0.35-Acre Land for Sale in Bessemer, AL with Owner Financing Available
Small residential-sized lots can be appealing when you want a defined parcel in an established Alabama city, but the details matter. For this kind of purchase, the right questions are less about imagination and more about records, access, utilities, septic, and permits.
LC26652 is a vacant land parcel at 1267 Glenridge Dr in Bessemer, Jefferson County, Alabama. The listing shows 0.35 acres, or 15,246 square feet, with a cash price of $11,900 and an owner-finance price of $15,500.
The important caveat is that the listing categorizes the property as residential buildable land and lists A1 zoning, paved road access, public water, and septic needed. Final use still depends on official zoning confirmation, permit review, septic feasibility, flood and drainage checks, title review, and any restrictions that may apply.
Property snapshot: what the listing says and why it matters
Use these facts as the starting point for your due diligence. They identify the parcel, pricing, and listed site conditions, but they do not replace official records or field verification.
Gives buyers a specific location to research, visit, and compare with county and city records.
This is the key identifier for checking assessment, taxes, ownership history, and parcel details in Jefferson County records.
The legal description should match deed and county records before closing.
A small residential-sized parcel can be easier to maintain, but setbacks, septic layout, and usable area still need verification.
A1 is the zoning shown in the listing; confirm the exact district, allowed uses, setbacks, and building standards with official sources.
These are useful positives, but buyers should verify frontage, driveway requirements, meter availability, tap fees, and septic approval.
This gives a basic carrying-cost reference, but the current tax amount and status should be confirmed in county records.
Cash and financed purchase paths have different total costs, so buyers should compare the numbers and review the contract terms.
Bessemer and Jefferson County setting
This parcel is in Bessemer, Alabama, within Jefferson County and ZIP code 35022. Bessemer is an established city, not a remote rural location, so city code, county records, and utility rules all matter when evaluating the land.
For general context, Census QuickFacts reports Bessemer at 26,019 residents in the 2020 Census, with an estimated 24,984 residents in 2025. The city’s land area is reported at about 40.5 square miles.
Parcel-specific facts are narrower: the listing identifies this lot as 1267 Glenridge Dr, with paved road access listed and public water listed. Buyers should still confirm the exact frontage, service availability, drainage, and any on-site conditions through records and a site visit.
Because Bessemer participates in the National Flood Program, flood verification is a relevant step for any buyer considering construction or financing. Jefferson County parcel and tax records should also be reviewed before relying on the listed tax figure.
Potential uses and buyer fit
The appeal of this lot is its small, defined size, listed paved-road setting, public water listing, and owner-finance option. That can fit buyers who want a manageable parcel and are prepared to complete land-specific due diligence.
Because the property is marketed as residential buildable land with A1 zoning listed, residential planning is the most obvious buyer direction. Still, every use below is conditional on zoning, permits, setbacks, access, water service, septic approval, title, and any subdivision or deed restrictions.
- Residential homesite planning, if official zoning, setbacks, minimum standards, driveway approval, water connection, and septic permitting support the intended home.
- Owner-builder or small-builder research project for a buyer comfortable verifying survey, title, utilities, septic, flood status, and permit requirements before committing.
- Longer-term land hold for a buyer who wants a small Bessemer parcel and can manage taxes, maintenance, and any local requirements while plans are developed.
- Supplemental open-space or low-intensity land use only if ownership, local ordinances, subdivision rules, and access conditions allow it.
- Not an ideal fit for buyers who need confirmed sewer service, a completed survey, or fully approved building plans before purchase.
Due diligence checklist before you buy or build
A small lot can still carry big unknowns. Work through these checks before closing, especially if your plan depends on building approval or owner financing.
Confirm parcel records and taxes
Look up parcel 38-00-13-2-001-011.000 and verify the legal description, assessed value, current tax amount, payment status, and whether any delinquency or special assessment appears.
