Mosca, Colorado Land for Sale: 5.57 Acres on Pyrite Circle with Owner Financing

If you are looking for affordable rural Colorado acreage with an owner-finance option, this Mosca parcel is worth a close look. The main appeal is simple: several acres, a low cash price, and enough space to evaluate a future residential or recreational plan if the county checks come back clean.
The property is listed as 5.57 acres at 9225 Pyrite Circle, Mosca, Colorado 81146, in Alamosa County. The cash price is $9,995, and the listing also shows owner financing with a stated owner-finance price of $16,795.
The important caveat is verification. The supplied data lists Residential zoning and says city utilities are available, but road access is not specified, buildability is not guaranteed, and the financing text uses a slightly different acreage figure of 5.54 acres. Confirm the parcel facts with county records before relying on them.
Property snapshot
These are the core listing facts for LC25400, with practical notes on what each item should mean to a buyer during review.
Identifies the exact parcel location for county, utility, title, and mapping checks.
County offices are the key source for zoning, permits, assessor records, and access questions.
Use this number when checking assessor records, taxes, and parcel mapping.
The financing text references 5.54 acres, so the final acreage should be confirmed through county records, deed documents, or a survey.
This is a useful starting point, but it does not by itself confirm that a home, mobile home, RV use, or other plan will be approved.
Availability is not the same as an installed or guaranteed connection; confirm service, distance, tap fees, and requirements with providers.
Legal and physical access should be verified before closing, including whether an access permit or easement is needed.
Treat this as a listing data point, not a guaranteed current tax bill; verify current taxes and any delinquencies with county records.
Mosca and Alamosa County setting
Mosca is a rural community in Alamosa County, so this purchase should be evaluated like a rural land transaction rather than a city subdivision lot. County-level land use rules, access permitting, water planning, and utility confirmation matter more than assumptions based on nearby properties.
The parcel-specific facts are the address, parcel number, acreage, listed Residential zoning, and listed utility availability. The broader area context is that Alamosa County directs buyers to use county land-use and development resources for zoning, permitting, and access questions.
For rural Colorado land, water and access can be just as important as price. If the buyer’s plan involves building, RV use, a mobile home, a well, or septic, those items should be confirmed before closing rather than treated as automatic.
Potential uses and buyer fit
This property may fit buyers who want small-acreage residential land in rural Colorado with a lower cash price and a financing option. The right use depends on what Alamosa County, utility providers, and any applicable restrictions allow for this exact parcel.
The listing categories include residential, mobile home and RV, owner finance, and recreational land, but categories should be treated as marketing signals, not approvals. Before planning improvements or regular use, confirm zoning, permits, access, utilities, water, septic, setbacks, and any restrictions.
- A residential land buyer who wants acreage near Mosca, subject to county confirmation of buildability, setbacks, access, utilities, and permits.
- A mobile-home or RV-oriented buyer, only if county rules and any applicable restrictions allow the intended setup, duration, utilities, and sanitation plan.
- A recreational land buyer seeking a rural holding, provided access, allowed uses, camping rules, fire rules, and any hunting or discharge restrictions are verified.
- A long-term land holder who values a low entry price and can complete title, tax, access, and utility diligence before committing.
Due diligence checklist before you buy
The listing is a starting point. Before closing, confirm the facts that determine whether the parcel works for your intended use, budget, and timeline.
Verify the parcel record
Search county records using the parcel number and address to confirm ownership, legal description, acreage, assessed value, and current tax status.
Confirm the zoning and intended use
Ask Alamosa County whether the listed Residential zoning is current and whether it supports your specific plan, such as a site-built home, mobile home, RV use, accessory structures, or recreational use.
Resolve the acreage discrepancy
The main listing data says 5.57 acres, while the financing text references 5.54 acres. Confirm the controlling acreage through assessor records, deed documents, title work, or a survey.
Confirm legal and physical access
Road access is not specified in the supplied data. Verify recorded access, physical route, road maintenance, year-round practicality, and whether an access permit is required.
Clarify the utility statement
The phrase city utilities available should be verified with the providers. Ask which utilities are available, whether service is at the lot, what connection or extension costs apply, and whether any approvals are needed.
Plan for water and septic
Confirm whether the property is served by public water, a well, or another arrangement. If a well or septic system is needed, verify state and county requirements before buying.
Check flood, drainage, and site constraints
Review flood mapping, drainage patterns, soil limitations, and any site-specific constraints that could affect improvements or access.
Review financing and closing documents
If using owner financing, confirm the purchase price, payment schedule, interest rate, taxes, default terms, deed type, and when title transfers with a qualified professional.
Alamosa County Land Use & Development is the best official starting point for zoning, permitting, access, and county land-use process questions tied to this parcel.
Owner-financing details to review
This listing offers both a cash price and an owner-finance path. The cash price is $9,995. The supplied listing data shows an owner-finance price of $16,795, while the financing text lists a purchase price of $16,794, so buyers should confirm the exact contract figure before signing.
The stated financing terms include 5% interest, a 72-month loan term, monthly taxes of $12.39, a total monthly payment of $281.84, and $549 due today. Those numbers make the payment structure clear enough for initial budgeting, but they are not a substitute for reading the contract.
A financed land purchase should be evaluated by total cost, payment timing, title-transfer terms, taxes, late-payment rules, and any buyer obligations during the contract period.
- Is the binding owner-finance purchase price $16,795 or $16,794?
- Does the $281.84 total monthly payment include all recurring amounts shown in the contract?
- When does title transfer to the buyer under the owner-finance agreement?
- Are there any document, recording, servicing, prepayment, or default-related fees not shown in the summary?
- How are property taxes handled during the financing term?
How to compare this Mosca parcel with other Colorado land
Compare this property on more than price per acre. The important variables are confirmed access, utility connection cost, water source, septic feasibility, zoning, permit path, and the total cost of financing if you are not paying cash.
Against other Colorado land for sale, this parcel’s strengths are the listed 5.57-acre size, low cash price, and available owner financing. The open questions are equally important: road access is not specified, utility availability needs provider confirmation, and buildability must be verified with the county.
If you are comparing multiple parcels, create the same checklist for each one: parcel record, zoning, access, utilities, water, septic, flood status, taxes, restrictions, and closing terms. The best deal is the one that fits your intended use after verification, not just the one with the lowest headline price.
Questions buyers may ask about this property and area
Bottom line
This 5.57-acre Mosca parcel offers a low cash price, an owner-finance option, and a clear parcel identity in Alamosa County. For buyers seeking rural Colorado land, those are useful starting points.
The decision should turn on verification. Road access is not specified, utility availability needs provider confirmation, and Residential zoning does not automatically prove buildability. The acreage discrepancy in the listing materials should also be resolved before closing.
If the parcel matches your budget and location goals, the next step is to review the full listing, then confirm the county, utility, access, tax, and financing details in writing.
Interested in this Mosca land listing?
Review the listing details, ask the seller your questions, and complete county due diligence before making a purchase decision.
Helpful next steps
Compare similar vacant land and owner-finance land options, then use official county resources to confirm zoning, access, permits, taxes, and utility assumptions.






