Concho, AZ Land for Sale: 1.3 Acres with Owner Financing and Dirt Road Access

Some rural land listings are mainly about price. Others are about whether the parcel gives you a realistic starting point for ownership research. This 1.3-acre lot on View Drive in Concho, Apache County, Arizona falls into that second group: low annual taxes, a modest cash price, and owner financing are all appealing, but the practical questions still matter.

What is clearly listed here is a vacant land parcel identified as LC25414:, APN 201-40-094B:, with 1.3 acres: of land, Agricultural: zoning, dirt road access:, and no utilities:. The cash price is $6,990:, and the seller also advertises owner financing. The biggest due-diligence point is simple: do not treat agricultural zoning and a low price as proof that the lot is ready for immediate building, RV use, or utility hookup without county and site verification.

For buyers searching for land for sale in Concho, Arizona, this parcel may fit someone looking for an affordable rural lot with flexible planning time. It may be worth a closer look if you are comfortable researching access, off-grid costs, and county use rules before making a decision.

Property snapshot

• Property ID: LC25414
• Property type: Vacant land
• Location: View Drive, Concho, Apache County, Arizona 85924
• Parcel number: 201-40-094B
• Legal description: LOT 2, BLOCK 94, CONCHO VALLEY UNIT EIGHT, according to Book 5 of Maps, page 21 records of Apache County, Arizona
• Lot size: 1.3 acres / 56,628 square feet
• Zoning: Agricultural
• Road access: Dirt Road
• Utilities: No utilities listed
• Deed type: Warranty Deed
• Listed taxes: $12.04/year
• Cash price: $6,990
• Owner financing: $349 deposit, then $200/month for 41 months
• Coordinates: 34.418800, -109.577300
• Seller context: Stephanie Dean / Open Air Properties LLC, profile type listed as By Owner

The financing line deserves a careful read. The listing shows a $349 deposit:, including a $249 non-refundable doc fee: and $100 downpayment: toward the purchase price, followed by $200 per month for 41 months:. Buyers should confirm the total financed cost, late-fee rules, payoff terms, and when deed transfer occurs.

Location context

Concho is in Apache County, an area where lower-cost land can appeal to buyers who want more space and fewer urban constraints. That said, rural Arizona parcels often shift the burden from purchase price to verification work. A lot can look affordable upfront and still require meaningful planning for access, water, septic, and power.

This parcel is listed on View Drive with dirt-road access. That can be workable for many land buyers, but it is still worth confirming whether the road is publicly maintained, privately maintained, seasonally affected, gated, or subject to any recorded easements. If you plan to visit the site, compare the listing location, parcel map, and on-the-ground conditions before assuming the route is straightforward year-round.

If you are still comparing options, you can browse more Arizona land for sale, explore similar vacant land for sale, or compare other owner finance land deals to see how this parcel stacks up on price and terms.

What the listed facts mean for a buyer

Agricultural zoning: This is a starting point, not a full use analysis. It may allow certain rural uses, but buyers should confirm setbacks, dwelling rules, manufactured home rules, RV occupancy limits, livestock allowances, and any permit requirements with Apache County.

No utilities: This usually means you should budget for separate research into electric availability, off-grid power options, water source planning, and septic feasibility. Do not assume a well or septic system will be approved just because nearby land is in use.

Low taxes: The listed tax figure of $12.04 per year suggests a low carrying cost, but tax amounts can change. Buyers should confirm current taxes, any delinquencies, and whether any additional assessments apply.

Dirt road access: Dirt-road access is common on rural land, but road quality and legal ingress matter. A buyer should confirm both the recorded access rights and the actual physical condition of the route.

Due diligence checklist

• Match the parcel: Confirm APN 201-40-094B:, acreage, and legal description against county records.
• Confirm intended use: Ask Apache County: whether Agricultural zoning allows your planned use, whether that is a home, manufactured home, RV setup, storage, or long-term hold.
• Verify access: Confirm that View Drive access is legal, usable, and not dependent on unrecorded permission.
• Check utilities: Verify whether power is nearby and what water and septic options would require.
• Review flood and drainage: Check FEMA mapping and look for washes or drainage issues that may affect use.
• Confirm taxes and ownership record: Make sure the current tax record matches the listing and check for unpaid amounts.
• Ask about restrictions: Request any easements, subdivision restrictions, or association documents if they exist.
• Read financing terms carefully: Confirm total cost, payment schedule, default terms, and when the deed is delivered.

Official source context

The most useful official starting point for this parcel is the Apache County: Assessor. Use the parcel number and legal description to confirm the county record matches the listing. For zoning, planning, and permit questions, buyers should also contact Apache County Community Development directly before assuming the lot is build-ready or occupancy-ready.

The listing itself provides a clear starting point, and you can also view the full Land Century listing to review the current price, photos, map, and any listing updates. The property also includes a short video walkthrough in the listing media.

Questions buyers may ask about this property and area

What are the key facts for this 1.3-acre Concho lot?

It is a 1.3-acre vacant parcel in Concho, Apache County, Arizona, identified as APN 201-40-094B. The listing states Agricultural zoning, dirt-road access, no utilities, a cash price of $6,990, and owner financing.

What is the legal description for parcel 201-40-094B?

It is listed as LOT 2, BLOCK 94, CONCHO VALLEY UNIT EIGHT, according to Book 5 of Maps, page 21 records of Apache County, Arizona.

Can this lot be built on right away?

That is not confirmed in the supplied data. Buyers should verify zoning rules, setbacks, access, water, septic, and any county permit requirements before treating the parcel as buildable.

Does this property have utilities?

No utilities are listed. Buyers should separately verify power availability, water options, and septic feasibility.

What are the owner-finance terms on this property?

The listing shows a $349 deposit, including a $249 non-refundable doc fee and $100 downpayment, then $200 per month for 41 months. Confirm the full contract terms before purchase.

How much are the taxes?

The listing states $12.04 per year. Confirm the current amount with county records before closing.

Which Apache County: office should buyers use to verify the parcel and taxes?

Start with the Apache County: Assessor using the parcel number and legal description to confirm the tax and parcel record.

Which office handles zoning and building questions in Apache County?

Apache County: Community Development handles planning, zoning, permits, and inspections.

How should a buyer check flood risk for this land?

Use FEMA flood maps and review the site for washes or drainage concerns. Rural land can have flood or runoff issues even when it looks dry in listing photos.

What is the main risk with a low-cost rural lot like this?

The biggest risk is assuming access, utilities, or development rights without proof. Low purchase price does not remove the need to verify use rules and site conditions.

Next step

If this Concho parcel fits your budget and you are comfortable with rural land research, the best next move is to pull the county record, compare it to the listing, and make a short checklist for zoning, access, utilities, and flood review. After that, revisit the numbers and decide whether the cash price or financing structure makes sense for your plan.

Property video

The listing includes a property video for additional visual context. Use it as a starting point, then verify access, utilities, boundaries, and local rules through official records and direct local contacts.

What is the most important thing to verify first on this Concho parcel?

Match the parcel number and legal description to county records. Then verify zoning, access, and utilities.

Where do I check zoning for this Apache County: property?

Start with Apache County: Community Development. Confirm the Agricultural district rules and permitted uses there.

Who is the seller?

Seller context lists Stephanie Dean. Company title shown is Open Air Properties LLC. Profile type is By Owner.

Useful buyer links

• Arizona land for sale
• vacant land for sale
• owner finance land deals
• Apache County: Assessor
• view the full Land Century listing