Horseshoe Bend, AR Land for Sale: 0.39 Acres with Paved Access & Owner Financing

Posted: June 19, 2026 by LandCentury

Some low-cost land listings are really just a starting point for research. That is especially true here: a 0.39-acre residential lot at 102 Pioneer Circle in Horseshoe Bend, Arkansas, where the price and owner-financing terms will catch attention quickly, but the real value is in confirming what the parcel can actually support.

This property is listed as Land Century ID LC25152:, parcel 800-08247-000:, in Izard County:. The listing states 0.39 acres: (about 16,988 square feet: ), Residential: zoning, paved road: access, and city water and power ready to hook up:. It is also offered at $125 cash:, with an owner-finance option listed at $150 down and $125/month for 36 months:. The main caveat: buyers should verify utilities, zoning, road maintenance, and any building limits directly with local officials before paying or planning improvements.

For buyers searching for land for sale in Horseshoe Bend, Arkansas, this lot may fit best as a budget entry point for someone comfortable doing careful due diligence. The price is unusually low, so it makes sense to slow down and confirm the full picture, including taxes, title, utility connection costs, and whether sewer or septic will apply.

Property snapshot

Property ID: LC25152
Parcel/APN: 800-08247-000
Address: 102 Pioneer Circle, Horseshoe Bend, AR 72512
City: Horseshoe Bend
County: Izard County
State: Arkansas
Lot size: 0.39 acres
Square footage: 16,988 sq ft
Zoning: Residential
Road access: Paved Road
Utilities: Listing states city water and power are ready to hook up
Taxes: $53.27
Deed type: Warranty Deed
Cash price: $125
Owner financing: Yes
Terms listed: $150 down, $125/month for 36 months, no banks, no credit checks, no interest
Coordinates: 36.229356, -91.772355
Seller context: Bretton Jolley / BA Land Sales LLC

If you want the listing page itself before comparing notes, you can view the full Land Century listing. There is also a property video here: watch the lot video.

Location context

Horseshoe Bend is a city setting rather than an off-grid play, and that matters. A small lot with paved access and city utility language can be more practical for a buyer who wants a simpler residential research path than raw rural acreage. That does not guarantee buildability, but it does change what questions to ask first.

The biggest local advantage is that city-level resources appear to be available in one place. The City of Horseshoe Bend official website includes building and zoning, permits and applications, municipal code, plat-map access, and water/sewer information. For a buyer, that is where to start confirming whether the lot's residential zoning aligns with the use you have in mind.

If you are still comparing options beyond this parcel, it can help to browse other Arkansas land for sale and similar owner finance land deals to see how access, utility notes, and carrying costs differ.

Pricing and financing

The listed pricing is what makes this property stand out first: $125 cash: or owner financing at $150 down and $125 per month for 36 months:. That lowers the upfront barrier, but buyers should read beyond the headline number.

Ask for the full payment schedule: Confirm due dates, grace periods, late fees, and default terms in writing.
Check total carrying cost: Even a cheap lot can involve taxes, utility tap fees, transfer costs, and possible cleanup or survey expenses.
Confirm title and deed delivery: Make sure you understand when the deed is transferred and what closing documents you will receive.

If you are comparing lot types more broadly, browsing other vacant land for sale can help put this pricing in context.

Due diligence checklist

Before buying, confirm the facts that affect whether this parcel works for your plans.

Verify parcel identity: Match parcel 800-08247-000: to the address, map location, and seller documents.
Confirm boundaries and frontage: Review plat maps or GIS records so you know where the lot begins and ends.
Confirm zoning details: "Residential" is helpful, but you still need setbacks, minimum size rules, and permitted-use confirmation.
Verify utilities: The listing says city water and power are ready to hook up. Confirm whether lines are at the lot, what connection fees apply, and whether service is active or only available nearby.
Ask about sewer or septic: No sewer or septic details were provided in the listing data, so this needs direct confirmation.
Check road status: The listing says paved road access. Confirm whether Pioneer Circle is publicly maintained and whether any driveway permit or drainage requirement applies.
Review taxes and assessments: The listing states annual taxes of $53.27. Confirm current tax status and whether any delinquent amounts or special assessments exist.
Check title and restrictions: No legal description was provided in the listing package, so title review and plat verification matter more here.
Look at flood and drainage conditions: No floodplain or drainage status was supplied. Check the exact parcel location before planning improvements.

Questions buyers ask

Is this lot buildable?

The listing says Residential zoning, but that does not by itself guarantee buildability. Confirm setbacks, permit requirements, access, utility availability, and any subdivision or deed restrictions with city and county sources.

What utilities are available?

The listing states city water and power are ready to hook up. Buyers should confirm line location, tap fees, meter requirements, and whether sewer is available or septic will be needed.

Is there paved access?

Yes, the listing says the parcel has paved road access. Buyers should still confirm whether the road is public or private and who maintains it.

What are the taxes?

The listing shows taxes of $53.27. Treat that as seller-provided until county records confirm the current figure and payment status.

Does the property have owner financing?

Yes. The listing states $150 down and $125 per month for 36 months, with no banks, no credit checks, and no interest.

Why does the parcel number matter?

Parcel 800-08247-000: is the key reference for assessor, tax, plat, and title research. Use it whenever you contact local offices or compare records.

What to do next

If this lot fits your budget, the smart next step is simple: gather the parcel map, call the city about zoning and utility connections, confirm tax status, and ask the seller for complete owner-finance paperwork before sending money.

Once you have those answers, go back to the full property listing and compare what you learned against the listing details. That is the fastest way to tell whether this small Horseshoe Bend parcel is just cheap on paper or actually workable for your plans.