Bracey, VA Land for Sale: 0.93 Acres with Paved Access & City Utilities

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Posted: October 28, 2026 by LandCentury

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Property facts Area setting Potential uses Due diligence Q&A

0.93 acresLot size

$11,000Cash price

R1Listed zoning

Public water; septic neededUtilities listed

If you are comparing small residential lots in Mecklenburg County, this parcel is the kind of listing that looks straightforward at first glance but still deserves careful verification before you plan a home.

The property is Lot 62 Anchor Cove at Windwrard Psge in Bracey, Virginia 23919, parcel 203c00-02--062. It is 0.93 acres, listed at $11,000 cash, with an owner-finance price of $15,000.

The data lists R1 zoning, paved road access, public water, and septic needed. Those are useful starting points, not final approvals; zoning rules, septic feasibility, utility connection status, road maintenance, and subdivision restrictions should be confirmed before purchase.

Listing image for 0.93-acre Lot 62 Anchor Cove in Bracey, Virginia

One of the supplied listing images for the Bracey, VA land parcel; buyers should verify boundaries and site conditions with records or a visit.

Property snapshot

Here is what the supplied property data says, translated into practical buyer meaning.

LocationWindwrard Psge, Bracey, VA 23919

Places the parcel in Mecklenburg County for local tax, zoning, building, and parcel-record checks.

Parcel and legal description203c00-02--062; Lot 62 Anchor Cove

Use these identifiers when checking county GIS, tax records, title work, plats, and any Anchor Cove subdivision documents.

Size0.93 acres, about 40,510 sq ft

A sub-acre residential-scale lot can work for some plans, but setbacks, septic layout, drainage, and restrictions matter.

Pricing$11,000 cash; $15,000 owner-finance price

Cash and financed paths should be compared by total cost, not only by the purchase price or monthly payment.

Listed zoningR1

This points toward a residential zoning classification, but permitted uses, setbacks, overlays, and dwelling rules still need official confirmation.

Listed accessPaved Road

The listing notes paved access, but buyers should verify legal frontage, whether the road is public or private, and who maintains it.

Listed utilitiesPublic Water; Septic Needed

Public water does not necessarily mean a meter or tap is already installed; septic feasibility and permitting are major due-diligence items.

Deed and taxesWarranty deed; $43.00 listed annual taxes

The deed type and tax figure are useful, but title status, prorations, and current taxes should still be verified before closing.

Build plans need local verificationR1 zoning, public water, and paved road access are listing data points. They do not by themselves prove that a home can be built; check Mecklenburg County rules, septic approval, subdivision documents, and utility connection requirements.

Setting in Bracey and Mecklenburg County

Bracey is in Mecklenburg County in south-central Virginia near the North Carolina border. For a land buyer, the most important local context is not tourism appeal; it is which offices control parcel records, zoning, building permits, taxes, and environmental approvals.

This parcel is identified as Lot 62 Anchor Cove, which means subdivision-level documents may matter in addition to county rules. The supplied data does not include HOA or POA documents, covenants, architectural guidelines, or road-maintenance agreements.

The listing places the lot on Windwrard Psge and notes paved road access. Treat that as a prompt to confirm recorded access, public versus private road status, and maintenance responsibility before budgeting for a build or long-term hold.

Mecklenburg County is the governing county for local tax, zoning, building, and parcel checks.Anchor Cove documents, if any, may affect home type, setbacks, road dues, and exterior standards.Public water is listed, but connection availability, tap status, and fees still need provider confirmation.

Additional listing image for the Bracey, Virginia land parcel

Supplemental listing image for Lot 62 Anchor Cove; visual materials should be paired with parcel, access, and utility checks.

Potential buyer fit and possible uses

At 0.93 acres with R1 zoning listed, this parcel is best evaluated as a small residential land candidate rather than agricultural, commercial, or large recreational acreage.

The strongest fit is a buyer who is comfortable doing pre-closing verification. Zoning details, setbacks, septic or soil suitability, water connection status, road status, and any Anchor Cove restrictions all affect whether the intended use is practical.

Primary residence site, if Mecklenburg County zoning, setbacks, septic approval, water service, access, and subdivision rules allow the planned home.
Future residential hold for a buyer who wants a small Mecklenburg County parcel and can carry taxes and compliance costs while verifying plans.
A land purchase candidate for buyers comparing owner financing, provided the final written contract, deed-transfer timing, and total cost fit their risk tolerance.
Outdoor yard or site-planning space around a future residence, subject to lot coverage, clearing, drainage, environmental rules, and recorded restrictions.

What not to assumeDo not treat the listing’s residential category or R1 label as a permit approval. Confirm use, septic, water connection, road status, and restrictions in writing before designing or financing improvements.

Due diligence checklist for this Bracey lot

Before making a final decision, use the parcel number and legal description to verify the property through official and transaction-level sources.

Confirm parcel identity and boundaries

Search county records by parcel number 203c00-02--062 and compare the legal description, acreage, road frontage, and map location. Consider a survey if boundary certainty affects your plans.

Verify R1 zoning rules

Confirm that R1 allows your intended use, then check setbacks, lot coverage, minimum dwelling standards, manufactured-home rules if relevant, and any overlays or special conditions.

