0.44 Acres for Sale in Interlachen, Florida

Two Lots Side by Side, FL

803 and 805 Evans Ave : Interlachen, FL

Putnam County, Florida

Two Lots, About 0.44 Acre Total

$19,500 USD

Land Description

Most families get split up by what land costs. One moves for work, another moves for rent, and before long everybody is an hour apart.

This is two lots, right next to each other, sold together. 803 and 805 Evans Avenue in Interlachen, Florida. Each is about 0.22 acre, so you get close to half an acre in one purchase. Both are zoned R2 for homes, and each is its own recorded parcel.

That is what makes this different. Two lots side by side means two homes on the same stretch of street. A house on one and your parents, your brother, or your grown kids on the other. Same road, same block, same family.

It does not have to happen all at once. Own both now, build the first home when you are ready, and let the second one come later. The land waits.

Picture Your Life Here

Interlachen is the part of Florida the guidebooks skip. No theme parks. No beach traffic. Just water, forest, and land that has stayed open.

Picture the mornings. Warm air. Birds in the pines. A wide, quiet stretch of ground that is yours to shape.

The lakes make the town. Twin Lakes and Violet Lake are close by. Lake LaGonda has a park with a dock and easy fishing from the bank. Lake Grandin sits nearby too. People pull largemouth bass, bluegill, and bullhead right off the shore. Putnam County is known across the country for its bass fishing.

Town is an easy trip. Palatka is about twenty minutes east on State Road 20. That is where you find groceries, hardware, doctors, and the hospital. Palatka sits on the wide St. Johns River, one of the top bass rivers in the country.

Gainesville and the University of Florida are about forty five minutes west. That college town keeps pulling people and money into the whole region. Ocala is about an hour southwest. St. Augustine and the coast are around an hour and fifteen minutes east. Jacksonville is about the same to the north. Orlando is under two hours south.

Then there is the winter. Dry air and long sun. Days in the seventies while the north freezes.

This is a growth path with quiet still on it. That mix does not last forever.

The Lifestyle

Picture the weekends once everyone is on the same street.

Saturday starts early at the Lake Grandin boat ramp, with the fog still sitting on the water and the kids arguing over who gets the good rod. By mid morning the cooler has bass and bluegill in it. Around noon everybody drives twenty minutes east into Palatka for lunch, where the St. Johns River is wide enough to look like a lake.

In July, when the heat really lands, the move is the Ocala National Forest. Salt Springs and Silver Glen run 72 degrees every single day of the year, so the little ones swim in water that feels cold in the middle of August. It costs the price of parking.

Then everyone drives back to the same block. Dinner happens at whichever house is cooking. Nobody is booking a hotel, and nobody is doing a four hour drive to see family.

The Land Itself

Here is what you are buying.

Two lots, side by side. 803 and 805 Evans Avenue. Each is about 0.22 acre, close to half an acre together. Side by side lots are worth more as a pair. You control a wider stretch of frontage and you keep your options open.

Room to build and room to spare. Half an acre easily holds a home, a driveway, yards front and back, and a shed, with grass left over. Use one lot for the house and keep the other clear. Or hold both and let the block grow around you.

Sitting at 130 feet. Both lots sit at 130 feet above sea level, well up off the water table for Florida. They are wooded, and together they run 9,386 square feet of frontage and depth on Evans Avenue.

Flood Zone X. High and dry. Both lots sit in Flood Zone X, the best flood designation there is, outside the 1 percent annual chance floodplain. At 130 feet up, this is solid, dry ground.

Platted and recorded. These are Lot 11 and Lot 12, Block 123, in Frederick Town Unit 17 of Interlachen Lakes Estates, recorded at Map Book 5, Page 27 with Putnam County. Real lots on a real plat, each with its own parcel number.

Taxes of $88 a year. That is the 2025 bill on the parcel, and on owner financing it rides inside your monthly payment.

Zoned R2 for homes. Putnam County lists both lots as R2 residential. A single family home fits here. So does a mobile or manufactured home. The zoning answer is already on the books.

Building Here

R2 is a real neighborhood zoning, and that works in your favor.

Putnam County zones these lots R2 residential, and that zoning is flexible. You can build a single family home. You can also set up a mobile or manufactured home instead. With two lots you have room for either, and a spare lot beside it.

A mobile or manufactured home is the faster and lower cost way to start living on your land. A site built home usually costs more. What you spend comes down to the size and finish you choose.

Good news on power. The local electric provider serves this area, so the lines are already nearby. Water and sewer out here run on a well and a septic system. The well and septic go in when you build.

When you are ready, the county planning office handles the permit. That is the first step and the whole of it.

You do not have to build on either lot to win. Two lots in an early growth area can sit quietly and simply grow more valuable while you wait.

Why Interlachen Makes Sense

Two lots here cost less than one lot in most of Florida. That is the practical reason this works.

Florida helps too. There is no state income tax, and the taxes on these lots run $88 a year, so holding both while the family gets ready costs almost nothing.

There is also no HOA and no board deciding who may live where. Nobody is going to tell you that your mother cannot put a home on the lot beside yours.

