Elko, Nevada Land for Sale: 1.13 Acres with Owner Financing Listed
Low-entry-price lots in northeast Nevada can be appealing, but the real work is separating listed conveniences from confirmed site conditions.
LC25036 is a 1.13-acre vacant residential land listing in Elko County, Nevada, identified as APN 031-017-019, Lot 19, Block 17 of Last Chance Ranch Unit No. 11. The listed cash price is $5,995, with owner financing shown in the property data.
The listing notes dirt-road access and city utilities available, but buyers should verify legal access, utility connection status, taxes, zoning, and any subdivision restrictions directly with county records before relying on the lot for a specific plan.
Property snapshot: what the listing says and why it matters
This parcel has enough detail to begin serious due diligence, especially because the APN, subdivision, acreage, pricing, and access notes are all supplied. The key is to treat each listed feature as a starting point until it is confirmed through official records or written provider responses.
This places the search in northeastern Nevada, but jurisdiction, permits, and utility service should be confirmed at the parcel level.
The APN and recorded subdivision identity are the details buyers need for GIS, assessor, tax, and plat research.
The acreage is large enough for many rural-residential concepts, but usable layout depends on setbacks, easements, slope, access, and utility placement.
The two price paths let buyers compare upfront cost against financing convenience and total contract terms.
A warranty deed is the deed type shown in the listing, but buyers should still review title, vesting, exceptions, and recording details before closing.
Residential zoning is useful context, not a building permit. Confirm current zoning, permitted structures, setbacks, and any overlays or subdivision restrictions.
These are listing-supplied statements. Verify legal ingress and egress, road maintenance responsibility, and whether water, sewer, electric, or other utilities are actually at the lot line.
The HOA note is favorable if accurate, but the tax discrepancy should be resolved with assessor or tax records before budgeting.
Elko County setting: rural-edge land where parcel-level checks matter
Elko is a small city in a very large county. The city had 20,564 residents in the 2020 Census, while Elko County had 53,702 residents, so buyers should expect a mix of local services, open land, and lot-by-lot infrastructure differences.
The property data identifies the parcel within Last Chance Ranch Unit No. 11 and lists an elevation of 5,633 feet. Those parcel-specific details matter for weather, winter access, construction planning, driveway design, and utility work.
The practical takeaway is simple: general Elko-area context can help you understand the market, but it cannot answer whether this specific lot has confirmed legal access, maintained roads, permitted housing options, or paid utility connections. Use the APN and subdivision information to verify the parcel itself.
Potential uses, subject to zoning, permits, access, and utilities
The best fit for this lot is a buyer who likes the price point and location but is willing to verify the essentials before assigning a use. The listing’s Residential zoning note creates a promising starting point, but the county, city, utility providers, and recorded documents control what can actually be done.
Before planning any structure, RV use, mobile home, septic, well, driveway, grading, or utility connection, confirm current rules and costs for APN 031-017-019 in writing.
- Future residential homesite, if zoning, setbacks, utility service, water/sewer or septic rules, driveway access, and building permits support the specific home plan.
- Manufactured or mobile home consideration, only if local code, foundation requirements, utility requirements, and any subdivision restrictions allow that housing type.
- RV or short-term recreational use, only if temporary occupancy, sanitation, waste disposal, parking, and storage rules permit it.
- Long-term land hold for a buyer who verifies taxes, title, access, road obligations, and subdivision restrictions before closing.
- Low-improvement personal-use parcel, such as open space or a simple hobby lot, only if water needs, fencing, nuisance rules, and residential zoning limits are satisfied.
Due diligence checklist for APN 031-017-019
Use the listing facts to focus your research. The goal is not just to confirm that the parcel exists, but to understand whether it supports your intended use at a cost and timeline that make sense.
Confirm the parcel in county GIS
Search APN 031-017-019 and compare the mapped parcel, subdivision name, surrounding lots, road context, and listed coordinates. GIS graphics are helpful for orientation, but they should not replace a survey when exact boundaries matter.
Reconcile taxes and ownership records
The supplied listing data shows annual tax information two ways: $12.70 in the legal notes and $34 in another listing field. Check assessor or tax records for the current assessed value, tax amount, owner of record, and any special assessments.
Review the recorded subdivision plat
Look up Last Chance Ranch Unit No. 11 and the referenced recorded map. Plats and related documents may show easements, road rights, setbacks, drainage corridors, and restrictions that are not obvious from the listing summary.
Verify zoning and permitted uses
Confirm that the Residential zoning shown in the listing is current and ask what uses are allowed on this specific lot. Check minimum dwelling requirements, manufactured-home rules, RV occupancy limits, accessory structures, setbacks, and permit steps.
Get utility availability in writing
The listing says city utilities are available, and the seller terms text references power. Confirm whether water, sewer, and electric are at the lot line, whether extensions are required, what connection fees apply, and whether septic or well review would be needed instead.
Confirm legal access and road maintenance
Dirt-road access does not automatically mean paved, county-maintained, year-round, or legally sufficient access for construction. Confirm ingress and egress, road ownership, maintenance responsibility, grading needs, and whether any road association fee exists despite the $0 HOA listing note.
Check environmental and site constraints
Review flood mapping, drainage, slope, soil conditions, wildfire considerations, and winter access. At the listed elevation of 5,633 feet, weather and road conditions can be material to building, camping, or regular access plans.
The Elko County Parcel Viewer is the most useful official starting point for this parcel because it supports APN-based map review and nearby-parcel context. Use it with assessor, recorder, planning, and utility follow-up for a complete due-diligence file.
Owner financing: useful option, but verify the written terms
The listing data shows a $5,995 cash price and a $6,995 owner-finance price. A terms line in the supplied listing text also references a $6,495 sale price, a $495 deposit, and $225 per month, so buyers should ask the seller to confirm the controlling written price and payment schedule.
Treat the posted financing information as an invitation to request the actual contract, not as the full deal. Before signing, confirm the term length, interest if any, document or servicing fees, payment due dates, default rules, prepayment rights, and when the deed is delivered or recorded.
- What exact purchase price controls the owner-finance agreement?
- How much is due at signing, including deposit, document fees, recording fees, or servicing costs?
- What is the full payment schedule, term length, and interest rate if any?
- When is the warranty deed delivered or recorded?
- Are there prepayment penalties, late fees, or default cure periods?
- Who is responsible for property taxes, road costs, and any non-HOA subdivision or maintenance charges during the finance term?
Property video
The listing includes a property video for additional visual context. Use it as a starting point, then verify boundaries, access, utilities, and local rules independently.
Questions buyers may ask about this property and area
Bottom line for buyers
This is a clearly identified 1.13-acre Elko County land listing with a low listed cash price, owner-finance option, Residential zoning shown, a supplied APN, and a recorded subdivision reference. Those details make it easier to research than many rural land listings.
The due-diligence items are not minor. The utility language needs confirmation, the dirt-road access needs access and maintenance review, and the tax figures in the supplied data should be reconciled before budgeting. No buyer should treat the listing as proof of buildability or active utility service.
If your goal is a home, manufactured home, RV base, or long-term hold, start by verifying APN 031-017-019 through official parcel tools, recorded subdivision documents, and written utility or permitting responses. If the facts match your plan, the price point may be worth a closer look.
Ready to review LC25036?
Open the full listing to check current availability, seller terms, gallery images, and next-step purchase details.
Official verification resource
Use the county parcel viewer button on this page to look up APN 031-017-019 and compare parcel mapping, lot context, and nearby-parcel information before closing.
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