El Paso, TX Land for Sale: 0.28 Acres with Owner Financing from $0 Down

Cheap land listings usually get attention because of the price. The smarter question is what that price actually buys you, and what you still need to confirm before you own a parcel you can really use. That is especially true for small vacant lots in developing or lightly improved areas of El Paso County.

This property is LC25404, a 0.28-acre vacant land parcel in El Paso, Texas, zip 79938, identified as parcel 268758. The listing shows a cash price of $2,700 or owner financing at $3,100 with a $300 doc fee, $0 down, and 31 payments of $110.01. The main caution is simple: the listing says no utilities:, gives no confirmed road access details:, and labels the zoning as Rural:, so buyers should verify buildability and legal access before moving forward.

For some buyers, that still makes this lot worth researching. If your goal is a low-cost entry point into land ownership, a small parcel with owner financing can be appealing. But for land for sale in El Paso, Texas, the real value comes from checking the county and city records carefully, not from assuming the listing answers every question.

Property snapshot

• Property ID: LC25404
• Parcel/APN: 268758
• Property type: Vacant land
• Lot size: 0.28 acres, about 12,197 sq ft
• City: El Paso
• County: El Paso County
• State: Texas
• Address: Unnamed Road, El Paso, TX 79938
• Coordinates: 31.802044, -106.061139
• Zoning: from listing: Rural
• Utilities: from listing: No utilities
• Road access: from listing: Not provided
• Deed type: Warranty Deed
• Legal description: Lots 28 and 29, Block 293, Shadow Ridge Estates Unit No. 25, El Paso County, Texas
• Annual taxes shown: $0.07
• Cash price: $2,700
• Owner-finance price: $3,100
• Owner-finance terms: $300 doc fee, $0 down, 31 payments of $110.01

You can review the seller-facing details on the full Land Century listing. If you are comparing similar options, it also helps to browse other Texas land for sale, nearby vacant land for sale, and other owner finance land deals.

Location context

This parcel sits in El Paso County: near the 79938 area, with the legal description tied to Shadow Ridge Estates Unit No. 25. That tells you the lot should be researched through its recorded plat and county property records, not just by map pins or seller photos. In areas with subdivided lots, the recorded subdivision map often answers the biggest buyer questions about layout, easements, and whether there is platted access.

The city and county context matters here. In the El Paso area, zoning, permits, flood review, plat status, and utility feasibility can all affect whether a small lot is practical for your intended use. A low purchase price can be attractive, but if power extension, water delivery, septic approvals, or access work are needed, those costs may matter more than the price of the land itself.

The listing also includes a property video, which may help with general visual context. Still, use it as a visual aid only. It should not replace official verification of access, utilities, boundaries, or permitted use.

Pricing and financing

The numbers are straightforward, which is useful for comparison shopping.

• Cash purchase: $2,700
• Financed purchase: $3,100
• Doc fee: $300
• Down payment: $0
• Installments: 31 monthly payments of $110.01

If you are considering financing, compare the total financed cost with the cash price and then add your likely due-diligence costs. On very low-priced lots, the practical research costs can be a meaningful part of the transaction, especially if you order a survey, title work, or utility confirmation.

Due diligence checklist

This is the part that matters most for this parcel. The listing is clear on price and size, but several important land-buyer questions remain open.

• Verify the parcel in official records: Search parcel 268758 in the official appraisal district system to confirm acreage, ownership, and tax record consistency.
• Confirm the recorded plat: Look up Shadow Ridge Estates Unit No. 25 through county records and confirm Lots 28 and 29, Block 293 match the listing.
• Check zoning directly: The listing says Rural, but confirm the actual zoning district and allowed uses with local planning staff.
• Do not assume buildability: Ask whether the parcel meets current requirements for setbacks, frontage, lot configuration, and permits.
• Confirm legal access: An Unnamed Road label on a map is not the same as verified legal access. Confirm whether access is public, private, platted, or by easement.
• Confirm utilities: The listing says no utilities. Verify power, water, sewer, and septic feasibility directly with providers and local permitting offices.
• Review flood and drainage status: Check whether the parcel is in or near a mapped flood hazard area and whether the plat shows drainage or utility easements.
• Review title language: The legal description references mineral-rights language. If that matters to you, ask for full deed and title review before closing.
• Double-check taxes and fees: The listing shows taxes of $0.07. Confirm the current tax amount and whether any back taxes, assessments, or other charges apply.

Official source context

For this lot, the most useful first stop is the official appraisal district search. It is the fastest way to confirm whether the parcel data in the listing lines up with county-level records and tax identifiers. Start here: El Paso Central Appraisal District Property Search.

That official source is especially helpful because parcel number 268758 is already provided. Buyers should match the parcel number, legal description, and mapped location before making assumptions about zoning, improvements, or access.

Questions buyers may ask about this property and area

What is LC25404 in El Paso, Texas?

It is a 0.28-acre vacant land parcel in El Paso County, Texas. The parcel number is 268758, and the listing places it near zip code 79938.

How much does this lot cost?

The listing shows a cash price of $2,700. The owner-finance price is $3,100 with a $300 doc fee, $0 down, and 31 payments of $110.01.

Does the lot have utilities?

The supplied listing data says no utilities. Buyers should confirm utility availability and extension costs directly with local providers before purchase.

Does the listing confirm road access?

No. Road access: details were not provided in the listing data. Buyers should confirm whether access is legally recorded and whether it is public, private, or easement-based.

Can you build on this parcel right away?

There is not enough verified information to say yes. You should confirm the actual zoning district, lot requirements, legal access, and utility or septic feasibility before treating the parcel as buildable.

What does the Rural zoning label mean here?

It is the zoning label shown in the listing data, but it should not be treated as a final official zoning determination. Verify the exact district and allowed uses with the local planning authority.

Where can I verify the parcel and tax record?

Use the El Paso Central Appraisal District search and look up parcel 268758. That is the best official starting point for ownership and appraisal record checks.

Where do I verify the plat and legal description?

Check El Paso County: records for Shadow Ridge Estates Unit No. 25 and confirm that Lots 28 and 29, Block 293 match the listing. This helps verify boundaries, subdivision details, and possible easements.

Why do cheap no-utility lots need extra research?

Because access, utility extension, septic approvals, and permit requirements can cost far more than the purchase price. A low entry price does not automatically mean the lot is simple to use.

What should I confirm before closing?

Confirm parcel identity, zoning, legal access, utility feasibility, flood status, current taxes, deed language, and whether your intended use is actually allowed.

Next step

If this parcel fits your budget, the best move is to compare the listing details with official records first, then decide whether the lot still makes sense for your intended use. Start with the county parcel search, review the plat, and then revisit the listing page for LC25404 once your research questions are answered.

Useful buyer links

• listing page for LC25404
• Texas land for sale
• vacant land for sale
• owner finance land deals
• El Paso Central Appraisal District Property Search