Valmy, NV Land for Sale: 35 Acres with Owner Financing Available

If you are looking for rural Nevada acreage with room to evaluate agricultural, recreational, or private land-use plans, this Valmy parcel deserves a close look—but it should be approached with the right verification steps.

The property is LC25100, a 35-acre vacant land parcel on Mote Road in Valmy, Humboldt County, Nevada. The listing identifies parcel number 010-090-03, Agriculture zoning, dirt road access, a $14,900 cash price, and a $19,500 owner-finance price.

The most important caveat is that the listing does not establish buildability or utility readiness. It states that well and septic are needed, so buyers should confirm zoning, access, water, septic, taxes, and recorded title details before closing.

One of the supplied property images for the Valmy acreage listing.

Property snapshot: what the listing facts mean

These are the core facts supplied for the Valmy acreage, along with why each one matters to a land buyer.

Valmy and Humboldt County setting

Valmy is a small rural community in Humboldt County, Nevada. The county context matters because rural acreage often involves more buyer responsibility for access, utilities, site planning, and permit research than land inside a serviced subdivision.

Humboldt County is large and lightly populated, with 9,640.8 square miles of land area and a 2020 population of 17,285. That general setting helps explain why buyers should evaluate road status, emergency services, utility logistics, and rural land-use rules before assuming a parcel will work for a specific plan.

For this specific parcel, the verified location facts are Mote Road, Valmy, Humboldt County, parcel number 010-090-03, and the coordinates supplied in the listing. Broader area character should not be treated as parcel-specific approval for building, RV use, agriculture, grazing, or other improvements.

Additional property image provided for parcel LC25100 in Humboldt County.

Potential uses to evaluate, subject to approvals

This 35-acre property may appeal to buyers looking for rural land at a lower entry price than many improved properties. The size and Agriculture zoning label are useful starting points, but they do not by themselves guarantee any specific use.

Before planning a home, cabin, RV setup, mobile home, agricultural improvement, or recreational use, confirm the county’s rules, access, setbacks, septic requirements, well feasibility, floodplain status, recorded restrictions, and any permit or inspection requirements.

• Rural homesite or cabin site, only if zoning, access, septic, water, and building permits support the plan.
• Agricultural or hobby-farm use, subject to county rules, water availability, fencing needs, and any applicable land-use restrictions.
• Recreational base for personal use, provided access, camping rules, fire restrictions, sanitation, and any RV limits are confirmed.
• Mobile home or RV use, only if Humboldt County and any recorded restrictions allow it for the intended duration and setup.
• Long-term land hold for a buyer comfortable with rural ownership responsibilities, taxes, access review, and future-use uncertainty.

Due diligence checklist for this Valmy parcel

Use parcel number 010-090-03 when contacting county offices or ordering title work. The goal is to confirm that the land can legally and practically support your intended use before you close.

Cash price and owner-finance structure

The listed cash price is $14,900. The owner-finance price is $19,500, which means buyers should compare not only the down payment and monthly payment but also the total cost of financing.

The supplied terms state owner financing is available with no credit check or income verification, using a contract for deed with deed transfer after final payment. The listed down payment is $4,000, the APR is 10%, and a $249 processing and origination fee applies to new loans.

Example payments in the listing are $329.33 per month for 5 years, $257.32 per month for 7 years, and $204.83 per month for 10 years. Buyers should review the full contract, default provisions, prepayment terms, and deed-transfer timing before signing.

• What is the total amount paid under each financing term compared with the $14,900 cash price?
• When exactly is the deed transferred, and what document protects the buyer’s interest before final payment?
• Are there prepayment penalties, late fees, default provisions, or servicing fees beyond the listed processing and origination fee?
• Does the monthly payment include only principal and interest, or are taxes or other costs handled separately?

How this compares with a typical improved rural lot

This is vacant rural acreage, not a serviced residential lot. The lower advertised land price should be weighed against the due-diligence and improvement costs that may come with access confirmation, water, septic, power, permitting, and site preparation.

A buyer comparing this parcel with smaller improved lots should focus less on acreage alone and more on total project cost. A 35-acre tract can offer more space, but it may also require more upfront research and infrastructure planning before it functions as a home, RV, agricultural, or recreational site.

Questions buyers may ask about this property and area

Bottom line for buyers

This 35-acre Valmy parcel offers a clear set of listing facts: parcel number 010-090-03, Mote Road location, Agriculture zoning label, dirt road access, well and septic needed, and both cash and owner-finance pricing.

The opportunity is most compelling for buyers who want rural Humboldt County acreage and are comfortable doing the practical work that vacant land requires. The acreage and price are easy to understand; the more important decision is whether the parcel can support your intended use after zoning, access, water, septic, title, and tax review.

If the property fits your budget and land goals, review the full listing, gather the county records, and confirm the financing or cash-purchase details before moving forward.