cistern for water 

•Septic system required 

•Owner financing available 

•No bank 

•No credit check 

•No interest 

•No income verification 

•Affordable $249 monthly payment 

Picture the Area 

Florahome gives you the opportunity to own land in a quieter part of Florida without taking  on the prices associated with larger cities. 

Putnam County offers families the chance to get more land for their money, enjoy a slower pace, and build toward homeownership without having to start with a massive investment. 

For a family looking for a place to put down roots, this is about more than buying dirt. It is about securing something that is yours and creating a foundation for what comes next. 

Getting There and Around 

Florahome is located in Putnam County, giving you access to the surrounding communities and the everyday services you need while keeping you away from the congestion and higher costs found in many larger Florida markets. 

The property is in the Lakeside Hills area of Florahome, with Palatka and other Putnam County communities within reach for shopping, services, schools, and everyday needs. 

Life Here 

Life in Florahome is about having room to breathe and having the opportunity to own land without a massive price tag. 

For families, owning your own property can mean having a place to work toward, a future homesite, and something tangible that can stay in the family. 

Instead of spending every month paying for someone else's property, you can put that same kind of monthly commitment toward land that you are working to own. 

What Is Nearby 

•Florahome and surrounding Putnam County communities 

•Palatka for shopping, groceries, medical care, and everyday services 

•Lakes, outdoor recreation, and natural Florida areas throughout Putnam County 

•Ocala National Forest and surrounding outdoor destinations 

•Gainesville and larger city amenities within driving distance 

•St. Johns River and the recreational opportunities around Putnam County 

Who This Land Is For 

This is for the family that wants something of its own. 

Maybe you are currently renting and want to start building toward ownership. Maybe you want to secure a future homesite before you are ready to build. Or maybe you simply want to put your money toward a real asset instead of another year of rent. 

With $249 down and $249 a month, you can start with the land and take your time with everything that comes next. 

What You Get 

•Approximately 0.34 acre of Florida land 

•Approximately 15,000 square feet 

•Residential, Single Family zoning 

•Flood Zone X 

•$249 down 

•$249 a month for 62 months 

•No interest 

•No bank 

•No credit check 

•No income verification 

•One-time $249 closing fee 

•Discounted cash price of $12,250 

The property is yours to work toward owning outright. Build when you are ready, plan for the future, or simply secure the land now while the terms are affordable. 

Building Your Home 

This property is zoned Residential, Single Family, giving you a straightforward residential path for your future plans. 

You can take your time planning the home that fits your family, your budget, and your timeline. You do not have to have everything figured out on day one. 

The important first step is securing the land. 

Once you own the property, you have a place to begin planning your family's next chapter. 

Utilities and What to Expect 

This is raw land, so you should plan for the installation of your own utilities. 

Water is handled through a well or cistern, and a septic system is required for wastewater. These are standard considerations when purchasing vacant land and should be factored into your future building budget. 

The advantage is that you can secure the property now and plan those improvements when you are ready. 

The Terms, Plain and Simple 

•Discounted Cash Price: $12,250 

•Or $249 down 

•Then $249 a month for 62 months 

•$249 one-time closing fee 

•No interest 

•No credit check 

•No bank 

•No income verification 

If you are comfortable with the $249 down payment and $249 monthly payment, you can take the first step toward owning this Florida property. 

Message or call today and let's get you started. 

Your Money Is Going Toward Something Real 

Every month, families spend money on rent without building ownership in the property they live in. 

This gives you another option. 

Start with an affordable down payment, make your monthly payments, and work toward owning a piece of Florida that can become part of your family's future. 

You do not need perfect credit. You do not need a bank. You do not need to wait years to save a massive down payment. 

You just need to be ready to take the first step. 

Property Details 

Property Address: 222 Suge Ln, Florahome, FL 32140 

County: Putnam 

Size: 0.345 acre 

Approx. Square Feet: 15,017 

Parcel APN: 14-08-24-5103-1090-0170 

Subdivision: Lakeside Hills 

Land Use: Vacant Land 

Zoning: Residential, Single Family 

Flood Zone: X 

Annual Taxes: $116 

Water: Well or cistern 

Sewer: Septic 

Frequently Asked Questions 

What about the flood zone? 

This property is in Flood Zone X, a lower-risk flood designation outside the 1% annual 

chance floodplain. 

Can I build a home here? 

The property is zoned Residential, Single Family. Your specific building plans will need to 

meet applicable county requirements and permitting requirements. 

Do I need to build right away? 

No. You can secure the land now and build when you are ready. You control the timeline 

for your future plans. 

How does the owner financing work? 

You pay $249 down, followed by $249 a month for 62 months. There is no interest, no 

credit check, and no bank financing required. There is also a one-time $249 closing fee. 

What about water? 

Water would be supplied through a well or cistern. 

What about sewer? 

A septic system is required. 

What are the property taxes? 

The annual property taxes are approximately $116. 

Can I pay cash instead? 

Yes. The discounted cash price is $12,250. 

Are there hidden financing charges? 

The terms are straightforward: $249 down, $249 per month for 62 months, plus the one- time $249 closing fee. There is no interest. 

How Buying Works 

1. Reserve the property and get the purchase process started. 

2. Review and sign the agreement so everything is clear from the beginning. 

3. Make your monthly payments of $249 according to the agreed terms. 

4. Complete the purchase and take ownership according to the purchase agreement. 

Claim This Florahome Property 

This is your chance to start working toward owning something real in Florida without a 

bank, credit check, or huge down payment. 

$249 down. $249 a month. No interest. 

If you are looking for an affordable piece of Florida where your family can start planning for 

the future, this is worth a closer look. 

Message or call today to confirm availability and find out how easy it is to get started.