Interlachen, FL Land for Sale: 0.65 Acres with Owner Financing Available
If you are shopping for a small residential land position in inland North Florida, this is the kind of parcel that deserves both a quick look and a careful records check. The price is approachable, but the real decision turns on access, utilities, title, and county confirmation.
LC27066 is a 0.65-acre vacant land parcel at 0 Osborne St in Interlachen, Putnam County, Florida 32148. It is listed at $17,997, with the same amount shown as the owner-finance price, and the parcel number is 07-10-25-4081-0640-0080.
The listing data shows Residential zoning and a tax figure of $240.99. Road access is not specified and utilities are listed as contact the county, so buyers should verify those items with the appropriate local offices and providers before relying on any development plan.
Property snapshot for LC27066
These are the listing facts that matter most before a buyer starts comparing uses, costs, and next steps.
Places the parcel in the Interlachen area and points buyers to Putnam County records for parcel-level verification.
Establishes the lot scale for setback review, site planning, and comparison with other small residential lots.
This is the published cash price; the owner-finance price is also listed at $17,997, but payment terms are not supplied.
The parcel number and legal description are the key identifiers to match county records, maps, tax history, and title work.
Residential zoning is a useful starting point, but it does not by itself confirm buildability, permitted structures, setbacks, utilities, or septic approval.
Gives a baseline tax reference, but buyers should verify the current bill, payment status, and any assessments with Putnam County.
These are material open questions. Do not assume service availability, legal access, frontage, or road maintenance without verification.
A quit claim deed can require extra title review because it does not provide the same assurances as a warranty deed.
Interlachen and Putnam County setting
The parcel is in the Interlachen area of Putnam County, Florida, within the 32148 ZIP code. For this property, county records are especially important because zoning, tax, GIS, and permit questions should be confirmed at the parcel level rather than inferred from the broader community name.
This part of inland Florida includes many platted residential lots, but conditions can vary block by block. Road condition, legal access, drainage, wetlands, utility distance, and surrounding improvements may matter more than acreage alone.
The supplied coordinates, 29.639800 and -81.843250, can help orient the property in mapping tools. County GIS is useful for screening, but it should not be treated as a legal boundary determination or a substitute for a survey, title review, or site inspection.
Potential uses, subject to county and site verification
Because the listing data shows Residential zoning, this parcel may appeal to buyers looking for a small residential lot, a future home-site concept, or a land hold in Putnam County. Those possibilities depend on zoning details, setbacks, minimum lot standards, legal access, utilities, water, septic, flood conditions, title, and any recorded restrictions.
The right way to evaluate this property is to start with the parcel number, then confirm whether your intended use is allowed and physically practical on this exact lot. A residential label is helpful, but it is not the same as a building permit.
- Future single-family home-site planning, if Putnam County rules, setbacks, road access, utilities or well and septic feasibility, flood conditions, and permits support it.
- Manufactured or modular home planning, only if county rules, subdivision restrictions, access, utility service, and septic or sewer options allow that use.
- Longer-term land hold, after confirming current taxes, title status, access, and any environmental or recorded constraints.
- Low-intensity personal use, only where legal access, zoning, local rules, neighbor impacts, and restrictions permit it.
Due diligence checklist before buying
Use this checklist to move from listing interest to a defensible purchase decision. The goal is not to overcomplicate the process; it is to confirm the facts that affect use, cost, and risk.
Match the parcel in county records
Use parcel number 07-10-25-4081-0640-0080 to compare the owner record, legal description, mapped location, acreage, and any land-use fields against the listing data.
Confirm zoning and permitted uses
Verify the exact zoning district, future land use, setbacks, minimum lot standards, and whether your intended structure or use requires additional approvals.
Verify legal and physical access
Confirm whether Osborne St provides legal access, whether there is usable frontage, whether any easements are needed, and whether road maintenance is public, private, or uncertain.
Check utilities, water, and septic feasibility
Because the listing directs buyers to contact the county for utilities, ask about electric availability, water source, sewer or septic options, well requirements, impact fees, and extension costs before closing.
Screen flood, wetland, and drainage issues
Use FEMA and county mapping tools as screening resources, then follow up if the parcel appears flood-prone, wetland-adjacent, low-lying, or drainage-sensitive.
Verify taxes and assessments
Do not rely only on the $240.99 tax figure. Confirm the current tax bill, payment status, delinquent amounts, exemptions, and any special or non-ad valorem assessments.
Review title and deed history
The listed deed type is Quit Claim Deed. Consider a title search, title insurance review, or professional closing support to understand liens, encumbrances, ownership history, and recorded restrictions.
Inspect the site or order a survey if needed
A visit, current photos, or a survey can help confirm access, approximate boundaries, vegetation, drainage, neighboring conditions, and whether the lot matches your plans.
Use Putnam County Planning & Zoning as the official starting point for zoning, permit, GIS, FEMA, and development-services questions. Pair it with the Putnam County Property Appraiser for parcel data and the Putnam County Tax Collector for tax status.
Owner financing: useful option, terms still need to be confirmed
The listing is marked as owner finance, and the owner-finance price is shown as $17,997, the same as the cash price. The supplied data does not include a down payment, interest rate, monthly payment, term length, processing fee, or default terms.
If owner financing is part of your buying plan, get every term in writing before relying on the listing. The payment structure, deed timing, recording process, taxes, insurance responsibility, and prepayment rules can materially change the deal.
- What down payment, interest rate, monthly payment, and term length apply?
- Are there document fees, servicing fees, late fees, balloon payments, or prepayment penalties?
- When is the deed delivered and recorded?
- Who is responsible for taxes, assessments, and any required insurance during the financing period?
- What happens if a payment is missed or the buyer wants to pay off early?
- Can the buyer complete title review and county due diligence before signing financing documents?
How to compare this lot with other Florida land
Do not compare small residential lots by price alone. Two parcels with similar acreage can have very different value to a buyer if one has confirmed access, clearer utility options, better drainage, or fewer title concerns.
For Interlachen and Putnam County lots, compare the same core items every time: parcel number, zoning, legal access, road status, utilities, septic or sewer feasibility, flood screening, tax status, deed type, and recorded restrictions.
If you are browsing Florida land, vacant land, or owner-finance deals, use LC27066 as a checklist example: the listing basics are clear, while access, utilities, title, and buildability still need independent verification.
Property video
The listing includes a property video for additional visual context. Use it as a starting point, then verify boundaries, access, utilities, and local rules independently.
Questions buyers may ask about this property and area
Bottom line for buyers
LC27066 is best understood as a small residential-zoned land opportunity in Interlachen with clear listing basics: 0.65 acres, a $17,997 listed price, a specific Putnam County parcel number, and a published tax figure.
The important unknowns are also clear. Road access is not specified, utilities are not confirmed, owner-finance terms are not provided, and the deed type is Quit Claim Deed. Those are not automatic deal-breakers, but they are items to verify before you commit.
If the location and price fit your plan, the next step is straightforward: pull the county records, confirm zoning and access, check utilities and taxes, review title, and get any financing terms in writing.
Ready to review the listing details?
Use the full listing as your starting point, then pair it with county verification before making a land-buying decision.
Helpful next browsing paths
Compare this parcel with other vacant land and owner-finance land options to see how acreage, price, zoning labels, access, and utility questions differ by property.
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