Lovelock (Owner Financing $328.00 a month) Land Surveyed & Easements!, NV Land for Sale: 39.96 Acres with Owner Finan…
If you are comparing larger northern Nevada acreage, this Pershing County parcel is the kind of listing where the headline numbers are only the starting point. The acreage, owner-financing option, and Residential zoning note make it worth a closer look, but the real decision depends on access, utilities, easements, and permits.
Property LC26298 is a 39.96-acre vacant land listing on Coal Cyn Road in Lovelock, Pershing County, Nevada 89419. The parcel number is 015-220-13333, the listed cash price is $29,995, and the owner-finance price is $32,995 with $695 down and $328.94 per month for 120 months, plus stated fees.
The listing reports Residential zoning, dirt road access, city utilities available, and a surveyed/easements note. Treat those as important leads to verify through county, city, title, survey, and utility records before relying on them for a specific use.
Property snapshot
Here are the buyer-facing facts from the supplied listing package, with the practical meaning of each item.
Use these identifiers when matching the listing to assessor, recorder, GIS, title, and due-diligence records.
The acreage is large enough that boundary, easement, access, and utility-placement questions matter more than they would on a small city lot.
This places the listing in the Lovelock/Pershing County review area, where county and local utility contacts may both be relevant.
Cash and financed buyers are looking at different purchase prices, before considering note terms, fees, and closing costs.
The payment structure is clear enough for initial screening, but the note, payoff, prepayment, late-fee, and default terms should be reviewed before signing.
These details should match title work, recorded documents, and any survey materials before closing.
The listing’s zoning and road-access statements are useful starting points, but exact zoning, legal access, and road maintenance responsibility still need verification.
Utility availability should be confirmed with the city or providers, and the tax figure needs a tax year, frequency, and county confirmation before budgeting.
Lovelock and Pershing County setting
Lovelock is the local-government and services hub for this part of Pershing County, which matters for a land buyer because zoning, recorder records, utility questions, and permit pathways are all local-document questions rather than marketing questions.
Parcel-specific information in the listing places the land on Coal Cyn Road with approximate coordinates of 40.059571, -118.147378. Coordinates are helpful for map orientation, but they should not replace a survey, recorded legal description, or county parcel map when confirming boundaries.
The broader area context is rural enough that road condition, road maintenance, utility extension, water or sewer availability, and development standards may be decisive. A buyer should separate general Lovelock-area context from parcel-level facts that can be confirmed only through records and providers.
Realistic buyer fit and use paths
At 39.96 acres, this listing is most relevant to a buyer who wants substantial space in Pershing County with a Residential zoning note and an owner-financing option. The size may create planning flexibility, but it does not by itself prove that any specific improvement can be built or occupied.
Consider the following possibilities only after confirming zoning, permitted uses, setbacks, access, utilities, water, sewer or septic feasibility, flood status, easements, title exceptions, and any local restrictions.
- A future single-family residence, if county or city approvals, access, utility service, wastewater requirements, and building permits can be satisfied.
- A manufactured-home path, if the exact residential district and local rules allow the structure type, foundation, utilities, and occupancy plan.
- RV or mobile-base use for visits or staged planning, only if local rules allow the duration of occupancy and required hookups; do not assume permanent RV living is permitted.
- A long-term land hold for a buyer who completes title, access, utility, tax, and easement research before closing.
- Space-sensitive rural uses such as accessory structures, garden areas, or equipment storage, where allowed by zoning, permits, and any recorded restrictions.
Due diligence before you decide
The acreage, dirt-road access, utility claim, and easement note make verification especially important. Start with the parcel number, then make sure the listing, survey, title, county records, and utility answers all agree.
Verify parcel, title, and ownership records
Use Parcel 015-220-13333 to confirm the current owner, legal description, deed history, recorded liens, taxes, and any title exceptions before sending nonrefundable funds.
Request and review the survey
The listing notes that the land is surveyed and has easements. Ask for the actual survey and compare it with title work to identify access, utility, drainage, or other easement areas.
Confirm the exact zoning and permitted uses
The listing reports Residential zoning. Confirm the parcel-level zoning designation, allowed structures, manufactured-home rules, RV rules, setbacks, minimum development standards, and any special-use permit requirements.
Confirm legal and physical access
The listing reports dirt road access. Verify whether Coal Cyn Road or the access route is public, private, or easement-based, who maintains it, and whether it is usable for your intended vehicle and construction needs.
Verify utility availability in writing
Ask the City of Lovelock or relevant utility providers what “city utilities available” means for this parcel: at the parcel, at the road, nearby, or requiring extension. Request connection requirements and cost estimates.
Plan for water and wastewater if needed
If city water or sewer is not actually available at the parcel, confirm whether wells, hauled water, septic, or other systems are allowed and feasible under local and state requirements.
Check flood, drainage, and site conditions
Review official flood mapping, then pair it with a site visit or professional review for drainage paths, washes, topography, and access conditions that may affect improvements.
Review the financing documents
If using owner financing, read the purchase contract, promissory note, late-fee rules, prepayment terms, default remedies, deed-delivery timing, and all fees before signing.
For flood-risk verification, use the FEMA Flood Map Service Center as the official starting point, then compare the result with parcel maps, site observations, and any local drainage or building requirements.
Owner financing terms to review
The listing offers two price paths: a $29,995 cash price and a $32,995 owner-finance price. The stated owner-finance terms show $695 down, $328.94 per month for 120 months, plus a $9 loan processing fee and a $199 document fee.
Owner financing can lower the upfront cash requirement, but it is still a legal credit agreement. Before relying on the payment figure, ask for the full note and confirm payoff rights, deed timing, late fees, default rules, and whether any listed fee is one-time or recurring.
- Is the $9 loan processing fee one-time or charged with each payment?
- Can the balance be prepaid without penalty?
- When is the deed delivered under the owner-finance structure?
- What happens if a payment is late or missed?
- Are taxes, recording fees, title costs, or insurance handled separately?
Questions buyers may ask about this property and area
Bottom line
This is a sizable Pershing County land listing with clear parcel identification, a stated cash price, an owner-finance option, and listing notes for Residential zoning, dirt road access, city utilities, survey status, and easements.
The opportunity depends on verification. Before treating the parcel as a future homesite, manufactured-home site, RV setup, or long-term hold, confirm zoning, legal access, utilities, water and wastewater options, survey details, easements, taxes, and flood status.
If those checks line up with your intended use and budget, LC26298 may be worth a serious next look. If any answer is unclear, slow down and compare alternatives before committing funds.
Ready to review LC26298?
Open the full listing to confirm current availability, request documents, and review the latest seller-provided details.
Helpful next steps
Compare the cash and owner-finance paths, request the survey and easement documents, and use official county, city, and flood resources to verify the facts that matter for your intended use.
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