Valmy (Owner Finance $599.00 a month), NV Land for Sale: 80 Acres with Owner Financing Available
For buyers who want meaningful Nevada acreage without a conventional land loan, this listing brings together a large tract, a low stated entry point, and owner-finance terms that are easy to understand at a glance.
LandCentury property LC26489 is an 80-acre vacant land parcel on Treaty Hill Road in Valmy, Humboldt County, Nevada 89438. The listing shows a cash price of $54,995, an owner-finance price around $59,994 to $59,995, and a stated monthly payment of $599.
The important caveat is verification. The listing identifies the zoning as Residential, road access as Dirt Road, and utilities as city utilities available, but buyers should confirm zoning, access, utility reach, water, septic, taxes, and parcel records directly through Humboldt County and relevant providers before relying on those fields.
Property snapshot
Here are the listing facts that matter most, along with what each one means for a practical land buyer.
Use this number when referencing the LandCentury listing or asking follow-up questions about this specific parcel.
The parcel is positioned as rural northern Nevada land; county-level records are the key verification path.
A tract of this size can support multiple buyer goals, but boundaries, frontage, terrain, and usable area still need review.
This is a listing field, not a permit approval. Confirm permitted uses, setbacks, and any overlays with Humboldt County before planning improvements.
Dirt-road access should be checked for legal access, maintenance responsibility, and seasonal passability.
Treat this as a claim to verify. Confirm which utilities are actually at or near the parcel and what extension costs may apply.
The listing indicates a warranty deed transfer, but buyers should still review title, legal description, liens, and closing documents.
The tax figure should be confirmed with the Humboldt County Assessor because listing summaries and financing estimates can differ.
Valmy and Humboldt County setting
The supplied listing places this property in Valmy, Humboldt County, Nevada, with coordinates of 40.8499429, -117.1658472. That coordinate point is useful for mapping the parcel, comparing it to county GIS layers, and starting access and boundary research.
This is rural northern Nevada land, so the most important local context is not tourism or nearby attractions; it is how the parcel relates to county zoning, roads, utilities, emergency access, tax districts, and mapped environmental layers.
Humboldt County maintains official map and GIS resources that can help buyers look at parcel location, road layers, county-maintained roads, fire districts, and other local mapping context. Those tools should be used alongside assessor and planning contacts before purchase.
Potential buyer fit and realistic use paths
This 80-acre Valmy parcel may appeal to buyers looking for rural acreage, an owner-financed land purchase, a long-term hold, or a potential residential-use site. The listing also places it in categories connected to agricultural, recreational, mobile home, RV, and residential land.
Those categories are useful for understanding possible buyer interest, but they are not the same as county approval. Every intended use should be checked against Humboldt County zoning, permit rules, access requirements, water availability, septic feasibility, utility service, deed restrictions, and any recorded easements.
- Rural homesite evaluation, if residential use is allowed and permits, utilities, water, septic, access, and site conditions support the plan.
- Mobile home or manufactured-home placement, only if Humboldt County rules, installation standards, utilities, septic, and access requirements allow it.
- RV or recreational basecamp use, subject to county rules on occupancy duration, waste handling, access, fire safety, and any camping or RV restrictions.
- Agricultural or open-space use, if zoning, water rights, fencing, soil conditions, and local regulations support the intended activity.
- Long-term land hold for a buyer who is comfortable verifying taxes, title, access, and carrying costs before purchase.
Due diligence checklist before buying
Use the listing as a starting point, then confirm the core facts through county records, utility providers, title work, and professional review where needed.
Match the parcel in county records
Search the parcel number 010-040-11111111 and compare it with the legal description, acreage, coordinates, ownership record, and mapped parcel shape. Make sure the county record matches the land being sold.
Verify zoning and permitted uses
The listing says Residential, but buyers should confirm exact zoning, overlays, minimum standards, setbacks, and whether a home, manufactured home, RV use, agricultural use, or accessory structure is allowed by right or requires approval.
