Wallace $699 a month!, SC Land for Sale: 5 Acres with Paved Access & City Utilities
If you’re looking for rural South Carolina land with room to evaluate a future home base and a seller-financing path, this Wallace-area tract is worth a closer review. The useful starting point is not the marketing headline; it is the parcel data, terms, and local verification path.
LandCentury property LC26764 is a vacant land parcel on Old Wire Road West in Marlboro County, listed as 5 acres, or 217,800 square feet. The supplied parcel number is 013-00-02-123333, with a $64,995 cash price and a $69,995 owner-finance price.
The main caveat is that the legal description references a TBD split via survey from Marlboro County parcel 013-00-02-123. Before relying on the acreage, lot lines, access, utilities, or permitted uses, verify the final survey and county records.
Property snapshot
Here are the listing-level facts that matter most before you decide whether to inspect the parcel or request documents.
Use this when asking LandCentury or the seller for the survey, contract, and current status.
Essential for county GIS, tax, title, and zoning research; also compare it with the parent parcel and survey-split reference.
Acreage gives room to evaluate several land plans, but final usable area depends on survey, setbacks, drainage, and restrictions.
The cash price is the baseline; the financed price and interest should be reviewed as a separate cost structure.
Useful starting point, but it does not by itself confirm a building permit, manufactured-home approval, or RV use.
These are listing claims to verify in the field and with providers before assuming driveway or hookup costs.
Recurring costs look modest in the listing, but tax bills, assessments, and recorded restrictions should be checked with county records.
A warranty deed and no-lien statement are positive listing details, but a title search or closing review should still confirm them.
Wallace-area setting in Marlboro County
The supplied location places the parcel on Old Wire Road West in the Wallace area of Marlboro County, South Carolina, with coordinates 34.7209355, -79.8318665. Because the source city field includes a financing phrase, use the parcel number, coordinates, and county mapping tools for precise location work.
Marlboro County is a rural northeastern South Carolina county. U.S. Census context shows a 2025 estimated population of 25,488 and 479.67 square miles of land area, which helps explain the lower-density setting but does not confirm services at this specific lot.
Parcel-specific facts are narrower: the listing notes paved road access, city utilities available, flat terrain, and sea-level elevation. Treat those as prompts for verification, especially drainage, driveway, water/sewer or septic, and utility connection costs.
State hazard planning materials identify flood exposure as a county-level consideration in South Carolina. That does not mean this tract is in a flood zone, but the flat, low-lying description makes flood maps and local drainage history worth checking.
Potential uses and buyer fit
With residential zoning listed and no HOA/POA stated, the parcel may appeal to buyers who want acreage to evaluate for a residence, manufactured home, or flexible rural ownership. The words residential and utilities available are not the same as permit approval or confirmed hookups.
Use the possibilities below as screening ideas, not promises. Each depends on Marlboro County zoning, final survey approval, setbacks, access, utilities, septic or sewer feasibility, flood/drainage conditions, and any recorded restrictions.
- Future site-built residence, if the final surveyed lot, residential zoning, setbacks, access, and utility or septic approvals support it.
- Manufactured-home plan, only if Marlboro County rules and any recorded restrictions allow the specific home type and installation.
- RV use or temporary stay, only if local ordinances, sanitation rules, power and water access, and duration limits permit it.
- Private recreational space or weekend land base, subject to legal access, safe parking, local rules, and environmental constraints.
- Buy-and-hold land ownership for someone comfortable carrying taxes, verifying title, and accepting that resale or income outcomes are not guaranteed.
Due diligence before you buy LC26764
This is the work that turns a land listing into a decision-ready purchase. Do these checks before relying on the parcel for a home, manufactured home, RV use, or long-term investment plan.
Confirm the final survey and legal description
The listing references a TBD split via survey from Marlboro County parcel 013-00-02-123. Ask for the final survey, recorded plat status, acreage confirmation, and the legal description that will appear on the deed.
