Kingman, AZ Land for Sale: 6.4 Acres with Owner Financing Available

For buyers who want Arizona acreage with a modest cash price and a path to owner financing, this Mohave County parcel is worth a careful look. It has enough size to feel different from a small residential lot, but it also comes with the practical questions that matter most on rural land: access, utilities, water, septic, zoning, and flood exposure.

The listing identifies 6.4 acres on Copperville Road in Kingman, Arizona, parcel number 209-07-042-043-044, with the legal description Sacramento Ranchos Unit 5 Lots 990, 991, 992. The cash price is listed at $12,999, and advertised owner-finance terms show a $19,551 owner-finance price with $399 down and $399 per month for 48 months.

The key caveat is verification. The listing data shows Agricultural-Residential zoning, dirt road access, and no utilities, but it does not confirm buildability, flood status, legal access, utility extension costs, septic feasibility, or approval for a specific residential, RV, agricultural, or recreational use.

Supplied property image for parcel 209-07-042-043-044 in Mohave County; buyers should verify boundaries before relying on photos.

Property snapshot for LC27102

This snapshot separates the hard listing facts from what those facts mean for a buyer. Treat each item as a starting point for verification, not as a substitute for county records, title review, or an on-site inspection.

Copperville Road and Mohave County setting

The parcel is presented as a Kingman, Mohave County property with a Copperville Road street reference, ZIP code 86413, and approximate coordinates of 35.039957, -114.230281. Those details help buyers locate the listing on a map, but parcel boundaries should still be confirmed with county GIS, assessor records, and, when necessary, a survey.

For land in this part of Arizona, the practical local context is less about lifestyle marketing and more about process. Mohave County provides official resources for assessor verification, zoning questions, flood mapping, tax statements, and parcel mapping. If any City of Kingman jurisdictional issue is relevant, that should be checked separately before assuming which office controls development review.

The listed dirt road access and no-utilities status shape the buyer experience. A parcel like this may appeal to someone comfortable evaluating rural land systems, but it is not the same as buying a utility-served subdivision lot. Before focusing on future plans, verify whether you can legally and physically reach the property, what road maintenance looks like, and what it would take to support water, power, wastewater, and emergency access.

Additional supplied image for the Copperville Road land listing; photos are useful context but do not replace a survey, title review, or site visit.

Realistic buyer fits and possible uses

The strongest fit is a buyer who wants acreage at a low headline price and is comfortable doing rural-land due diligence before making improvements. The 6.4-acre size gives more room than a standard lot, while the owner-finance terms may be attractive to buyers who prefer a lower initial cash requirement.

Possible uses should be framed carefully. Agricultural-Residential zoning is promising as a starting point, but it does not automatically approve every agricultural, residential, mobile home, RV, livestock, camping, or storage use. Mohave County rules, setbacks, floodplain status, access rights, septic requirements, water availability, and any recorded restrictions all matter.

Because no utilities are listed, this is best viewed as a low-infrastructure parcel until proven otherwise. A buyer considering a cabin, home, manufactured home, RV setup, garden, animals, or off-grid retreat should price the entire plan, not only the land.

• Long-term land hold: A buyer may simply want to own Arizona acreage, keep taxes current, and decide later whether to improve it after verifying title, restrictions, and county records.
• Recreational evaluation: Occasional day use or camping-style use should be checked against county rules, private restrictions, access conditions, fire safety, sanitation requirements, and any limits on temporary occupancy.
• Future residential planning: A home, manufactured home, or other dwelling should not be assumed; confirm zoning allowances, permitting, setbacks, flood status, driveway requirements, septic feasibility, and water source options first.
• Hobby agricultural or rural-residential project: Agricultural-Residential zoning may support some rural uses, but livestock, fencing, water, structures, soil conditions, and exemptions need parcel-specific confirmation.
• Off-grid ownership strategy: Solar, hauled water, a well, septic, and other off-grid systems may be possible in theory, but each requires technical, regulatory, and cost verification before purchase.

Due diligence checklist before you buy

Use this checklist before relying on the listing for any build plan, recreational plan, or financing decision. The goal is to confirm the parcel you are buying, the rights that come with it, and the costs required to use it.

Cash price versus owner financing

The listing offers two different purchase paths. The cash price is listed at $12,999. The owner-finance price is listed at $19,551, with advertised terms of $399 down and $399 per month for 48 months. That structure may reduce the initial cash needed, but the stated financed purchase price is higher than the cash price.

For a land buyer, the right comparison is not just monthly payment versus cash price. You should also consider taxes, document fees, servicing fees, deed timing, title review, insurance if applicable, travel costs, due-diligence costs, and the cost of making the property usable for your intended purpose.

• Does the $19,551 owner-finance price include all fees, or are document, recording, servicing, or processing charges separate?
• When is the deed delivered: at closing, after payoff, or under another arrangement?
• Is there a prepayment penalty or can the buyer pay the balance early?
• Who pays property taxes during the financing term?
• Are improvements, camping, fencing, or site work allowed before the contract is paid off?
• What happens if a payment is late or missed?

How to compare this parcel with other Arizona acreage

When comparing this listing with other Mohave County or Arizona land, start with the verified basics: acreage, parcel number, zoning, cash price, owner-finance price, road access, utilities, taxes, and deed type. A lower land price can become less attractive if access is uncertain, utilities are far away, or the parcel cannot support the intended use.

This parcel’s appeal is straightforward: 6.4 acres, a listed cash price of $12,999, and owner financing with a low advertised down payment. The tradeoff is also clear: no utilities are listed, access is by dirt road, and major use questions require county verification. Buyers should compare total readiness, not just price per acre.

Questions buyers may ask about this property and area

Bottom line for buyers

This is a simple parcel to understand at the headline level: 6.4 acres in Kingman, a $12,999 listed cash price, an owner-finance option, Agricultural-Residential zoning, dirt road access, and no utilities. For the right buyer, that combination can be appealing because it offers acreage and payment flexibility without a large cash purchase.

The same facts also require discipline. No utilities and dirt road access mean the site should be evaluated as rural, low-infrastructure land until proven otherwise. If your plan depends on a home, mobile home, RV use, livestock, fencing, a well, septic, or utility extension, verify those details with county offices and qualified local professionals before committing.

The best buyer for this parcel is someone who values the acreage and price, understands that approvals and infrastructure are separate from the land purchase, and is willing to do the county-record work before closing.

Before committing to this parcel, compare the full cost of ownership with other inexpensive land for sale so you can weigh acreage, access, utilities, taxes, and financing side by side.