Waverly Hall, GA Land for Sale: 0.11 Acres with Paved Road Access

If you are looking for a low-entry land purchase in Harris County, this is the kind of small Georgia lot where the price is simple to understand but the verification work matters just as much as the purchase price.

The property is Parcel 097a521, legally described as Lot 16f Melody Lakes, on N Lakeshore Dr in Waverly Hall, Georgia 31831. It is listed as 0.11 acres, about 4,791.6 square feet, with a $4,900 cash price and a $6,500 owner-finance price.

The main caveat is that the supplied zoning field shows only "1," and the listing says well and septic are needed. Treat the residential and mobile home/RV category labels as starting points for questions, not as proof of buildability, permit approval, or utility feasibility.

Listing image associated with Parcel 097a521 on N Lakeshore Dr; buyers should confirm current site conditions in person or through updated property materials.

Property snapshot for Parcel 097a521

Here are the core listing facts and what each one means for a buyer reviewing this Waverly Hall vacant land parcel.

Waverly Hall and Harris County setting

The parcel-specific facts are limited to the listing data: N Lakeshore Dr in Waverly Hall, Harris County, parcel number 097a521, and legal description Lot 16f Melody Lakes. Anything beyond that, including road maintenance, subdivision rules, and exact site conditions, should be confirmed through public records and an on-the-ground review.

For general context, Harris County maintains official resources for assessor records, GIS mapping, zoning, building code matters, and community development questions. Those resources are especially important here because the lot is small and the supplied zoning value is not descriptive on its own.

The legal description references Melody Lakes, which makes recorded covenants, easements, setbacks, or lake-area restrictions worth checking. That reference does not by itself prove water access, recreation rights, or any particular use for the parcel.

Additional property view supplied with the listing; use a site visit, survey, and county records to verify terrain, access, and boundaries.

Potential uses and buyer fit

This lot is best approached as a small, budget-friendly land purchase that may fit a buyer who is comfortable doing careful due diligence before committing to improvements. The low cash price and owner-financing option make it accessible, but the small lot size means approvals and layout constraints matter.

The listing categories include residential buildable land and mobile home/RV land. Those categories should not be read as county approval. Actual use depends on official zoning, minimum lot size, setbacks, septic and well feasibility, legal access, recorded restrictions, and permit requirements.

• Possible small residential site only if Harris County zoning, minimum lot size, setbacks, access, and well/septic approvals support the plan.
• Manufactured or mobile home consideration only if county rules, subdivision restrictions, utilities, and permitting allow it.
• RV-related use only if allowed by local rules and any recorded restrictions; do not assume long-term RV occupancy is permitted.
• Hold or future-use land for a buyer who understands that appreciation, resale, and future approvals are not guaranteed.
• Potential add-on or neighborhood lot use for a nearby owner, subject to title, access, and local land-use rules.

Due diligence checklist before buying

Use this checklist to move from listing interest to a better-informed decision. Several of these items are especially important because the lot is small and the zoning field is not self-explanatory.

Cash purchase versus owner financing

The listing shows two purchase paths: a $4,900 cash price or a $6,500 owner-finance price. The financed amount is listed as $6,000 after a $500 down payment, with 10% APR.

The listed payment options are $127.48 per month for 60 months, $99.61 per month for 84 months, or $79.29 per month for 120 months. A $249 processing and origination fee is stated separately and is not included in the financed amount or the monthly payments.

The owner-financing terms state that the purchase is handled by contract for deed, with the deed transferred after final payment. Ask to review the full contract, payoff terms, late-fee policy, prepayment rules, and responsibility for taxes or maintenance during the payment period.

• What is the total amount paid under each financing term after down payment, monthly payments, fees, and interest?
• Is there any prepayment penalty if you pay the balance early?
• When are taxes, insurance obligations, or other ownership costs transferred to the buyer?
• What happens if a payment is late or missed?
• When exactly is the deed recorded in the buyer’s name?

How to compare this lot with other land choices

This parcel should be compared as a very small lot, not as acreage for broad rural use. Its appeal is the low stated cash price and low-entry owner financing, while its main tradeoff is limited space for setbacks, well, septic, driveway placement, and any structure.

If your goal is a full-time homesite, prioritize verified zoning, septic feasibility, road access, and usable building envelope over price alone. If your goal is a low-cost land position and you are comfortable verifying restrictions before use, this parcel may be worth a closer look.

Questions buyers may ask about this property and area

Bottom line for buyers

This is a low-priced, small vacant land lot in Waverly Hall with clear listing facts: 0.11 acres, Parcel 097a521, Lot 16f Melody Lakes, a $4,900 cash price, and owner financing available. For a buyer seeking a simple entry point into Georgia land, those details are easy to understand.

The important question is not whether the price is accessible; it is whether the lot can legally and physically support your intended use. The zoning field needs explanation, the site needs well and septic review, and the paved-road note should be backed up with access and maintenance verification.

If the parcel checks out for your plan, it may fit a buyer who values a small lot, low upfront cost, and a straightforward purchase path. If you need a guaranteed homesite or immediate utility readiness, complete the county and site-specific due diligence before moving forward.