Horseshoe Bend, AR Land for Sale: 0.32 Acres with Paved Access & $150 Owner Financing

Some low-cost land listings get attention because of the price alone. This one is worth a closer look because the price is tiny, the lot is in a named residential setting, and the listing also says paved road access plus city water and power ready to hook up. That combination can make a small parcel more practical to research than many bargain lots.

This property is a 0.32-acre residential lot at 2807 Memory Lane, Horseshoe Bend, AR 72512 in Izard County. It is listed as parcel 000-11196-000, property ID LC25153, with a cash price of $150. Seller-listed terms also show owner financing at $150 down and $150 per month for 34 months with no interest. The main caution: buyers should confirm flood status, exact buildability, and utility connection details before treating this as a ready-to-use homesite.

For buyers searching for land for sale in Horseshoe Bend, Arkansas, this looks like a parcel that may fit someone who wants a very low entry price and is willing to do real due diligence first. It may also appeal to buyers comparing small lots through Owner finance: land deals rather than paying all cash up front.

Property snapshot

• Property ID: LC25153
• Address: 2807 Memory Lane, Horseshoe Bend, AR 72512
• County: Izard County, Arkansas
• Parcel/APN: 000-11196-000
• Lot size: 0.32 acres, about 13,939 square feet
• Property type: Vacant residential land
• Zoning: listed: Residential
• Road access: listed: Paved Road
• Utilities: listed: City Water and Power Ready to Hook up
• Annual taxes listed: $53.73
• Deed type: listed: Warranty Deed
• Coordinates: from listing data: 36.194745, -91.736141
• Cash price: $150
• Owner financing listed: $150 down, $150/month for 34 months

If you want the seller page, photos, and current availability in one place, start with View the full Land Century listing.

Location context

Horseshoe Bend is a recognized Arkansas land market where buyers often look for affordable residential lots, but small-lot buying still comes down to the parcel-level details. This address is in Izard County: per the supplied listing data, which matters because county records, taxes, and local development rules are part of the buying decision.

On a 0.32-acre lot, dimensions and setbacks can matter almost as much as acreage. Even when a parcel is zoned residential, buyers should confirm whether the actual shape, frontage, easements, drainage, and utility placement still allow the intended use. That is especially important if you are thinking about a house, cabin, manufactured home, garage, or simply holding the lot for future use.

If you are still comparing markets, it can help to browse other Arkansas land for sale and similar Vacant land for sale listings before deciding whether this parcel's size and price fit your plan.

Why this lot stands out

The clearest hook here is not acreage. It is simplicity on paper: a very low listed price, seller-offered financing, paved access, and utility language that suggests easier research than many remote bargain parcels. That does not make the lot automatically buildable or problem-free, but it does give a buyer a short list of specific items to verify.

• Low entry price: Listed at $150 cash.
• Financing option: Seller says $150 down and $150 per month for 34 months, with no banks, no credit checks, and no interest.
• Residential use category: The listing labels the parcel Residential.
• Access: Paved road access is stated in the source data.
• Utility starting point: City water and power are described as ready to hook up, which should be confirmed directly with providers.

A listing video is also available here: Watch the property video.

Due diligence checklist

Before buying this Horseshoe Bend lot, try to confirm the following in writing whenever possible:

• Flood status: Run 2807 Memory Lane through the official FEMA Flood Map Service Center to check whether the lot is inside a mapped flood hazard area.
• Zoning: details: Residential zoning is listed, but verify the exact district, minimum lot standards, setbacks, and allowed home types.
• Buildability: Ask whether this specific parcel can receive permits for your intended use. Do not assume zoning alone answers that.
• Utilities: Confirm the nearest city water and power connection points, tap fees, meter costs, and service availability.
• Sewer or septic: Sewer is not stated in the listing data. Verify whether a sewer connection exists or if a septic permit and soil evaluation would be needed.
• Access and maintenance: Confirm whether Memory Lane access is recorded, whether the road is public or private, and who maintains it.
• Title condition: Ask for a current title search or title commitment to check for liens, easements, and deed restrictions.
• Taxes: and status: Confirm that the listed $53.73 tax figure is current and that there are no delinquent taxes or special assessments.
• Survey and boundaries: The legal description was not supplied here, so verify lot lines, monuments, plat references, and usable dimensions.
• Finance contract terms: If using seller financing, review prepayment rights, late fees, default terms, and when the deed transfers.

Official source context

The listing data provides the core facts for this article: 0.32 acres, parcel 000-11196-000, residential zoning, paved road access, city water and power ready to hook up, and seller-offered financing. The most important outside verification step is flood research, because flood exposure can affect buildability, insurance, drainage planning, and long-term holding costs.

The research brief also notes that Horseshoe Bend has effective FEMA flood-map coverage, which is why an address-level flood check is one of the first things to do on a low-cost residential lot like this. That single step can quickly tell a buyer whether the cheap entry price still makes sense for the intended use.

Questions buyers ask

Is this Horseshoe Bend lot buildable?

Not confirmed yet. The listing says Residential zoning, but buyers should verify setbacks, lot dimensions, flood status, utility requirements, and any septic or sewer rules before assuming a home can be built.

What is the exact price and financing?

The cash price is listed at $150. Seller-listed owner financing is $150 down and $150 per month for 34 months, with no interest.

Where is the property located?

It is listed at 2807 Memory Lane, Horseshoe Bend, AR 72512 in Izard County, with parcel number 000-11196-000.

Does the lot have road access?

The source data says paved road access. Buyers should still confirm whether the access is legally recorded and who maintains the road.

Are utilities already on the property?

Not confirmed as installed on-site. The listing says city water and power are ready to hook up, which should be verified with the relevant utility providers along with connection costs.

What taxes or holding costs are listed?

The listing shows annual taxes of $53.73. That figure should be confirmed with county records before closing.

Why is flood research important here?

Because flood status is not answered by the listing itself, and floodplain issues can affect permits, drainage, and insurance. This is one of the first checks a careful buyer should make.

Next steps

If this parcel fits your budget, the smartest move is simple: verify flood status, confirm zoning and utility hookup details, and review title and access before signing anything. For a lot this affordable, good due diligence matters more than marketing language.

Then return to the full property listing to compare the seller terms, images, and any updated availability.

Useful buyer links

• Owner finance: land deals
• the full property listing
• Arkansas land for sale
• Vacant land for sale
• Watch the property video
• FEMA Flood Map Service Center