Martins Ferry, OH Land for Sale: 0.12 Acres with Paved Access & City Utilities

If you want a compact city lot rather than rural acreage, this Martins Ferry parcel is the kind of property where the details matter more than the headline size. The appeal is simple: a small residential lot, stated public utilities, paved-road access, and a purchase path that includes owner financing.

The property is located at 1516 North 8th Street in Martins Ferry, Belmont County, Ohio. It is listed as 0.12 acres, or 4,600 square feet, with parcel number 24-03056-000 and a cash price of $39,900. The listing also states an owner-finance price of $49,000.

The key caveat is buildability. The listing data states residential zoning, paved road access, and public water/public sewer, but buyers should verify zoning compliance, setbacks, frontage, permits, utility connection status, taxes, and any assessments with official local sources before relying on the property for a specific building plan.

Listing image supplied for the Martins Ferry parcel at 1516 North 8th Street; buyers should review the full gallery and inspect current site conditions.

Property snapshot for 1516 North 8th Street

Here are the core facts supplied for this Martins Ferry land listing, along with what each one means for a buyer evaluating a small residential parcel.

Martins Ferry and Belmont County context

Martins Ferry is a city in Belmont County, Ohio, which means this parcel should be evaluated as a municipal infill-style lot rather than open rural land. City rules, local code, utility procedures, and street-frontage requirements can all affect what a buyer can do with a small parcel.

The parcel-specific facts are the address, parcel number, lot size, listed residential zoning, paved road access, and stated public water/public sewer. The broader area context is that county records and city departments are the practical places to verify taxes, parcel details, local ordinances, utility questions, and permit requirements.

Because the lot is only 4,600 square feet, the most important local question is not simply whether the zoning category is residential. Buyers should ask whether this exact lot can support the intended structure under current setbacks, lot coverage limits, frontage rules, utility placement, and any variance requirements.

Supporting property image for the 0.12-acre Belmont County lot; verify boundaries, access, and utilities through official due diligence.

Potential uses and buyer fit

This property is best viewed as a compact residential land opportunity for buyers who are comfortable doing parcel-level verification before closing. The listing’s residential zoning, paved road access, and stated public water/public sewer create a useful starting point, but they should not be treated as a guarantee that a specific home design will be approved.

The strongest fit is likely a buyer who wants a small city lot, understands that municipal permits and utility connections matter, and is willing to confirm the site constraints before committing to construction or long-term holding plans.

• Possible residential infill site, subject to city zoning confirmation, setbacks, frontage, lot coverage, permits, and utility connection approval
• Long-term hold for a buyer seeking a small Martins Ferry parcel, subject to taxes, maintenance rules, and any local code requirements
• Potential side-lot or neighborhood-use acquisition if a nearby owner can confirm compatibility with local rules and title requirements
• Future improvement site only if official review confirms access, utilities, drainage, building footprint, and permitting feasibility

Due diligence checklist before you buy

Use the listing facts as a starting point, then verify the parcel through official records and local departments. These checks are especially important because this is a small city lot where setbacks, utilities, and access can determine practical use.

Owner-finance terms stated for this listing

The listing states a cash price of $39,900 and an owner-finance price of $49,000. Owner financing is described as available with no credit check or income verification, using a contract for deed with deed transfer after final payment.

The stated owner-finance terms include a $20,000 down payment, 10% APR, and monthly payment examples of $428.11 for 5 years, $334.50 for 7 years, and $266.27 for 10 years. A $249 processing and origination fee is also stated for new loans.

For buyers, the key comparison is total cost. Owner financing may simplify access to a purchase for some buyers, but the higher owner-finance price, APR, down payment, fee, and contract structure should be reviewed carefully against a cash purchase or other financing options.

• What is the total amount paid over the full owner-finance term?
• When is the $249 processing and origination fee due?
• What happens if a payment is late or missed under the contract for deed?
• When exactly is the warranty deed delivered and recorded?
• Are there prepayment rights or penalties?

How to compare this Martins Ferry lot with other Ohio land

Compare this parcel against similar small residential lots on practical criteria, not acreage alone. For a city lot, public utilities, paved access, zoning standards, setbacks, frontage, taxes, and permit feasibility can be more important than raw square footage.

Also compare the cash price and owner-finance price separately. A lower monthly payment over a longer term can be useful, but buyers should review the total financed cost and the timing of deed transfer before deciding which purchase path makes sense.

Questions buyers may ask about this property and area

Bottom line for buyers

This Martins Ferry parcel offers a focused small-lot opportunity: 0.12 acres at 1516 North 8th Street with listed residential zoning, paved road access, public water/public sewer, and both cash and owner-finance pricing. For buyers seeking a compact city lot, those are useful starting facts.

The decision should come down to verification. Before treating the lot as a future homesite, confirm zoning standards, setbacks, frontage, utility connection costs, taxes, flood or drainage conditions, and the details of any owner-finance contract.

If the official checks line up with your intended use, this could be a practical fit for a buyer who wants Martins Ferry residential land with municipal-service potential rather than larger rural acreage.