California City, CA Land for Sale: 0.22 Acres with Owner Financing Available
If you want a low-entry California land purchase without jumping into a large acreage tract, this small California City lot deserves a careful look. The appeal is the price point and owner-finance option; the work is confirming whether the parcel fits your intended use.
The property is APN 294-202-25-00-8, legal description Tract 3195, Lot 694, with a Merrick Blvd reference in California City, Kern County, California. The listing shows 0.22 acres, or 9,583.2 square feet, offered at $4,500 cash or $5,500 with owner financing.
The main caveat is verification. Listing data says R1 zoning, dirt road access, and well and septic needed, but that does not equal a building approval or confirmed utility service.
Property snapshot
These are the core listing facts to match against county and city records before closing.
Use this number when checking county assessor, tax, and map records.
Match this to deed paperwork, the tract map, and county records before purchase.
This is the listing’s street and city reference; verify actual access and boundaries on official maps.
Small-lot standards, setbacks, and utility placement may affect the usable area.
Cash and financed purchase prices are different, so compare total cost before choosing terms.
California City identifies R1 as a single-family residential district, but parcel-specific approval is still required.
Road condition, legal access, water, septic, and power costs may drive the real project budget.
Treat this as a listing figure and verify current taxes, special assessments, and any balances with county records.
California City and parcel setting
California City is a large-land municipality in Kern County where utility and access review often matters as much as lot size. General city context is helpful, but it cannot answer whether a specific lot is ready for permits.
For this parcel, the supplied facts are narrow: Merrick Blvd, ZIP 93505, APN 294-202-25-00-8, coordinates, R1 listing, dirt road access, and well/septic need. Those are starting points; they do not establish road maintenance, utility availability, flood status, or site conditions.
The city planning department and municipal code are central because R1 is a zoning category, not a project approval. Any buyer considering a residence, manufactured home, RV use, or improvements should ask the city what is allowed for Tract 3195, Lot 694 before relying on general California City land assumptions.
Potential uses and buyer fit
This is not a turnkey improved homesite based on the supplied data. The best-fit buyer is someone seeking low-cost California land with residential zoning indicated, and who is willing to verify a future plan before treating the parcel as usable.
R1 in California City points to a single-family residential zoning context, but setbacks, frontage, lot standards, road status, well/septic feasibility, power availability, flood or drainage conditions, and recorded restrictions still control what can actually be done.
- Future single-family residence planning, if city zoning review confirms the lot meets use, setback, frontage, access, water, septic, and permit requirements.
- Manufactured or mobile-home concept review, only if California City rules allow the structure type and installation standards for this parcel.
- Long-term land hold for a buyer comfortable carrying the listed tax amount while verifying title, access, and utility feasibility.
- Limited personal or recreational day use, only if local rules, access, and any recorded restrictions allow it; do not assume camping, RV parking, storage, or hunting is permitted.
Due diligence before you buy or build
Use the listing as a starting point, then confirm the exact parcel with official records and written guidance from the relevant local offices.
Match the APN, legal description, and map location
Confirm APN 294-202-25-00-8, Tract 3195, Lot 694, and the Merrick Blvd location reference in county records. The parcel record, legal description, and map location should align before money changes hands.
Get parcel-specific zoning answers
The listing says R1, and the city code identifies R1 as a single-family residential district. Ask planning staff about permitted structures, setbacks, lot coverage, frontage, minimum lot standards, tract conditions, manufactured homes, RV use, and any special approvals for this exact lot.
Confirm legal and physical access
The listing notes dirt road access. Verify whether the road is public, private, or easement-served; whether access is legally recorded; and whether road condition or improvements could affect construction, emergency access, or year-round use.
Budget water, septic, and power
The listing says well and septic are needed, and no installed utility service is confirmed in the supplied data. Check well feasibility, septic perc and approval requirements, power extension costs, and whether any off-grid systems would be allowed.
Screen flood, drainage, and site constraints
Review flood maps, local flood resources, topography, drainage patterns, and grading requirements. Flood or drainage status can affect permits, insurance, design, and where improvements may be placed.
Verify taxes, title, and recorded restrictions
The listing shows $35.00 in taxes, but that should be checked against current county records. Also review title for liens, easements, road agreements, CC&Rs, special assessments, or other restrictions that are not confirmed in the listing package.
Read the owner-finance documents before signing
The seller describes a contract-for-deed structure with deed transfer after final payment. Review payoff rights, late-payment rules, default language, recording steps, fees, and whether taxes or other charges are handled separately.
The selected official source for this article is the City of California City Planning Department. Use it to confirm zoning maps, permit steps, and planning contacts for this exact APN before relying on R1 as enough for development.
Owner financing: what the numbers mean
The listing provides two purchase paths: $4,500 cash, or a $5,500 owner-finance price with $500 down. The seller’s financing math identifies a $5,000 financed amount at 10% APR.
Listed monthly choices are $106.24 for 60 months, $82.99 for 84 months, and $66.07 for 120 months. The $249 processing and origination fee is separate from the financed amount and from those monthly payment figures.
The seller describes the structure as a contract for deed, with deed transfer after final payment. That makes the purchase documents, default language, payoff rights, and title-transfer process just as important as the monthly payment.
- Can the balance be paid off early, and is there any prepayment penalty?
- When and how is the deed transferred and recorded after final payment?
- What happens if a payment is late or missed under the contract for deed?
- Are property taxes, insurance, or other charges billed separately during the term?
- Does the $249 processing and origination fee cover all loan setup costs, or are there additional fees?
How to compare this lot with other California City land
Compare this parcel on total development risk, not only price per acre. A 0.22-acre lot with R1 listed zoning can still be less useful than a higher-priced parcel if road access, utility installation, setback compliance, or flood status becomes difficult.
For California City land, line up each option by APN, legal description, lot size, zoning, road surface, legal access, water/septic plan, power availability, taxes, and recorded restrictions. The best comparable is the one that matches your intended use after the same due-diligence checks.
Questions buyers may ask about this property and area
Bottom line
This parcel is a low-price way to pursue a California City land position: 0.22 acres in Kern County, APN 294-202-25-00-8, offered at $4,500 cash with an owner-finance option available.
The value proposition depends on verification. R1 zoning and a Merrick Blvd reference are useful starting points, but well/septic need, dirt-road access, and small-lot standards make due diligence essential.
If your plan is a long-term hold or a future residential concept and you are prepared to confirm zoning, access, utilities, flood status, taxes, and title before committing, this lot is worth a closer look. If you need confirmed ready-to-build conditions, complete those checks first.
Ready to review the details?
Open the listing to see seller information, current availability, gallery images, and financing options, then use the planning and assessor checks before moving forward.
Research resources for buyers
Use the official planning resource for zoning and permit questions, and use county records to confirm the APN, taxes, and legal description. Compare similar LandCentury inventory if you want more lot and financing options.
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