0.13-Acre Punta Gorda, FL House for Sale, Paved Road Access Noted
Buyers looking in Punta Gorda’s planned-community market need more than a price and a set of photos. For this address, the right first step is to confirm the parcel, subdivision context, utilities, flood status, and any recurring community obligations before writing terms.
The listing is for property number LC18578 at 25168 East Lenox Circle, Punta Gorda, FL 33950 in Charlotte County. It is identified as a house on parcel 412308204012, with a 0.13-acre lot totaling 5,663 sq. ft., a cash price of $324,900, warranty deed, and paved road access noted.
The caveat is important: zoning, utilities, taxes, HOA or CDD obligations, and flood-zone details are not supplied in the listing package. Treat the verified facts below as a starting point, then confirm the remaining items with Charlotte County and applicable community records.
Property snapshot
These are the key facts supplied in the property record, with practical notes on what each one means for a buyer.
Use the full address when checking utilities, insurance, community documents, and county records.
County offices and maps are the main starting point for parcel, zoning, flood, utility, and tax research.
This is the strongest identifier for matching the listing to official GIS, assessor, title, and tax records.
This helps match the article, listing page, and LandCentury inquiry record for the same property.
The listing is categorized as a house, but bedroom count, bathroom count, year built, and condition details are not supplied here.
The square footage corresponds to the lot area, not a verified interior building size.
This is the listed cash price; separate closing costs, taxes, insurance, assessments, and financing terms must be verified.
The deed type and legal description are useful for title review and for checking whether subdivision rules or assessments apply.
Area setting and local context
At the parcel level, the supplied record places this property at 25168 East Lenox Circle in Punta Gorda, within Charlotte County and ZIP 33950. The legal description references Waterford Estates Lot 333, which makes subdivision-level research a key part of due diligence.
At the local-government level, Charlotte County maintains official resources for GIS mapping, planning and zoning, utility availability, and flood information. Those sources are useful because the listing package does not provide zoning, utilities, tax, or flood details.
For buyers, the practical takeaway is to separate general Punta Gorda appeal from parcel-specific facts. The address, parcel number, lot size, price, warranty deed, and paved-road notation are supplied; community obligations, insurance exposure, and permitted use still need official confirmation.
Buyer fit: who this listing may suit
Because this is a house-category listing, the best use discussion is about buyer fit rather than raw land potential. The property may be worth a closer look for buyers who want a specific Punta Gorda address with a clearly supplied parcel number, listed paved-road access, and a documented lot size.
Fit still depends on verification. A buyer should not assume occupancy readiness, rental permission, renovation feasibility, utility service, flood-insurance cost, or community-assessment exposure without inspections, official records, title work, and applicable HOA or CDD documents.
- Owner-occupant buyer, if inspection results, permits, utilities, insurance, title, and community rules support the intended use.
- Seasonal or second-home buyer, if carrying costs, insurance, maintenance obligations, and any HOA or CDD restrictions are acceptable.
- Buyer focused on a specific Waterford Estates-referenced parcel, subject to confirming the plat, subdivision documents, and assessment status.
- Longer-term hold buyer, if taxes, special assessments, flood risk, title condition, and local rules align with the holding plan.
Due diligence checklist before making an offer
Use the parcel number, address, and legal description together. The goal is to make sure the property shown in the listing matches official records and that no major cost, use, or insurance issue is left unresolved.
Confirm the parcel match
Use county GIS and property records to match parcel 412308204012 with 25168 East Lenox Circle and the Waterford Estates Lot 333 legal description.
Verify zoning and permitted use
Ask Charlotte County Planning and Zoning to confirm the zoning district, permitted residential uses, setbacks, any overlays, and whether any special approvals affect the property.
Inspect the structure and permit history
Because the supplied package does not include bedrooms, bathrooms, year built, or condition details, request inspections, seller disclosures, and county permit history before relying on the property for occupancy or renovation.
Check water and sewer availability
Use Charlotte County Utilities resources to confirm whether public water and sewer serve this exact address, whether meters or connections exist, and what costs or timing may apply.
Review flood status and insurance
Check county flood information and FEMA mapping, then obtain insurance guidance for the specific parcel. Flood status can affect premiums, lender requirements, and future repair or rebuild decisions.
Identify HOA, CDD, and special assessments
Because the legal description references Waterford Estates, verify whether HOA rules, CDD assessments, architectural controls, rental limits, or other recurring obligations apply.
Review taxes, liens, and title
Confirm current tax status, past-due amounts, recorded liens, special assessments, and title exceptions. A warranty deed reference is useful, but it is not a substitute for a current title review.
Verify access, plat, and easements
The listing notes paved road access, but buyers should still confirm frontage, driveway rights, public versus private road status, maintenance responsibilities, and any utility or drainage easements.
Charlotte County Flood Information is a useful official starting point for reviewing flood-risk procedures and moving into FEMA flood map verification. Use it alongside county GIS, planning and zoning, utilities, tax, title, and community-association records.
Financing notes for this listing
The listing provides a cash price of $324,900 and does not supply owner-finance terms. If you plan to use a mortgage, confirm early whether the offer structure, property condition, insurance profile, and title details will meet lender requirements.
In Florida, financing and total monthly cost can be affected by flood-zone status, insurance quotes, taxes, HOA or CDD assessments, inspection findings, and any required repairs. Those items should be reviewed before comparing this listing only by purchase price.
- Will the seller consider a financed offer if owner-finance terms are not listed?
- Does the lender need repairs, insurance approvals, or permit documentation before closing?
- What are the estimated taxes, insurance, HOA or CDD charges, and special assessments?
- Could flood-zone status affect loan approval or insurance cost?
How to compare this Punta Gorda listing
Compare this property by exact, verifiable details first: parcel number, address, lot size, price, deed type, legal description, and the listing’s paved-road notation. Those items are clearer than broad neighborhood descriptions.
Then compare the unresolved cost and risk items: zoning, utility service, flood zone, insurance, title exceptions, taxes, HOA or CDD obligations, access rights, and inspection results. Those checks can materially change the real cost of ownership.
If you are also reviewing vacant land, remember that a house-category listing brings structure-condition and insurance questions, while raw land brings buildability, utility extension, and permitting questions. Each path needs its own due-diligence checklist.
Questions buyers may ask about this property and area
Bottom line for this Punta Gorda property
This listing has several useful identifying facts: a specific street address, parcel number 412308204012, Charlotte County location, 0.13-acre lot size, $324,900 cash price, warranty deed notation, paved-road access listed, and a legal description tied to Waterford Estates Lot 333.
The decision-making items are the missing ones. Zoning, utilities, taxes, flood-zone status, HOA or CDD obligations, bedrooms, bathrooms, year built, and condition details are not supplied in the listing package, so they should be verified before a buyer relies on the property for occupancy, financing, rental, renovation, or long-term ownership.
If the official records, inspection results, insurance review, and community documents line up with your plans, this property may merit a closer look. If they do not, use the same checklist to compare other Florida house and building listings more confidently.
Next step
Review the full listing, photos, and inquiry options, then use the due-diligence checklist before moving forward.
Records to gather before closing
Collect county parcel and GIS records, zoning confirmation, utility availability, flood review, tax and assessment status, title report, inspection results, permit history, and any HOA or CDD documents.
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