Match the parcel in county GIS
Use parcel/APN 013-00-02-123333 and the supplied coordinates to compare the mapped location, parent parcel reference, road frontage, and surrounding land context. GIS should support, not replace, a survey.
Verify zoning and permitted uses
Residential zoning is listed, but you still need local confirmation of site-built home rules, manufactured-home rules, RV limits, setbacks, minimum lot standards, and any subdivision conditions.
Prove access and driveway requirements
The listing says paved road access. Confirm whether access is direct frontage, shared access, or easement-based, and ask whether a driveway, culvert, or address permit is required.
Confirm utilities in writing
City utilities are listed as available, but availability can mean different things. Ask the relevant providers what services are at the road or lot line, what it costs to connect, and whether sewer is available or septic approval is needed.
Check drainage, flood, and environmental constraints
Because the parcel is described as flat and sea level, review FEMA flood information, local drainage patterns, wetlands or low-ground concerns, and any easements before budgeting for site work.
Verify taxes, HOA, liens, and title status
The listing states $124 in annual taxes, no HOA/POA, and no known liens or back taxes. Confirm the tax bill, assessment, ownership record, recorded restrictions, and lien status through county records and a title review.
Read the owner-finance agreement carefully
Confirm the financed purchase price, interest rate, term, payment schedule, fees, prepayment rights, late fees, default remedies, deed delivery timing, and what happens if a permit or utility issue arises.
For map-based verification, Marlboro County GIS is the most useful single official source to start with because it can help buyers check parcel mapping, nearby context, and county record details before ordering professional reports.
Owner financing terms in plain English
The listing presents two price tracks: a $64,995 cash price and a $69,995 owner-finance price. The financing terms show 5.99% interest, a 120-month term, a stated $699 total monthly payment, a $12 monthly tax line, a $11 loan processing fee, and $7,995 due today.
The monthly payment may make the property easier to approach than a full cash purchase, but it is not the same as comparing total cost. Ask for an amortization schedule and compare the financed price, interest, fees, and payoff terms against the cash option.
The listing also markets no credit check, no income verification, everyone qualifies, and no realtor fees. Treat those as seller-offer terms to confirm in writing, not as a substitute for reviewing the contract.
- Is the deed delivered at closing or after the loan is paid off?
- Are there prepayment penalties, late fees, balloon payments, servicing fees, or default charges?
- Can I receive an amortization schedule showing principal, interest, taxes, and fees?
- What happens if zoning, survey, utility, access, or septic verification changes my intended use?
- Are payments escrowed or serviced by a third party, and how are taxes handled during the term?
How to compare this tract with other South Carolina land
Do not compare only the monthly payment. Normalize each land option by acreage, verified road frontage, utility connection cost, zoning, flood/drainage risk, taxes, survey status, title condition, and total finance cost.
LC26764 stands out in the supplied data for owner financing, no HOA/POA listed, residential zoning, paved-road access noted, and city utilities available. The main items to discount or investigate are the TBD survey split, unverified utility hookups, and site-specific drainage or flood conditions.
Questions buyers may ask about this property and area
Bottom line for buyers
LC26764 is best viewed as a 5-acre Wallace-area land opportunity with owner financing and residential zoning listed, not as a fully verified build-ready site. The size, price options, no-HOA note, paved-road note, and city-utilities-available note give buyers a useful starting point.
The survey split is the central verification issue. Before closing, match the APN and final plat, verify access, utilities, title and tax status, drainage and flood conditions, and the exact permitted use you have in mind.
For a buyer who wants Marlboro County acreage with payment flexibility, this parcel is worth a closer look if the contract terms work and the due diligence checks come back clean.
Ready to review the listing?
Review the full property details, request the survey and financing documents, and compare the terms against your intended use before making a final decision.
Official verification resource
Use Marlboro County GIS as the first official map check for parcel boundaries, nearby context, and county record comparison.
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