Clayton, GA Land for Sale: 0.32 Acres with Paved Access & City Utilities

For buyers looking at Clayton, GA land for sale, this is the kind of small residential parcel that deserves a close, practical look: modest size, a stated paved-road setting, and utilities listed in the property data.
LandCentury property LC24385 is parcel 052A-523 on King Mountain Drive in Clayton, Rabun County, Georgia. The lot is listed as 0.32 acres, or 13,939 square feet, with a $9,900 cash price and a $14,500 owner-finance price.
The main verification point is important: the listing states Residential zoning, paved road access, and Public Water / Public Sewer, but buyers should confirm zoning, build rules, utility connection status, access, taxes, title, and flood risk with the appropriate official sources before closing.
Property snapshot for LC24385
Here are the core facts from the supplied listing data, along with what each one means for a buyer evaluating the parcel.
Use this LandCentury reference when asking about the listing or comparing it with saved property details.
This is the key identifier to use when checking Rabun County parcel, tax, and assessor records.
The listing places the lot in Clayton, Rabun County, with coordinates 34.857890, -83.376460.
This is a small residential-sized lot, so setbacks, lot coverage, driveway placement, and utility locations matter.
Cash buyers receive the lower listed price; financed buyers should compare the premium and total payment cost.
A paved-road note is useful, but buyers should still confirm legal frontage, driveway approval, and maintenance responsibility.
This may indicate service availability, not necessarily active taps; connection status and fees should be verified.
The tax figure is a holding-cost clue, while deed and title details should be reviewed before closing.
Clayton and Rabun County setting
Clayton is the county seat of Rabun County in northeast Georgia, which makes county-level records and offices especially relevant for a buyer checking parcel identity, taxes, title, zoning, and building requirements.
Parcel-specific facts are narrower: the listing identifies the property on King Mountain Drive in the Clayton mailing area, with the legal description shown as Lot 23 Unit 1 Overlk. Buyers should confirm the recorded plat, exact lot dimensions, and whether city rules, county rules, subdivision rules, or a combination apply.
The listed public water and public sewer are notable for a small residential land parcel because utility availability can shape project feasibility and cost. The next step is to confirm whether service is available at the lot line, whether taps or laterals exist, and what connection fees or public-works requirements apply.
Potential uses and buyer fit
This parcel is best evaluated as a small residential-lot opportunity, not as a large acreage tract. The most natural buyer fit is someone seeking a lower-entry-price lot in Clayton with residential zoning stated and public water/sewer listed.
Any use should remain conditional until the buyer verifies zoning district details, setbacks, minimum build standards, lot coverage, driveway approval, utility taps, sewer connection rules, recorded restrictions, HOA or POA obligations, flood status, and building-permit requirements.
- Potential primary residence site, if local zoning, setbacks, permits, utilities, and site conditions allow
- Potential second-home or compact-home concept, subject to minimum size rules, design standards, and subdivision restrictions
- Longer-term land hold for a buyer who wants a small Clayton parcel and understands ongoing taxes and maintenance obligations
- Possible lot addition or neighborhood-focused purchase for a nearby owner, if ownership goals and local rules support that plan
Due diligence checklist before buying
A small residential lot can be straightforward, but the details matter. Use this checklist to move from listing facts to verified buyer confidence.
Confirm parcel identity and title
Search parcel 052A-523 in Rabun County records and compare the acreage, owner record, legal description, tax status, and any deed history with the listing. Ask for the full deed, recorded plat, and any title documentation available before closing.
Verify zoning and build rules
The listing states Residential zoning, but the exact district, permitted uses, setbacks, minimum home size, lot coverage, and permit requirements should be confirmed with the appropriate county or city office.
Check utilities in writing
The listing states Public Water / Public Sewer. Confirm whether taps or laterals are installed, whether service is available at the lot line, what connection fees apply, and whether any extension or capacity review is needed.
Review road access and driveway feasibility
The listing states paved road access. Verify legal frontage on King Mountain Drive, whether the road is publicly or privately maintained, whether a driveway permit is required, and whether sight-distance or grade issues could affect access.
Check FEMA flood mapping and drainage
Use the exact parcel location when reviewing FEMA flood information. Also evaluate drainage, slope, erosion control, and any nearby water or stormwater influences that could affect development or insurance planning.
Confirm taxes and holding costs
The listing shows taxes of $102.72. Verify the current tax amount, payment status, assessed value, and whether any special assessments, city taxes, or unpaid balances apply.
Look for restrictions, easements, or association rules
Because the legal description appears to reference a lot and unit, ask whether a recorded subdivision plat, covenants, HOA, POA, architectural rules, utility easements, or road agreements affect the parcel.
The selected official source for this guide is FEMA’s Flood Map Service Center because flood status is a high-value verification step for any residential lot. It should be used alongside county parcel, tax, zoning, and building records.
Owner-finance terms to review
The listing offers both a cash purchase path and an owner-finance path. The stated cash price is $9,900, while the stated owner-finance price is $14,500.
Owner-finance terms in the listing show a $5,000 down payment, 10% APR, and a $249 processing and origination fee. The listed payment options are $201.85 per month for 5 years, $157.71 per month for 7 years, and $125.54 per month for 10 years.
The listing also describes the financing as a contract for deed, with the deed transferred after final payment. Buyers should read the actual contract carefully before relying on any payment summary.
- What is the total amount paid under each financing option, including down payment, monthly payments, fees, and taxes?
- When is the deed recorded or transferred, and what protections does the buyer have before final payment?
- Is there a prepayment option, and is there any penalty for paying off early?
- What happens after a late payment or default?
- Who is responsible for taxes, insurance if applicable, HOA or POA dues if any, and property maintenance during the contract term?
- Are utility, permit, survey, or closing costs separate from the listed financing terms?
How this Clayton lot compares with broader Georgia land searches
Compared with larger rural acreage, this is a compact residential parcel. That can mean a lower entry price and a more focused residential use case, but it also makes lot dimensions, setbacks, driveway placement, and utility locations more important.
Compared with off-grid or remote land, the listing’s stated paved road access and Public Water / Public Sewer are meaningful buyer-facing details. Still, those details should be treated as items to verify, not substitutes for official utility, road, and permit confirmation.
For buyers searching Clayton GA land for sale, this property should be evaluated as a parcel-specific opportunity: confirm the exact lot, confirm the rules that apply to it, and compare the cash price against the financed price before deciding which purchase path fits.
Questions buyers may ask about this property and area
Bottom line for buyers
LC24385 is a small Clayton, Georgia land parcel with several buyer-friendly listing details: 0.32 acres, Residential zoning stated, paved road access stated, Public Water / Public Sewer listed, and a $9,900 cash price.
Its appeal is strongest for a buyer who wants a modest residential-lot opportunity in Rabun County and appreciates the availability of owner financing. The tradeoff is that small lots leave less room for surprises, so setbacks, utilities, access, recorded restrictions, and flood mapping should be verified early.
Before signing, compare the cash and financed purchase paths, confirm parcel 052A-523 in official records, and make sure the intended use can pass zoning, utility, and permitting review.
Ready to review the full property details?
Open the LandCentury listing to check current availability, pricing, seller details, photos, and next steps for LC24385.
Helpful next steps
After reviewing this listing, compare more Georgia land options, browse vacant land inventory, and use the official flood-map resource as part of your due diligence.





