0.72 Acres for Sale in Keystone Heights, Florida

SELLER FINANCING AVAILABLE

✨NO CREDIT CHECK✨

LOW MONTHLY PAYMENTS

SELLER FINANCING AVAILABLE

NO CREDIT CHECK

LOW MONTHLY PAYMENTS

There’s something comforting about Keystone Heights.

The trees are beautiful, the roads are quiet, and the lakes seem to slow everything down—especially near Lake Geneva, where water, woods, and open land define the rhythm of daily life.

This 0.72-acre RE-zoned lot offers space to build, settle, and stay awhile in one of North Florida’s most naturally peaceful communities.

Zoning That Gives You Options

Zoned RE (Residential Estate), this property supports traditional residential living with room to breathe. The zoning allows for:

* Single-family homes

* Mobile homes

* A low-density, residential setting

It means you can choose the home that fits your lifestyle and timeline—whether that’s building now, placing a home later, or holding the land while you plan.

Life Near the Lakes

Keystone Heights is known for its chain of crystal-clear lakes, and being near Lake Geneva adds a layer of everyday peace. The outdoors becomes part of daily life, not just a weekend activity.

The area naturally lends itself to:

A slower, more intentional pace

Time outdoors under the trees

Quiet routines without constant traffic or noise

A sense of separation from overbuilt areas

This is the kind of place people choose when they want their home to feel like a retreat, not a rush.

Why Keystone Heights?

Keystone Heights has long attracted buyers who value:

A small-town feel with strong community roots

Natural surroundings instead of crowded development

Land that still feels usable and personal

Easy access to surrounding towns without giving up peace and space

It’s a town that hasn’t lost its identity—and that’s exactly why people keep finding their way here.

A Place to Build at Your Own Pace

Whether your vision includes a modest home, a manufactured home, or simply holding a piece of land near the lake for the future, this lot provides a solid foundation. RE zoning, a manageable size, and a quiet location come together in a way that feels straightforward and livable.

No pressure to rush.

No need to overthink it.

Just land that makes sense.

A Joyful Opportunity

Properties near the lakes in Keystone Heights continue to appeal to buyers who are planning thoughtfully and thinking long-term. This 0.72-acre lot offers the balance many people are looking for—flexibility without complications, privacy without isolation.

If you’ve been waiting for a place that feels calm, adaptable, and genuinely North Florida, this could be it. Just a 10 minute drive from Mike Roess Gold Head Branch State Park, a 2,000 acre wildlife-friendly park for camping, canoeing, hiking and more! Lake Brooklyn Boat Ramp and Lake Santa Fe Boat Ramps are both 15 minutes from the property give you options for your fishing and water adventures.

31 Minute to HCA Florida Putnam Hospital in Palatka, FL

10 Minutes to Hitchcock's Market (Grocery Store)

10 Minutes to Mike Roess Gold Head Branch State Park

7 Minutes to Mobil Gas Station

14 Minutes to Florida International Rally and Motorsport Park

Have questions? We get it! Call or text us today and we can go over the buying process, financing, or general area questions.

Property Details:

- Address: 7228 Oxford St, Keystone Heights, FL 32656

- County: Putnam County, FL

- Parcel ID: 21-08-23-003487-000-00

- Acreage: 0.72

- Terrain: wooded

- Conveyance: Warranty Deed

- Annual HOA Dues: None

- Annual Property Tax: $93

- Water: Would have to drill a well

- Septic: Would have to install a septic system. 

- Camping: Not allowed

- RV: Not allowed

Pricing Information:

Discounted Cash Price: $17,460

Easy Financing Price: $19,399

Interest Rate (Apr): 9.7%

Term (in months): 108

Total Monthly Payment: $289

Down Payment: $449

Processing Fee: $499

Total Due Today: $948

More financing options available

Please Read: All information is believed to be reliable, but it is not guaranteed. Buyers are responsible for verifying all property details, including but not limited to boundaries, zoning, permitted uses, access, utilities, physical and environmental conditions, acreage, and overall suitability for their intended use. Seller and agent make no warranties, expressed or implied.