Verify zoning and permitted uses
The listing shows A1 zoning. Confirm that this zoning applies to the parcel and ask what uses, setbacks, minimum standards, accessory structures, and permit steps are allowed for your plan.
Check septic feasibility early
Because septic is listed as needed, confirm soil testing, perc requirements, septic permit rules, drain field placement, and whether the lot has enough usable area for the intended system.
Confirm utility service and connection costs
Public water is listed, but availability, meter status, tap fees, and service rules still need confirmation. Do not assume connection cost or timing until the provider confirms it.
Verify road frontage and driveway requirements
The listing says paved road access. Confirm whether the frontage is usable, whether the road is public or private, and whether a driveway permit, curb cut, or sightline review is required.
Run flood, drainage, and stormwater checks
Check the exact parcel location against flood maps and ask about local drainage or stormwater rules. If grading is needed, confirm whether erosion control or related permits apply.
Order title and restriction review
Confirm deed type, owner of record, liens, easements, encroachments, and any subdivision, HOA, POA, or deed restrictions. This is especially important if using a contract-for-deed structure.
Visit the lot or send a local professional
A site visit can reveal practical issues that records do not show clearly, such as access usability, slope, drainage patterns, neighboring conditions, debris, or possible encroachments.
The Jefferson County Tax Assessor / Property Tax Administration system is the best official starting point for verifying the parcel number, assessment information, tax status, and county property records for this lot.
Owner financing terms to review carefully
The listing shows a cash price of $11,900 and an owner-finance price of $15,500. The stated owner-finance terms include a $4,000 down payment, 10% APR, and a financed amount of $11,500.
Payment examples in the listing are $244.30 per month for 5 years, $190.24 per month for 7 years, and $151.99 per month for 10 years. A separate $249 processing and origination fee is listed for new loans and is not included in those monthly payments.
The financing is described as contract for deed, with the deed transferred after final payment. That structure can lower the upfront cash requirement, but buyers should understand title timing, default rules, total cost, taxes, and contract remedies before signing.
- What is the total amount paid under each term, including down payment and the separate fee?
- Is there any prepayment penalty or discount for early payoff?
- Who pays property taxes during the contract period, and how are tax bills handled?
- What happens if a payment is late or missed?
- When is the deed recorded, and what title evidence is provided before and after payoff?
- Can a title company or real estate attorney review the contract documents before the down payment is paid?
How to compare this lot with other small land options
When comparing this parcel with other small land options, do not look at acreage and price alone. For a residential-sized lot, usable area, zoning, septic feasibility, access, utility connection costs, flood status, and restrictions can matter as much as the purchase price.
This lot’s listed positives are its 0.35-acre size, paved road access, public water listing, and available owner financing. The open questions are typical for vacant land: whether zoning and setbacks support the intended use, whether septic can be approved, whether flood or drainage issues apply, and whether title or restrictions create limits.
Cash buyers can compare the $11,900 price against their due-diligence and closing costs. Financing-focused buyers should compare the $15,500 owner-finance price, 10% APR, monthly payment options, and contract-for-deed structure against the benefit of a lower upfront cash requirement.
Questions buyers may ask about this property and area
Bottom line
LC26652 is a small, clearly identified Bessemer land parcel with a listed 0.35-acre size, parcel number, legal description, cash price, and owner-finance option. For buyers searching for a manageable lot in Jefferson County, those details make it easy to begin serious due diligence.
The listed strengths are practical: paved road access, public water, a published cash price, and published owner-finance terms. The major decision points are equally practical: zoning confirmation, septic feasibility, flood and drainage review, utility connection costs, title status, and any restrictions.
If the property fits your budget and intended use, the next step is to review the full listing, pull the county parcel record, ask direct financing and title questions, and verify site conditions before committing.
Ready to look closer at LC26652?
Review the full listing details, available gallery, current status, seller information, and purchase options before deciding whether to move forward.
Useful next step
Use the official Jefferson County parcel and tax tools to confirm the parcel number, assessment details, tax status, and county property record before relying on listing data alone.
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