Request Anchor Cove documents

Ask for the recorded plat, covenants, easements, restrictions, HOA or POA information, architectural guidelines, and any road-maintenance agreements tied to Lot 62 Anchor Cove.

Investigate septic feasibility

Because the listing says septic is needed, do not assume a system can be installed. Confirm soil or perc requirements, permit steps, reserve-area needs, and local environmental health review before relying on the lot for a residence.

Confirm public water details

Public water is listed, but the supplied data does not confirm an installed meter, tap, or paid connection. Ask the provider about availability, fees, service extension needs, and timing.

Verify road access and maintenance

The listing notes paved road access. Confirm legal access, whether Windwrard Psge is public or private, who maintains it, and whether road dues or subdivision assessments apply.

Check taxes, title, and closing status

Verify the current tax bill, any delinquent amounts, assessed value, liens, easements, and deed requirements. A title search is important even when a warranty deed is listed.

Review site and environmental constraints

Check flood mapping, drainage, slope, wetlands indicators, tree clearing needs, and stormwater rules. Site conditions can materially change the cost of making a residential lot usable.

Official verification starting point

The recommended official starting point is Mecklenburg County’s website because it connects buyers to local tax, parcel, zoning, building, and department contact information for this parcel.

Open Mecklenburg County official website

Owner financing details to review carefully

The listing data shows a $15,000 owner-finance price, 10% APR, and a $249 processing and origination fee for new loans. It also states that financing is offered with no credit check or income verification and that the structure is a contract for deed, with deed transfer after final payment.

The payment examples shown are $233.53 per month for 60 months, $181.97 per month for 84 months, and $145.20 per month for 120 months. Those figures should be matched against the final written agreement before signing.

One point needs clarification: the financing text states a $10,000 down payment, but the monthly-payment explanation references a $4,000 down payment when calculating a $11,000 financed amount. Ask the seller which down payment controls and request a complete amortization schedule.

What exact down payment is required at signing?
Is the $249 processing and origination fee due separately from the down payment?
What closing, recording, tax, title, or document fees are not included in the payment examples?
When is the deed transferred under the contract for deed?
What happens after a missed payment, late payment, default, or early payoff?
Are taxes, insurance, HOA or POA fees, and road-maintenance charges billed separately during the contract?
Does the written amortization schedule match the quoted monthly-payment examples?

Cash purchase versus owner financing

The cash path is easier to evaluate: the listed cash price is $11,000 before title work, closing costs, survey costs, due-diligence expenses, and any future utility or site-prep costs. Paying cash may also simplify deed transfer, but it does not reduce the need to verify zoning, septic, access, and restrictions.

The owner-finance path uses a higher listed price of $15,000 and 10% APR. It may change the timing of cash needed, but because the down-payment language should be clarified, compare the final written agreement rather than relying only on monthly payment examples.

For either path, the key comparison is total acquisition cost plus usability risk. A low purchase price can be attractive, but a failed septic review, uncertain access, unpaid dues, or restrictive covenants can change the practical value of the parcel.

Questions buyers may ask about this property and area

What is the parcel number for this Bracey, VA lot?

The parcel number is 203c00-02--062. The legal description is Lot 62 Anchor Cove, which should be used with the parcel number when checking county records.

How big is the property?

The lot is 0.93 acres, or about 40,510 square feet, according to the supplied listing data.

Where is Lot 62 Anchor Cove located?

The property is listed on Windwrard Psge in Bracey, Virginia 23919, within Mecklenburg County.

Is this lot confirmed buildable?

No final buildability approval is supplied. The listing data shows R1 zoning and a residential-land category, but actual buildability depends on county rules, setbacks, septic approval, water connection, access, and any subdivision restrictions.

What zoning is listed for the parcel?

The listed zoning is R1. Buyers should confirm the meaning of R1 with Mecklenburg County because local zoning rules control allowed uses, setbacks, and building requirements.

Does the property have public water and septic?

The listing says Public Water and Septic Needed. It does not confirm that a water tap, meter, or septic system is already installed.

Does the lot have road access?

The listing notes paved road access. Buyers should still confirm legal frontage or easement rights, whether the road is public or private, and who maintains it.

How much is the property?

The listed cash price is $11,000. The listed owner-finance price is $15,000.

What are the owner-financing terms?

The supplied terms show 10% APR, a $249 processing and origination fee, contract-for-deed structure, and monthly examples for 60, 84, and 120 months. The down payment should be clarified because the financing text contains inconsistent down-payment references.

Where should buyers verify records for this parcel?

Start with Mecklenburg County official resources for parcel, tax, zoning, and building information. Use the parcel number and legal description to avoid confusing this lot with another property.

Bottom line

This is a compact Bracey residential-land candidate with straightforward listing basics: 0.93 acres, R1 zoning listed, paved road access noted, public water listed, septic needed, and an $11,000 cash price.

The practical question is not whether the listing appears residential, but whether Lot 62 works for your specific plan. Verify Anchor Cove restrictions, septic feasibility, water connection, road status, and county permit requirements before assigning value to a future home site.

If owner financing is attractive, get the final written terms first. The listing provides useful payment examples, but the down-payment language should be confirmed before a deposit, contract, or closing decision.