Confirm legal and physical access
Dirt Road access does not automatically mean county-maintained access or year-round access. Verify whether Treaty Hill Road is public, private, maintained, or dependent on easements, and confirm that access is legally recorded.
Check utilities at the parcel level
The listing states city utilities available. Confirm water, sewer, electric, gas, and any communications service with the actual providers, and ask whether service reaches the parcel boundary or would require extension.
Evaluate water and septic feasibility
If sewer service is not available, confirm septic rules, soil requirements, percolation testing, setbacks, and permitting before assuming a dwelling can be supported.
Confirm taxes and carrying costs
The listing shows a tax figure of $202 and monthly taxes of $24.91 in the financing terms. Ask the assessor to verify current taxes, assessed value, special districts, and whether any changes may occur after transfer.
Review title, deed, restrictions, and closing documents
The listing indicates a Warranty Deed. Buyers should still review title status, liens, easements, mineral or water rights issues, deed restrictions, CC&Rs, and any HOA or POA obligations if applicable.
Check mapped risks and site conditions
Use county and federal mapping resources to review flood potential, drainage, slope, fire response context, environmental constraints, and road conditions before planning improvements or regular access.
The best official starting point for map-based verification is the Humboldt County Maps resource, which supports parcel, road, and local district research. Use it together with assessor and planning contacts for a complete review.
Owner-financing details to review
The listing is offered with owner financing and a stated total monthly payment of $599. The structured data shows an owner-finance price around $59,994 to $59,995, a 3.99% interest rate, a 120-month term, monthly taxes of $24.91, a $9 loan processing fee, and $995 due today.
The terms also state no prepayment penalty and no credit check. That can be attractive for buyers who want a simpler path into land ownership, but the written agreement still matters. Review the full contract, payment schedule, late fees, default provisions, payoff rules, deed timing, and any servicing costs before committing.
- Is the final purchase price $59,994 or $59,995 in the contract?
- Does the $599 payment include taxes for the full term, or can taxes change?
- When does the deed transfer, and what happens after payoff?
- Are there late fees, servicing fees, balloon payments, or default cure periods?
- Can the buyer pay off early without penalty, as the listing terms state?
How to compare this parcel with other Nevada land
When comparing this property to other Nevada land for sale, do not look at acreage and monthly payment alone. Compare the all-in purchase price, taxes, down payment, road status, legal access, zoning certainty, utility reach, water and septic options, and the cost of making the land usable for your intended purpose.
This listing’s standout points are the 80-acre size, Valmy/Humboldt County location, cash price of $54,995, and stated owner-finance payment of $599 per month. The key comparison questions are whether other parcels have more verified utilities, clearer access, stronger county documentation, or fewer improvement costs.
Property video
The listing includes a property video for additional visual context. Use it as a starting point, then verify boundaries, access, utilities, and local rules independently.
Questions buyers may ask about this property and area
Bottom line
LC26489 is a large 80-acre Valmy land listing with a clear buyer hook: rural Nevada acreage paired with owner financing and a stated $599 monthly payment. For buyers who want room, flexibility, and a lower upfront path than many conventional land loans, it is worth a closer look.
The opportunity should be approached with disciplined due diligence. The listing’s Residential zoning, Dirt Road access, and city utilities available fields are important, but they are not substitutes for county confirmation, utility-provider answers, title review, and a practical look at access and site conditions.
If the parcel matches county records and your intended use checks out, this could be a fit for a buyer seeking substantial Humboldt County acreage with seller-financing terms. If any key item is uncertain, resolve it before paying or planning improvements.
Interested in this Valmy land listing?
Review the full listing, confirm the current availability and terms, and ask the seller your property-specific questions before moving forward.
Helpful next steps
Compare similar Nevada parcels, review owner-finance land options, and use official Humboldt County mapping tools to verify the parcel, access, and local context.
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