Punta Gorda, FL Land for Sale: 0.26 Acres with Paved Road Access

If you are comparing small residential lots in Southwest Florida, the right question is not just whether the price looks attractive. It is whether the parcel facts, local rules, utilities, flood exposure, and title details support your intended plan.
This property is a 0.26-acre vacant land parcel at 16428 Togas Way, Punta Gorda, FL 33955, in Charlotte County. The listing shows parcel number 422330477008, a $55,000 cash price, Residential zoning, paved-road access, and a Warranty Deed.
The key caveat: the supplied listing data does not confirm utilities, taxes, HOA or POA status, flood status, or final buildability. Treat the listing facts as a strong starting point, then verify the parcel through official Charlotte County and City of Punta Gorda channels before making a purchase decision.
Property snapshot for 16428 Togas Way
These are the verified listing facts that matter most for a land buyer, plus what each fact should prompt you to check next.
Use the street address for mapping and site-visit planning, but match every official lookup to the parcel number.
This is the safest identifier for county GIS, property appraiser, tax, zoning, and flood-map research.
This is a small residential-lot footprint, so setbacks, lot coverage, drainage, and usable build envelope matter.
The price gives you an acquisition benchmark; total cost still depends on title, closing, utilities, permits, site work, and any assessments.
Residential zoning supports a residential-lot review, but it does not by itself guarantee a permit, home size, or specific use.
Paved-road access is a useful listing detail; still verify legal frontage, driveway access, and maintenance responsibility.
A Warranty Deed is the listed transfer form, but buyers should still review title, liens, easements, and encumbrances.
The subdivision reference makes recorded plats, easements, covenants, and any community-specific restrictions especially important.
Punta Gorda and Charlotte County setting
The parcel-specific facts place this lot at 16428 Togas Way in Punta Gorda, Charlotte County, with a legal description tied to Punta Gorda Isles Section 21. That subdivision context is important because recorded plats, setbacks, easements, and restrictions can matter as much as the broad zoning label.
The general area context is equally important. Charlotte County provides official GIS layers that can help buyers review zoning, Future Land Use, section mapping, and flood-related references. For a small residential lot, those layers can quickly show which questions to ask before budgeting design, utilities, or construction.
Utility availability should not be assumed from the address or from paved-road access. The City of Punta Gorda utility system serves parts of the area, but water and sewer availability, meter status, tap fees, and connection requirements must be checked for this specific parcel.
Potential uses and buyer fit
This lot is best viewed as a residential land candidate for a buyer who wants a small Punta Gorda parcel and is prepared to complete parcel-level due diligence. The listed Residential zoning and paved-road access are helpful, but they are not the same as a completed permit path.
The strongest fit is a buyer who will verify zoning, Future Land Use, setbacks, utilities, flood status, title, subdivision rules, and any assessments before deciding what the land can support.
- Single-family residence or seasonal home-site candidate, only if zoning confirmation, building permits, setbacks, utility availability, flood and elevation review, and recorded restrictions support the plan.
- Long-term residential lot hold for a buyer who understands that taxes, maintenance, insurance, market conditions, and special assessments must be verified and budgeted.
- Comparison parcel for someone shopping Punta Gorda or Charlotte County residential lots, provided comparisons account for utility status, flood zone, legal access, and total improvement costs.
- Limited interim use such as holding the lot or planning a future project, only if local codes, nuisance rules, HOA or POA rules, and insurance considerations allow it.
Due diligence checklist before buying
Before treating this Punta Gorda lot as ready for a home or a long-term hold, work through the checks below using the parcel number and official local records.
Match the parcel number, address, and legal description
Search parcel 422330477008 and confirm it matches 16428 Togas Way and the Punta Gorda Isles Sec 21, Block 872, Lot 4 legal description. This helps avoid relying on map pins or marketing copy alone.
Confirm zoning and Future Land Use
The listing shows Residential zoning, but buyers should verify zoning, Future Land Use, overlays, and any district-specific rules through Charlotte County and applicable local planning channels.
Review the build envelope and permit path
Ask about setbacks, lot coverage, height limits, driveway requirements, drainage, fill or elevation requirements, and permit sequencing before assuming a specific home design or timeline will work.
Check flood, elevation, and drainage constraints
Flood status is not supplied in the listing data. Review county flood-related layers and official FIRM maps because flood designation, elevation, and drainage can affect design, insurance, and site-prep costs.
Verify utilities one service at a time
Utilities are not specified. Confirm water, sewer, electric availability, meter status, tap or connection fees, and any extension requirements directly with the appropriate providers.
Confirm legal access and road responsibility
The listing states Paved Road access. Still verify legal frontage, driveway access, public or private maintenance responsibility, and any easements that could affect access or usable area.
Investigate taxes, assessments, and restrictions
Taxes and HOA or POA status are not specified. Check property appraiser and tax records, recorded covenants, subdivision restrictions, special assessments, and any MSBU or MSTU charges that may apply.
Run a title and closing review
A Warranty Deed is listed, but that does not replace a title search. Review liens, easements, deed restrictions, encumbrances, and closing documents before funding the purchase.
Charlotte County GIS layer information is the selected official source because it supports parcel-level review of zoning, Future Land Use, section mapping, and flood-related layers for this type of land due diligence.
How to compare this lot with other Florida land
Compare this parcel as a small platted residential lot, not as rural acreage. The main questions are build envelope, utilities, flood exposure, access, restrictions, and total site-prep cost rather than agricultural or large-acreage features.
Use the 0.26-acre size and $55,000 cash price as anchors, then compare only with lots where zoning, access, utility status, flood information, title conditions, and local restrictions have been checked to the same level.
Questions buyers may ask about this property and area
Bottom line for buyers
This is a clearly identified 0.26-acre Punta Gorda residential lot with a parcel number, cash price, paved-road access noted, and a Warranty Deed listed. For buyers focused on small residential land in Charlotte County, those are useful starting facts.
The honest caveat is that the most important development questions remain open. Utilities, taxes, HOA or POA status, flood exposure, build envelope, restrictions, and final permit feasibility all need parcel-specific verification.
If the location and price fit your search, the next smart step is not to assume the outcome. Review the full listing, pull the parcel in official records, and make utility, zoning, flood, and title checks part of your offer process.
Ready to review the parcel?
Open the full property listing for photos, seller contact options, and the latest availability details, then use official records to verify the items that affect your plans.
Official records to check
Start with Charlotte County GIS for parcel layers, then confirm planning, zoning, flood, utilities, taxes, and restrictions with the appropriate county, city, and title professionals.






