0.32 Acres of Land for Sale in Williston, FL with Owner Financing

If you’re looking for an affordable Florida homesite-style lot with a lower upfront path than traditional bank financing, this Levy County parcel is worth a careful, practical review—not just a quick glance at the price.
The property is parcel 06721-010-00 on NE 139TH TER in Williston, Florida 32696, totaling 0.32 acres, or about 13,939 square feet. The listed cash price is $9,900, with owner financing also offered at a $15,900 purchase price.
The key caveat: the listing notes residential zoning, dirt road access, and well/septic needed, but buyers should confirm the exact zoning district, allowed uses, access status, flood context, and utility feasibility before relying on any development plan.
Property snapshot for parcel 06721-010-00
Here are the core facts supplied for this Williston land listing, along with what each one means for a buyer’s next steps.
Use this number when checking Levy County zoning, tax, ownership, permit, and flood-related records.
The legal description helps tie the listing to county deed and property records during closing review.
A small lot can still be useful, but setbacks, septic/well placement, drainage, and driveway layout need close review.
County-level rules and records are central to verifying zoning, permits, and development feasibility.
This is a helpful starting point, but the exact zoning district and allowed uses should be confirmed with Levy County.
Buyers should verify legal access, road frontage, maintenance responsibility, and whether the road condition supports the intended use.
The buyer should budget time and research for well, septic, and power feasibility before planning construction or placement of a home.
This is a useful holding-cost clue, but the current tax bill, assessments, and payment status should be verified in county records.
Williston and Levy County setting
The supplied property data places this parcel in Williston, Levy County, Florida, with an approximate coordinate point of 29.4164635, -82.5415823. That identifies the general location for mapping and research, but it does not replace county parcel verification.
For this lot, the most important local context is administrative rather than promotional: Levy County zoning, permitting, flood-layer review, permit records, road questions, and septic/well feasibility are the practical issues a buyer should work through.
Levy County guidance indicates that parcel zoning can be checked through county map layers, and residential construction permitting involves zoning compliance before the building permit process. For a 0.32-acre lot, that review is especially important because setbacks, drainage, access, and utility placement can determine whether a buyer’s intended use is realistic.
Potential buyer fit and realistic use paths
This parcel may fit buyers looking for a modestly priced residential land position in Levy County, especially those who want a cash purchase option or seller financing. The lot size and listed residential zoning make it a candidate for residential due diligence, not a guaranteed homesite.
Because the listing includes residential buildable land and mobile home/RV land categories, buyers may naturally ask about a site-built home, manufactured home, or RV-related use. Those possibilities should be evaluated only after confirming the exact zoning district, setbacks, permit requirements, flood status, access, and utility feasibility.
- Site-built residence, if Levy County confirms the zoning district allows the use and the lot can meet setbacks, building code, access, drainage, water, septic, and permit requirements.
- Manufactured or mobile home placement, if the exact zoning district, county permitting rules, setup requirements, and utility approvals allow it.
- RV use or temporary occupancy only if county rules specifically permit the intended duration and setup; do not assume this from the listing category alone.
- Land holding or future planning for a buyer who wants an affordable Levy County parcel while completing zoning, utility, flood, and access research.
Due diligence checklist before buying this Williston lot
Use the parcel number, legal description, and county records to confirm the facts that affect use, cost, and closing confidence.
Confirm the exact zoning district
The listing says Residential, but buyers should verify the exact Levy County zoning district for parcel 06721-010-00 and review allowed uses, setbacks, and any special conditions.
Ask about zoning compliance and building permits
Levy County indicates that residential construction permitting involves a zoning compliance step. Confirm what is required for a site-built home, manufactured home, or any other intended use before planning improvements.
Verify road access and maintenance
The listing notes dirt road access. Confirm legal ingress and egress, frontage, whether the road is public or private, maintenance responsibility, and whether access is acceptable for construction and emergency services.
Research well, septic, and power feasibility
The listing says well and septic are needed. Check whether the lot can support the required systems, what permits are needed, whether power is available nearby, and what connection or installation costs may look like.
Check flood, drainage, and environmental constraints
Review FEMA flood mapping and county GIS layers, then look closely at local drainage, wetlands, low areas, and stormwater issues. These checks are especially important on smaller parcels.
Verify tax and ownership records
Treat the listed $91.00 tax amount as informational until county records confirm the current tax bill, assessed value, ownership details, exemptions, special assessments, and any delinquent amounts.
Request permit and code-enforcement history
Use the parcel number or address to look for prior permits, denied applications, open code issues, or other records that could affect future plans.
Review the owner-finance documents
If financing, confirm the contract for deed terms, payment schedule, APR, processing fee, deed-transfer timing, default terms, taxes, insurance responsibilities, and whether prepayment is allowed.
For zoning and parcel-layer research, the best official starting point is Levy County’s zoning information resource. Use it to confirm the zoning district, allowed uses, setbacks, and map-layer context before relying on the listing’s residential zoning note.
Cash and owner-finance options
The listing gives two purchase paths: a $9,900 cash price or a $15,900 owner-finance price. The financed option lists a $2,000 down payment, a financed amount of $13,900, 10% APR, and a separate $249 processing and origination fee.
Monthly payment options in the supplied terms are $295.33 for 60 months, $230.76 for 84 months, or $183.69 for 120 months. The terms also state that financing is offered with no credit check or income verification, using a contract for deed with deed transfer after the final payment.
For a buyer, the decision is not just monthly affordability. Compare total cost, fee structure, deed timing, tax responsibilities, prepayment terms, and what happens if you later decide the parcel does not fit your intended use.
- Is the $249 processing and origination fee due at signing, and are there any other closing or servicing costs?
- Are property taxes, recording costs, or insurance handled by the buyer during the contract period?
- Is there any prepayment penalty if the buyer pays off the balance early?
- What exact event triggers deed transfer after final payment?
- What default, cancellation, or cure provisions are included in the contract for deed?
Questions buyers may ask about this property and area
Bottom line for buyers
This 0.32-acre Williston parcel is a clear, affordable land listing with useful basics already stated: parcel number, legal description, residential zoning listed, dirt road access, well/septic needed, cash pricing, and owner-finance terms.
The opportunity is strongest for a buyer who wants a small Levy County lot and is willing to verify the details that matter most: exact zoning district, permitted uses, access, flood status, utilities, septic and well feasibility, taxes, and contract terms.
Do not treat the listing category or residential zoning note as a final approval for a home, mobile home, or RV use. Treat it as a starting point for focused due diligence, then decide whether the parcel fits your plan and budget.
Ready to review the listing?
Open the full LandCentury listing to see current availability, seller details, images, and purchase options for parcel 06721-010-00.
Helpful next steps
Compare this parcel with other Florida land, review vacant land options, and use Levy County’s official zoning guidance before making a final decision.





