Port Charlotte, FL Home for Sale: 16,553 Sq Ft with Paved Road Access

If you are comparing Port Charlotte homes, house-category listings, or residential parcels with a specific address and parcel number, this one gives you a clear starting point: price, size, location, zoning label, and road-access note are all provided in the listing data.

The property is 936 Phyllis Terrace, Port Charlotte, Florida 33948, parcel number 402217179011. It is listed at $259,900 cash and shown as 0.38 acres, or 16,553 square feet, in Charlotte County.

The important caveat is that several buyer-critical items are not supplied in the structured listing data, including utilities, taxes, flood status, exact zoning district, buildability, year built, bedrooms, bathrooms, and interior condition. Treat those as verification steps, not assumptions.

Listing image associated with the 936 Phyllis Terrace property in Port Charlotte.

Property snapshot: what the listing data confirms

The details below come from the supplied property package and are useful starting points for county records, lender review, inspections, and offer preparation.

Port Charlotte and Charlotte County context

Port Charlotte is a census-designated place in Charlotte County, and the Census Bureau reported a 2020 population of 60,625. For buyers, the practical takeaway is that this is an established Charlotte County location where parcel records, utility questions, zoning questions, and flood review should be handled through official county and federal resources rather than assumptions from a listing summary.

For this specific property, the verified location facts are the address at 936 Phyllis Terrace, the Port Charlotte ZIP code 33948, the Charlotte County jurisdiction, and parcel number 402217179011. The listing data also notes Residential zoning and Paved Road access, but those labels should be matched against county records before being relied on for financing, construction, insurance, or renovation decisions.

Charlotte County’s Planning & Zoning resources are relevant for confirming the exact district, permitted uses, setbacks, and development review requirements. Charlotte County Utilities provides an address-based process for checking water and sewer availability, while flood information should be reviewed through county guidance and FEMA map resources.

Additional listing image associated with the 936 Phyllis Terrace property.

Buyer fit: who should take a closer look

Because this is a house-category listing with a specific street address, it may interest buyers who want a Port Charlotte residential property rather than a remote land-only parcel. Still, the structured data does not confirm the home’s year built, bedroom count, bathroom count, interior condition, utility status, or permit history, so the right fit depends on what inspections and county records show.

The most realistic buyer profiles are those willing to verify the property at the parcel level: zoning, access, water, sewer or septic, flood exposure, insurance, title, restrictions, and permits. A buyer should not treat the broad Residential label or the Paved Road note as proof that every intended use is allowed or practical.

• Primary-residence buyer, if inspections, title review, insurance, utilities, and any required permits support the intended occupancy.
• Renovation-focused buyer, if the existing structure and permit history support the scope of work and the budget includes code, insurance, and utility realities.
• Replacement or rebuild buyer, only if Charlotte County zoning, setbacks, flood/elevation rules, utilities, septic or sewer requirements, and permitting allow the plan.
• Long-term hold buyer seeking a titled residential property in Port Charlotte, subject to tax, insurance, maintenance, HOA, and market-risk review.
• Rental or seasonal-use buyer, only after confirming zoning, licensing, HOA or deed restrictions, insurance, condition, utilities, and local compliance requirements.

Due diligence checklist for 936 Phyllis Terrace

Before making an offer, use the address and parcel number to confirm the items that materially affect cost, insurability, permitted use, and closing risk.

Financing note

The listing data provides a $259,900 cash price and does not provide owner-financing terms. If you plan to finance the purchase, speak with a lender early and confirm how the property will be underwritten based on condition, occupancy, insurance, appraisal, and any needed repairs or permits.

Because flood status, utilities, taxes, and interior details are not supplied in the structured data, those items may matter to a lender, insurer, or closing agent. Do not assume a standard mortgage, renovation loan, or cash-close timeline until the property condition and records are reviewed.

• Will the lender treat this as an existing home, renovation property, or another collateral type after appraisal and inspection?
• Does the property condition meet the lender’s minimum requirements?
• Will flood-zone findings, insurance availability, or elevation documentation affect approval?
• Are utilities, taxes, title, and permit records acceptable for the loan program?

Questions buyers may ask about this property and area

Bottom line

936 Phyllis Terrace gives buyers several useful anchors: an exact Port Charlotte address, parcel number 402217179011, a listed size of 0.38 acres, a $259,900 cash price, Residential zoning noted, and Paved Road access noted.

The limits of the data matter just as much. Utilities, taxes, flood status, exact zoning district, buildability, permit history, and house-specific details such as year built, bedrooms, bathrooms, and interior condition are not confirmed in the supplied structured data.

For the right buyer, this is a property worth evaluating through a practical Charlotte County due-diligence process. Start with the parcel records, confirm the local rules and utilities, inspect the property, and then decide whether the price and condition support your plan.