Crossfield, TN Land for Sale: 0.5 Acres with Paved Access & City Utilities
If you are comparing small Tennessee land lots for a future homesite, a low-maintenance hold, or a subdivision parcel with listed utility access, this Cumberland County property is worth a careful look—but it should be evaluated by parcel records, not marketing labels alone.
The listing describes a 0.5-acre vacant land parcel, APN 150A J 039.00, tied to Lot 252 in the Lake Tansi Village / Apache subdivision context. The cash price is $12,995, owner financing is listed with a three-month payment plan, and the data notes residential zoning, paved road access, and city utilities available.
The main caveat is location verification: the legal description references Cumberland County and a Crossville, Tennessee address, while other listing fields and coordinates conflict. Before relying on the location, use the APN and recorded legal description to confirm the mapped parcel with official county records.
Property snapshot for APN 150A J 039.00
These are the core facts supplied in the property data, followed by what each fact means for a land buyer. Items such as buildability, utility service, and restrictions still need local confirmation.
This is the key identifier to use when checking county assessment, tax, ownership, GIS, and recorded plat information.
The recorded subdivision context may bring plat notes, covenants, setbacks, or association-related rules that can affect use.
A half-acre lot can suit a compact residential plan, but setbacks, drainage, utilities, and subdivision rules determine the usable area.
This is the listed cash price and the baseline figure for comparing similar small Cumberland County land listings.
Short-term seller financing may help with timing, but buyers should review payment dates, default terms, fees, and title transfer timing before signing.
Residential zoning supports a home-oriented review, but it does not by itself confirm that a specific house, manufactured home, RV, or accessory structure is permitted.
Paved access is helpful, but buyers should confirm legal access, road maintenance responsibility, and driveway permit requirements.
Availability is not the same as active service at the lot. Confirm water, sewer, power, taps, meters, connection points, and fees directly with the provider.
Cumberland County and Lake Tansi subdivision context
The most reliable location clues in the supplied data are the Cumberland County, Tennessee reference, the legal description, and the Lake Tansi Village / Apache subdivision references. The legal description also references a Crossville, Tennessee address, while a separate city field uses a conflicting label. That makes official parcel verification especially important.
For a buyer, the local context is less about scenery and more about jurisdiction. Cumberland County and the City of Crossville maintain resources for parcel assessment, planning, utilities, public works, and mapping. Those offices can help answer the practical questions that determine whether this lot fits your plan.
The subdivision context also matters. A recorded plat lot may have additional rules beyond public zoning, including setback notes, minimum structure standards, utility easements, road maintenance responsibilities, or association requirements. None of those documents were supplied in the property package, so they should be requested and reviewed.
Potential uses and best-fit buyers
This is a small residential-lot profile, not a large acreage or agricultural tract. The strongest fit is a buyer who wants a half-acre parcel in a recorded subdivision setting and is willing to complete utility, zoning, flood, access, and covenant due diligence before closing.
Any use should be treated as conditional until confirmed by the applicable planning office, utility provider, and recorded subdivision documents. The listing categories and residential zoning note are helpful starting points, but they are not a permit, utility commitment, or buildability guarantee.
- Future residential homesite, if zoning, setbacks, utilities, soil conditions, flood status, and subdivision rules support the intended structure.
- Small land hold in Cumberland County, if the buyer is comfortable verifying taxes, access, and any recurring subdivision or association obligations.
- Manufactured home, modular home, or RV-related use only if specifically allowed by current zoning, building codes, utility rules, and recorded covenants.
- Neighboring-owner expansion or buffer lot, if the parcel boundaries, title, and subdivision rules align with that purpose.
- Buyer seeking a paved-road subdivision lot with city utilities reportedly available, subject to written serviceability and connection-cost confirmation.
Due diligence checklist before making a decision
Use the parcel number and legal description as your anchor. Because the supplied map coordinates conflict with the Tennessee parcel details, verification should happen before funds are sent, documents are signed, or building plans are priced.
Confirm the exact parcel and map location
Search APN 150A J 039.00 in Cumberland County records and confirm that the legal description, plat reference, owner record, and mapped parcel match the lot being offered.
Verify taxes and assessment status
The data lists a tax figure of 98, but no tax year or full bill context is provided. Confirm assessed value, current taxes, payment status, and any delinquency or special assessment.
Review zoning and permitted structures
The listing states residential zoning. Ask the applicable planning or codes office whether your intended use is allowed, including minimum dwelling size, setbacks, manufactured home rules, RV rules, accessory structures, and permit requirements.
Confirm utility service in writing
Do not assume city utilities are already connected. Ask the utility provider about water, sewer, power, meter availability, tap fees, connection points, line extensions, easements, and expected timelines.
Check road access and maintenance
The listing notes paved road access. Confirm whether the road is public, private, city, county, or association-maintained, and whether a driveway permit or recorded ingress/egress easement is needed.
Pull subdivision documents
Because the legal description references Lake Tansi Village and the data references Apache lot 252, request the recorded plat, covenants, restrictions, HOA or POA documents, architectural rules, and any fee schedule.
Screen flood, drainage, and site conditions
Cumberland County participates in the National Flood Insurance Program, and flood-zone activity may trigger permits. Check FEMA/NFHL resources, local flood guidance, drainage patterns, wetlands concerns, and soil suitability before planning construction or septic.
Understand the financing documents
If using the listed three-month payment plan, review the contract, payoff terms, default language, any fees, and when title transfers. Ask for those terms in writing before committing.
The Cumberland County Assessor of Property is the key official source for checking parcel identity, assessment information, and tax-related details for APN 150A J 039.00.
Owner financing considerations
The listing states that owner financing is available at the listed price, with a three-month payment plan. That is a short payoff window, so buyers should look at it as a timing tool rather than a long-term land loan.
Before relying on financing, review the written agreement carefully. The most important items are the exact payment schedule, whether any additional fees apply, what happens if a payment is late, and when the deed or title documents are delivered or recorded.
- What are the exact payment due dates under the three-month plan?
- Are there any document, servicing, recording, processing, or other fees not shown in the summary?
- When does title transfer, and what deed documents will be recorded?
- What happens if the buyer pays off early or misses a payment?
- Is the buyer responsible for taxes, association charges, or maintenance obligations during the payment period?
How this lot compares with broader Tennessee land options
Compared with larger rural tracts, this property is a small subdivision-style lot with residential zoning listed and paved road access noted. That can be attractive for a buyer who wants a more defined parcel, but it also makes subdivision rules and utility confirmation more important.
Compared with remote vacant land, the listed city utilities and paved road access are meaningful positives if verified. However, this is not the right fit for a buyer seeking unrestricted acreage, agricultural scale, or a recreational tract where utility access is less central.
Questions buyers may ask about this property and area
Bottom line for buyers
This 0.5-acre Cumberland County listing has several buyer-friendly starting points: a defined APN, residential zoning listed, paved road access noted, city utilities reportedly available, a $12,995 price, and short-term owner financing.
The opportunity also comes with a real verification issue. Because the supplied coordinates and some listing labels conflict with the Tennessee legal description, the parcel should be checked through official county records before a buyer relies on the map location or moves forward.
If the APN, subdivision documents, utilities, access, taxes, and flood review all check out for your intended use, this could be a practical small-lot option for a buyer focused on the Crossville / Cumberland County area.
Interested in APN 150A J 039.00?
Review the full listing, ask for current documents, and verify the parcel details before making a purchase decision.
Helpful next step
Use the official assessor record and the listing documents together. The APN should match the legal description, mapped parcel, tax record, and seller paperwork before closing.
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