Lovelock, NV Land for Sale: 46 Acres with Owner Financing Available
If you are looking for a larger rural Nevada tract, this is the kind of land where the acreage and entry price are appealing, but the real decision depends on verification: access, utilities, water, septic, zoning, and permit rules.
LandCentury property LC26637 is a 46-acre vacant land parcel on Troughs Rd in Lovelock, Pershing County, Nevada, ZIP 89419. The listing shows parcel number 002-33010000001, a cash price of $26,995, an owner-finance price of $28,995, and a Warranty Deed.
The listing notes dirt road access and electricity available, with septic and a well required. Treat those as listing-supplied facts to confirm with county records, utility providers, and an on-site inspection before relying on them for a home, manufactured home, RV, or other use.
Property snapshot
These are the core listing facts for LC26637, with practical notes on what each item means for a buyer.
Use both identifiers when checking county records, title documents, and seller paperwork.
The legal description is important for title review and should match the deed and recorded documents.
The acreage provides scale, but usable area depends on access, terrain, drainage, setbacks, and restrictions.
The Lovelock location helps identify the correct county and local offices, but it does not by itself confirm service availability.
The exact zoning classification and allowed uses should be verified with Pershing County before purchase.
Dirt access can be suitable for rural land, but buyers should confirm legal ingress, maintenance, and year-round passability.
Power availability does not necessarily mean a service drop is installed, and water and wastewater feasibility need separate confirmation.
The deed type and tax figure should be checked against closing documents and current county records.
Lovelock and Pershing County setting
This is a rural Pershing County land listing associated with Lovelock, the county seat area where buyers will typically verify recorder, assessor, planning, and building questions. Parcel-specific data supplied with the listing includes Troughs Rd, ZIP 89419, and coordinates 40.1793537, -118.4734808.
The local context matters because common rural-land plans such as a manufactured home, RV use, private well, septic system, and electrical service are controlled by county rules and site-specific feasibility. A 46-acre parcel gives physical room, but permitted use and infrastructure determine what can actually be done.
The listing says access is by dirt road. For buyers, that means confirming whether the road is public or private, who maintains it, whether recorded access exists, and whether construction vehicles, emergency vehicles, and ordinary passenger vehicles can reach the parcel in different seasons.
Potential uses to investigate
This acreage may appeal to buyers who want rural space, privacy, and a lower entry price than many improved properties. The key word is “may”: every use below depends on local approval, legal access, utility feasibility, water, septic, title, and site conditions.
The listing’s categories and utility notes are useful starting points, but they are not substitutes for written confirmation from Pershing County, utility providers, and closing professionals.
- Rural homesite or manufactured-home plan, subject to zoning, building permits, manufactured-home setup rules, foundation requirements, setbacks, access, water, septic, and electric service.
- Recreational or weekend land ownership, subject to county rules for RVs, camping duration, waste disposal, fire restrictions, and road conditions.
- Long-term rural land holding, after verifying taxes, parcel status, title, easements, and all carrying costs.
- Self-sufficient or low-improvement retreat concept, subject to well feasibility, septic approval, driveway access, grading needs, power options, and county permits.
Due diligence checklist before you commit
Use the listing facts as a starting point, then verify the property through official records, professional review, and an in-person or boots-on-the-ground inspection.
Verify zoning and allowed use
The listing states “Residental,” but the exact classification, spelling, setbacks, overlays, RV rules, manufactured-home rules, and residential permit path should be confirmed with Pershing County Planning and Building.
Confirm legal and physical access
Check whether Troughs Rd is public, private, maintained, seasonal, or dependent on recorded easements. Confirm whether the route is practical for construction, emergency access, and regular use.
Validate electric service
The listing says electricity is available, but that does not confirm an installed meter or service drop. Ask the utility provider for the nearest connection point, extension requirements, and estimated cost.
Investigate well and septic feasibility
Because the listing says septic and a well are required, confirm permit requirements, soil or perc testing needs, well-drilling feasibility, groundwater expectations, and any county or environmental approvals.
Check assessor, recorder, and tax records
Run parcel 002-33010000001 and the legal description through county records to confirm ownership references, current tax status, assessed value, special assessments, and recorded documents.
Review title, deed, and boundary information
A Warranty Deed is listed, but buyers should still review title exceptions, liens, easements, access rights, and boundary certainty through closing documents, a title company, GIS review, or survey as needed.
Inspect drainage, terrain, and environmental constraints
Map the parcel against flood data and review site drainage, topography, wildfire exposure, and weather-related access conditions before planning improvements.
Read the full owner-finance agreement
The listing provides summary terms, but the contract should be reviewed for default rules, deed timing, prepayment terms, late fees, servicing fees, taxes, insurance, recording costs, and any balloon conditions.
The Pershing County Manufactured Home Setup Guide is the most relevant official source for buyers considering a manufactured home because it addresses setup permits and notes that separate septic and electrical permits may be required.
Owner-finance terms shown in the listing
The listing gives two purchase paths: a $26,995 cash price or a $28,995 owner-finance price.
The financing summary shows 4.35% interest over 120 months, monthly taxes of $8.00, a $9.00 loan processing fee, a $299.00 total monthly payment, and $695.00 due today. Treat these as summary terms and review the full agreement before relying on them.
- Is there any balloon payment, prepayment penalty, late fee, or servicing fee not shown in the summary?
- When does the deed transfer, and what happens if a payment is missed?
- Are recording fees, closing costs, taxes, insurance, or document fees included or separate?
- Can extra principal payments be made, and can the loan be paid off early without penalty?
How to compare this with other Nevada land
Compare this parcel as a large rural land purchase, not as a finished city lot. The listed price covers 46 acres, but the buyer still needs to price access confirmation, power extension, well, septic, permits, site work, and closing review.
Against smaller or more improved parcels, ask what is already installed and legally confirmed. Paved access, public utilities, a completed survey, or approved permits can reduce uncertainty, while rural acreage can offer more space but usually requires more buyer diligence.
Questions buyers may ask about this property and area
Bottom line
LC26637 is a sizeable Lovelock-area land offering with clear listing economics: 46 acres, a $26,995 cash price, an owner-finance option, dirt road access listed, and low annual taxes shown.
The key question is not only whether the price works. It is whether your intended use still works after zoning, access, utilities, well and septic feasibility, title, taxes, and site conditions are verified.
If those checks line up, this property may fit a buyer seeking rural Nevada acreage with financing flexibility. If you need paved access, public utilities, or confirmed permits before closing, make those items explicit in your questions and purchase process.
Review the listing and prepare your verification list
Use the full LandCentury listing for current availability and seller details, then confirm the parcel facts with Pershing County and relevant utility or title professionals before committing.
Helpful next steps
Compare owner-finance land options, review mobile home and RV land categories, and use the official Pershing County guide for manufactured-home, septic, and electrical permit context.
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