And the area keeps growing. West Putnam County adds homes every year. Land you buy together now, as a family, is worth more later, and it stays in the family.

Who This Land Is For

This one is for the family that wants to end up on the same street.

Maybe you came here and built something from nothing. Maybe you are the one everybody calls when there is a problem. And maybe the hardest part of the last few years has been how far apart everyone ended up living.

Two lots side by side fix that in the most direct way there is. One home for you, one for the people you would rather have close. Kids grow up seeing their grandparents on a weekday, not just on holidays. Somebody is always around when a car breaks down or a shift runs late.

You do not need a bank to say yes, and nobody checks your credit. Owner financing on the pair starts at $498, and that is enough to put both lots in your family's name.

Simple Owner Financing

The terms are simple. No bank is involved. This price covers both lots together.

Discounted Cash Price: $19,500

That is a discount for paying in full. Pay cash and $19,500 is the number, start to finish, for both lots.

Easy Owner Financing Available:

●       Down Payment: $498

●       Documentation Fee: $249 (one time)

●       Total Due Today: $747

●       Monthly Payment: $398 per month for 60 months

●       No interest

●       One payment covers everything, property taxes included

●       No credit check and no bank approval

These two lots sell as a pair and are not split up. If you are okay with the down payment and happy with the monthly payment, we have a deal.

You Are Protected

Every purchase comes with the 100 Day Love It or Swap It promise.

Come see your land in the first 100 days. If it is not right for you, your money moves. Every dollar of principal you paid gets credited toward any other property we have of equal or greater value. You cover the difference plus a small processing fee. Your principal carries over in full.

There is one flat $249 document fee. No other closing costs. No realtor commission. No junk fees.

When the land is paid in full, your Warranty Deed is recorded in your name at the county. A Warranty Deed is the strongest form of ownership there is.

Property Details

Location: 803 and 805 Evans Ave, Interlachen, FL

State: Florida

County: Putnam

Size: Two lots, each about 0.22 acre, about 0.44 acre total

Parcel / APN: 26-09-24-4076-1230-0110 and 26-09-24-4076-1230-0120

Terrain: Wooded, 130 feet above sea level

Zoning: R2 Residential

HOA / POA: None

What Can Be Built: Single family home, or a mobile or manufactured home

Sale Note: Both lots sell together and are not split

Water: Well

Sewer: Septic

Flood Zone: Zone X, outside the 1 percent annual chance floodplain

Elevation: 130 feet above sea level

Legal Description: Interlachen Lakes Estates, Frederick Town Unit 17, MB5 P27, Block 123, Lots 11 and 12

Annual Taxes: $88 (2025)

Electric: Clay Electric, Keystone Heights office

Questions People Ask

Are you a realtor?

No. We are not agents and there is no middleman. We own every lot we sell, outright. You are dealing with the owner of the land directly. That is also why we can offer owner financing ourselves. It is our land, so we set simple terms and pass the savings straight to you.

Can I buy just one of the two lots?

No. These two lots sell together as a pair. You get both for the one price.

How much land is this in total?

Two lots, each about 0.22 acre, close to half an acre together. Side by side on Evans Avenue.

What can I build here?

A single family home, or a mobile or manufactured home. Both lots are zoned R2 residential in Putnam County, which gives you both options. When you are ready to build, the county handles the permit.

Can I put a mobile home on it?

Yes. R2 zoning allows a mobile or manufactured home. With two lots you have plenty of room for one.

What does it cost to build here?

It depends on what you build. A mobile or manufactured home is usually the lower cost path, and a site built home costs more. The final number comes down to size and finish.

Do I have to build to make this worth it?

No. Many buyers hold land in a growing area and build later or sell for more. Two lots give you more ways to do that.

Are there HOA or POA fees?

No. There is no association on these lots, so there are no monthly dues and far fewer rules about how you use your land.

Is there power and water?

The local electric provider serves this area, so the lines are already nearby. Water and sewer run on a well and a septic system, which is how most homes out here do it, and that goes in when you build.

Do you check my credit?

No. No credit check, no income check, no bank approval. If you are good with the down payment and happy with the monthly payment, we have a deal.

What if I miss a payment?

Call us right away. Life happens, and we can usually work something out. Taking your land back is not what we are here for. We want you to finish paying it off and own it.

Can I pay it off early?

Yes, any time, with no penalty. Pay extra whenever you want or pay the whole balance off. It is your land and your pace.

I live out of state. Can I buy without seeing it first?

Yes, and plenty of buyers do. Every property we list has professional photos and video. Then the 100 day promise gives you time to come walk it in person.

How To Claim Both Lots

One message does it. Tell us you want the two Evans Avenue lots in Interlachen.

We can have them in your name within 24 hours. No bank, no credit check, no closing table, no realtor.

Lots that sit side by side rarely come up for sale together, and once they are split apart, the chance is gone. Owner financing on the pair starts at $498, and that is enough to hold both while your family decides who builds first.

Send us a message and put both Evans Avenue lots in your family's name.

Golden Ridge Partners